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1. 发明申请

US20070007332A1 MONEY TRANSFER SYSTEMS AND METHODS FOR TRAVELERS 有权
标题翻译：货币转移系统和旅行者方法
公开(公告)号：US20070007332A1
公开(公告)日：2007-01-11
申请号：US11467465
申请日：2006-08-25
申请人： Kurt Hansen , Dean Seifert , Mark Thompson , Mike Michelsen
发明人： Kurt Hansen , Dean Seifert , Mark Thompson , Mike Michelsen
IPC分类号： G07F19/00
CPC分类号： G07F19/203 , G06Q20/00 , G06Q20/04 , G06Q20/10 , G06Q20/20 , G06Q20/381 , G06Q30/06 , G06Q40/00 , G06Q40/02 , G06Q99/00 , G07F19/20 , G07F19/201
摘要： One method involves payment of money to a recipient traveling to one or more foreign countries by entering into a remote computer money transfer information from a sender. The money transfer information comprises recipient identification information, at least one country where the money is to be received, and a payment amount in an originating currency. The money transfer information is transmitted to a host computer system. When ready to receive payment in the designated country, recipient identification information along with a request to withdraw a portion of a possible payment amount is entered into a payout computer. The recipient identification information and the request to withdraw is transmitted to a host computer system, and the requested withdrawal is provided to the recipient in the local currency.
摘要翻译：一种方法涉及通过从发送者输入远程计算机货币转移信息向通过一个或多个外国旅行的接收者支付金钱。货币转移信息包括收件人识别信息，要接收货币的至少一个国家和原始货币的支付金额。汇款信息被传送到主计算机系统。当准备在指定国家接收付款时，收件人身份信息以及提取可能的支付金额的一部分的请求被输入到支付计算机中。接收方识别信息和撤回请求被发送到主机系统，并且以本地货币向接收方提供所请求的提款。

2. 发明申请

US20080035723A1 MONEY TRANSFER SYSTEMS AND METHODS FOR TRAVELERS 失效
标题翻译：货币转移系统和旅行者方法
公开(公告)号：US20080035723A1
公开(公告)日：2008-02-14
申请号：US11758101
申请日：2007-06-05
申请人： Kurt Hansen , Dean Seifert , Mark Thompson , Mike Michelsen
发明人： Kurt Hansen , Dean Seifert , Mark Thompson , Mike Michelsen
IPC分类号： G06Q40/00
CPC分类号： G07F19/203 , G06Q20/00 , G06Q20/04 , G06Q20/10 , G06Q20/20 , G06Q20/381 , G06Q30/06 , G06Q40/00 , G06Q40/02 , G06Q99/00 , G07F19/20 , G07F19/201
摘要： One method involves payment of money to a recipient traveling to one or more foreign countries by entering into a remote computer money transfer information from a sender. The money transfer information comprises recipient identification information, at least one country where the money is to be received, and a payment amount in an originating currency. The money transfer information is transmitted to a host computer system. When ready to receive payment in the designated country, recipient identification information along with a request to withdraw a portion of a possible payment amount is entered into a payout computer. The recipient identification information and the request to withdraw is transmitted to a host computer system, and the requested withdrawal is provided to the recipient in the local currency.
摘要翻译：一种方法涉及通过从发送者输入远程计算机货币转移信息向通过一个或多个外国旅行的接收者支付金钱。货币转移信息包括收件人识别信息，要接收货币的至少一个国家和原始货币的支付金额。汇款信息被传送到主计算机系统。当准备在指定国家接收付款时，收件人身份信息以及提取可能的支付金额的一部分的请求被输入到支付计算机中。接收方识别信息和撤回请求被发送到主机系统，并且以本地货币向接收方提供所请求的提款。

