会员体验
专利管家(专利管理)
工作空间(专利管理)
风险监控(情报监控)
数据分析(专利分析)
侵权分析(诉讼无效)
联系我们
交流群
官方交流:
QQ群: 891211   
微信请扫码    >>>
现在联系顾问~
热词
    • 8. 发明申请
    • SYSTEMS AND METHODS FOR PREDICTING FINANCIAL BEHAVIORS
    • 用于预测财务行为的系统和方法
    • US20110238550A1
    • 2011-09-29
    • US13070938
    • 2011-03-24
    • Joshua ReichShamir Karkal
    • Joshua ReichShamir Karkal
    • G06Q40/00
    • G06Q40/02G06Q30/02G06Q40/00
    • A system and method for predicting financial behaviors of the consumers and utilizing this predicted data to assist consumers in managing their accounts and find other consumers. The systems and methods of the present invention provides for receiving consumers transactions and clustering the transactions to compute a similarity measure and further predicting future transactions based on the similarity measure of the clustered transactions. These predictive future transactions are further computed to generate a predictive behavior model which provides predictive financial behaviors of the consumers. Some of the uses of this system and method include assisting users by warning them of impending problems, optimally routing transactions, suggesting financial products and identifying particular behavior patterns for personal goal achievement and self directed behavior modification.
    • 一种用于预测消费者的财务行为并利用这一预测数据来帮助消费者管理其账户并找到其他消费者的系统和方法。 本发明的系统和方法提供了接收消费者交易并对交易进行聚类以计算相似性度量,并且基于群集交易的相似性度量进一步预测未来交易。 进一步计算这些预测未来交易以产生提供消费者的预测性金融行为的预测行为模型。 该系统和方法的一些使用包括通过警告他们即将出现的问题,最佳地路由交易,建议金融产品和识别用于个人目标实现和自主行为修改的特定行为模式来帮助用户。