3. 发明申请

US20050167481A1 System and method for transferring money from one country to a stored value account in a different country 有权
标题翻译：将货币从一个国家转移到另一个国家的储值账户的制度和方法
公开(公告)号：US20050167481A1
公开(公告)日：2005-08-04
申请号：US11092312
申请日：2005-03-28
申请人： Kurt Hansen , Dean Seifert , Mark Thompson , Mike Michelsen
发明人： Kurt Hansen , Dean Seifert , Mark Thompson , Mike Michelsen
IPC分类号： G06Q20/00 , G06Q40/00 , G06Q99/00 , G07F19/00 , G06F17/60
CPC分类号： G07F19/203 , G06Q20/00 , G06Q20/04 , G06Q20/10 , G06Q20/20 , G06Q20/381 , G06Q30/06 , G06Q40/00 , G06Q40/02 , G06Q99/00 , G07F19/20 , G07F19/201
摘要： One method involves payment of money to a recipient traveling to one or more foreign countries by entering into a remote computer money transfer information from a sender. The money transfer information comprises recipient identification information, at least one country where the money is to be received, and a payment amount in an originating currency. The money transfer information is transmitted to a host computer system. When ready to receive payment in the designated country, recipient identification information along with a request to withdraw a portion of a possible payment amount is entered into a payout computer. The recipient identification information and the request to withdraw is transmitted to a host computer system, and the requested withdrawal is provided to the recipient in the local currency.
摘要翻译：一种方法涉及通过从发送者输入远程计算机货币转移信息向通过一个或多个外国旅行的接收者支付金钱。货币转移信息包括收件人识别信息，要接收货币的至少一个国家和原始货币的支付金额。汇款信息被传送到主计算机系统。当准备在指定国家接收付款时，收件人身份信息以及提取可能的支付金额的一部分的请求被输入到支付计算机中。接收方识别信息和撤回请求被发送到主机系统，并且以本地货币向接收方提供所请求的提款。

4. 发明授权

US08955741B2 Money transfer systems and methods for travelers 有权
公开(公告)号：US08955741B2
公开(公告)日：2015-02-17
申请号：US12467985
申请日：2009-05-18
申请人： Kurt Hansen , Dean A. Seifert , Mark Thompson , Mike Michelsen
发明人： Kurt Hansen , Dean A. Seifert , Mark Thompson , Mike Michelsen
IPC分类号： G07F19/00 , G06Q20/00 , G06Q20/04 , G06Q20/10 , G06Q20/20 , G06Q20/38 , G06Q30/06 , G06Q40/00 , G06Q40/02 , G06Q99/00
CPC分类号： G07F19/203 , G06Q20/00 , G06Q20/04 , G06Q20/10 , G06Q20/20 , G06Q20/381 , G06Q30/06 , G06Q40/00 , G06Q40/02 , G06Q99/00 , G07F19/20 , G07F19/201
摘要： One method involves payment of money to a recipient traveling to one or more foreign countries by entering into a remote computer money transfer information from a sender. The money transfer information comprises recipient identification information, at least one country where the money is to be received, and a payment amount in an originating currency. The money transfer information is transmitted to a host computer system. When ready to receive payment in the designated country, recipient identification information along with a request to withdraw a portion of a possible payment amount is entered into a payout computer. The recipient identification information and the request to withdraw is transmitted to a host computer system, and the requested withdrawal is provided to the recipient in the local currency.

5. 发明授权

US07578434B2 System and method for transferring money from one country to a stored value account in a different country 有权
标题翻译：将货币从一个国家转移到另一个国家的储值账户的制度和方法
公开(公告)号：US07578434B2
公开(公告)日：2009-08-25
申请号：US11092312
申请日：2005-03-28
申请人： Kurt Hansen , Dean A. Seifert , Mark Thompson , Mike Michelsen
发明人： Kurt Hansen , Dean A. Seifert , Mark Thompson , Mike Michelsen
IPC分类号： G06F17/60
CPC分类号： G07F19/203 , G06Q20/00 , G06Q20/04 , G06Q20/10 , G06Q20/20 , G06Q20/381 , G06Q30/06 , G06Q40/00 , G06Q40/02 , G06Q99/00 , G07F19/20 , G07F19/201
摘要： One method involves payment of money to a recipient traveling to one or more foreign countries by entering into a remote computer money transfer information from a sender. The money transfer information comprises recipient identification information, at least one country where the money is to be received, and a payment amount in an originating currency. The money transfer information is transmitted to a host computer system. When ready to receive payment in the designated country, recipient identification information along with a request to withdraw a portion of a possible payment amount is entered into a payout computer. The recipient identification information and the request to withdraw is transmitted to a host computer system, and the requested withdrawal is provided to the recipient in the local currency.
摘要翻译：一种方法涉及通过从发送者输入远程计算机货币转移信息向通过一个或多个外国旅行的接收者支付金钱。货币转移信息包括收件人识别信息，要接收货币的至少一个国家和原始货币的支付金额。汇款信息被传送到主计算机系统。当准备在指定国家接收付款时，收件人身份信息以及提取可能的支付金额的一部分的请求被输入到支付计算机中。接收方识别信息和撤回请求被发送到主机系统，并且以本地货币向接收方提供所请求的提款。

6. 发明授权

US07104440B2 Money transfer systems and methods for travelers 有权
公开(公告)号：US07104440B2
公开(公告)日：2006-09-12
申请号：US10206661
申请日：2002-07-26
申请人： Kurt Hansen , Dean A. Seifert , Mark Thompson , Mike Michelsen
发明人： Kurt Hansen , Dean A. Seifert , Mark Thompson , Mike Michelsen
IPC分类号： G06F17/60
CPC分类号： G07F19/203 , G06Q20/00 , G06Q20/04 , G06Q20/10 , G06Q20/20 , G06Q20/381 , G06Q30/06 , G06Q40/00 , G06Q40/02 , G06Q99/00 , G07F19/20 , G07F19/201
摘要： One method involves payment of money to a recipient traveling to one or more foreign countries by entering into a remote computer money transfer information from a sender. The money transfer information comprises recipient identification information, at least one country where the money is to be received, and a payment amount in an originating currency. The money transfer information is transmitted to a host computer system. When ready to receive payment in the designated country, recipient identification information along with a request to withdraw a portion of a possible payment amount is entered into a payout computer. The recipient identification information and the request to withdraw is transmitted to a host computer system, and the requested withdrawal is provided to the recipient in the local currency.

7. 发明申请

US20090283585A1 MONEY TRANSFER SYSTEMS AND METHODS FOR TRAVELERS 有权
标题翻译：货币转移系统和旅行者方法
公开(公告)号：US20090283585A1
公开(公告)日：2009-11-19
申请号：US12467985
申请日：2009-05-18
申请人： Kurt Hansen , Dean A. Seifert , Mark Thompson , Mike Michelsen
发明人： Kurt Hansen , Dean A. Seifert , Mark Thompson , Mike Michelsen
IPC分类号： G07F19/00 , H04M1/00
CPC分类号： G07F19/203 , G06Q20/00 , G06Q20/04 , G06Q20/10 , G06Q20/20 , G06Q20/381 , G06Q30/06 , G06Q40/00 , G06Q40/02 , G06Q99/00 , G07F19/20 , G07F19/201
摘要： One method involves payment of money to a recipient traveling to one or more foreign countries by entering into a remote computer money transfer information from a sender. The money transfer information comprises recipient identification information, at least one country where the money is to be received, and a payment amount in an originating currency. The money transfer information is transmitted to a host computer system. When ready to receive payment in the designated country, recipient identification information along with a request to withdraw a portion of a possible payment amount is entered into a payout computer. The recipient identification information and the request to withdraw is transmitted to a host computer system, and the requested withdrawal is provided to the recipient in the local currency.
摘要翻译：一种方法涉及通过从发送者输入远程计算机货币转移信息向通过一个或多个外国旅行的接收者支付金钱。货币转移信息包括收件人识别信息，要接收货币的至少一个国家和原始货币的支付金额。汇款信息被传送到主计算机系统。当准备在指定国家接收付款时，收件人身份信息以及提取可能的支付金额的一部分的请求被输入到支付计算机中。接收方识别信息和撤回请求被发送到主机系统，并且以本地货币向接收方提供所请求的提款。

8. 发明授权

US07549575B2 Money transfer systems and methods for travelers 失效
标题翻译：汇款系统和旅行方式
公开(公告)号：US07549575B2
公开(公告)日：2009-06-23
申请号：US11758101
申请日：2007-06-05
申请人： Kurt L. Hansen , Dean A. Seifert , Mark Thompson , Mike Michelsen
发明人： Kurt L. Hansen , Dean A. Seifert , Mark Thompson , Mike Michelsen
IPC分类号： G06F17/60
CPC分类号： G07F19/203 , G06Q20/00 , G06Q20/04 , G06Q20/10 , G06Q20/20 , G06Q20/381 , G06Q30/06 , G06Q40/00 , G06Q40/02 , G06Q99/00 , G07F19/20 , G07F19/201
摘要： One method involves payment of money to a recipient traveling to one or more foreign countries by entering into a remote computer money transfer information from a sender. The money transfer information comprises recipient identification information, at least one country where the money is to be received, and a payment amount in an originating currency. The money transfer information is transmitted to a host computer system. When ready to receive payment in the designated country, recipient identification information along with a request to withdraw a portion of a possible payment amount is entered into a payout computer. The recipient identification information and the request to withdraw is transmitted to a host computer system, and the requested withdrawal is provided to the recipient in the local currency.
摘要翻译：一种方法涉及通过从发送者输入远程计算机货币转移信息向通过一个或多个外国旅行的接收者支付金钱。货币转移信息包括收件人识别信息，要接收货币的至少一个国家和原始货币的支付金额。汇款信息被传送到主计算机系统。当准备在指定国家接收付款时，收件人身份信息以及提取可能的支付金额的一部分的请求被输入到支付计算机中。接收方识别信息和撤回请求被发送到主机系统，并且以本地货币向接收方提供所请求的提款。

9. 发明授权

US07229011B2 Money transfer systems and methods for travelers 有权
标题翻译：汇款系统和旅行方式
公开(公告)号：US07229011B2
公开(公告)日：2007-06-12
申请号：US11467465
申请日：2006-08-25
申请人： Kurt L. Hansen , Dean A. Seifert , Mark Thompson , Mike Michelsen
发明人： Kurt L. Hansen , Dean A. Seifert , Mark Thompson , Mike Michelsen
IPC分类号： G06F17/60
CPC分类号： G07F19/203 , G06Q20/00 , G06Q20/04 , G06Q20/10 , G06Q20/20 , G06Q20/381 , G06Q30/06 , G06Q40/00 , G06Q40/02 , G06Q99/00 , G07F19/20 , G07F19/201
摘要： One method involves payment of money to a recipient traveling to one or more foreign countries by entering into a remote computer money transfer information from a sender. The money transfer information comprises recipient identification information, at least one country where the money is to be received, and a payment amount in an originating currency. The money transfer information is transmitted to a host computer system. When ready to receive payment in the designated country, recipient identification information along with a request to withdraw a portion of a possible payment amount is entered into a payout computer. The recipient identification information and the request to withdraw is transmitted to a host computer system, and the requested withdrawal is provided to the recipient in the local currency.
摘要翻译：一种方法涉及通过从发送者输入远程计算机货币转移信息向通过一个或多个外国旅行的接收者支付金钱。货币转移信息包括收件人识别信息，要接收货币的至少一个国家和原始货币的支付金额。汇款信息被传送到主计算机系统。当准备在指定国家接收付款时，收件人身份信息以及提取可能的支付金额的一部分的请求被输入到支付计算机中。接收方识别信息和撤回请求被发送到主机系统，并且以本地货币向接收方提供所请求的提款。

10. 发明授权

US08620799B2 Universal ledger 有权
标题翻译：通用分类帐
公开(公告)号：US08620799B2
公开(公告)日：2013-12-31
申请号：US13008393
申请日：2011-01-18
申请人： Michele Demark , Mike Michelsen , Diane Scott , Chris Cochran
发明人： Michele Demark , Mike Michelsen , Diane Scott , Chris Cochran
IPC分类号： G06Q40/00
CPC分类号： G06Q40/025 , G06Q10/06 , G06Q20/102 , G06Q30/0613 , G06Q50/01
摘要： The present invention provides systems and methods for tracking obligations incurred between individuals. The method may include receiving a request from a first party, where the request includes an expense incurred by the first party for the benefit of a second party. The method may also include providing a notice of the request to the second party and receiving an acceptance from the second party to assume an obligation associated with the expense. The method may further include associating the obligation with the second party and associating a benefit with the first party. The obligation and/or benefit may be substantially equal in value to the expense. The method may additionally include interfacing with a social network service to provide the social network service with information about the obligation and/or the benefit.
摘要翻译：本发明提供了跟踪个人之间承担的义务的系统和方法。该方法可以包括从第一方接收请求，其中请求包括第一方为了第二方的利益而招致的费用。该方法还可以包括向第二方提供请求的通知，并且接收来自第二方的接受承担与费用相关联的义务。该方法还可以包括将义务与第二方关联并将利益与第一方相关联。义务和/或利益可能与费用的价值基本相同。该方法还可以包括与社交网络服务的接口，以向社交网络服务提供关于义务和/或利益的信息。

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