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1. 发明授权

US09009069B2 Phased debit activation system and method 有权
标题翻译：分阶段借记激活系统和方法
公开(公告)号：US09009069B2
公开(公告)日：2015-04-14
申请号：US13370536
申请日：2012-02-10
申请人： Joseph Brenny , David B. Smith , Michael Thomas Bahl
发明人： Joseph Brenny , David B. Smith , Michael Thomas Bahl
IPC分类号： G06Q20/20 , G06Q20/28 , G06Q20/34
CPC分类号： G06Q20/20 , G06Q20/28 , G06Q20/347 , G06Q20/349
摘要： A method of facilitating activation of a general-purpose reloadable (GPR) card includes reading an activation storage medium from a GPR card using a point-of-sale (POS) terminal, wherein the GPR card is linked to a GPR account stored on a database. The method further includes collecting identification information from a card applicant and forwarding the collected identification information to a financial processing network, submitting an initial monetary amount to be loaded to the GPR account to the financial processing network, and communicating initial activation of the GPR account to the card applicant at the POS terminal after receiving activation approval from the financial processing network. The initial activation of the GPR account is a first phase of activation in a multiple phase activation characterized by the GPR account being available for use toward a price of purchases and unavailable for loading an additional monetary amount to the GPR account.
摘要翻译：促进通用可再加载（GPR）卡的激活的方法包括使用销售点（POS）终端从GPR卡读取激活存储介质，其中GPR卡被链接到存储在数据库。该方法还包括从卡申请人收集识别信息并将收集的识别信息转发到财务处理网络，向财务处理网络提交要加载到GPR账户的初始货币金额，以及将GPR账户的初始激活通知给在POS终端接收到来自财务处理网络的激活批准后的卡申请人。 GPR帐户的初始激活是多阶段激活的第一阶段激活，其特征在于GPR账户可用于购买价格，并且不能向GPR账户加载额外的金额。

2. 发明申请

US20130211935A1 PHASED DEBIT ACTIVATION SYSTEM AND METHOD 有权
标题翻译：相位启动激活系统和方法
公开(公告)号：US20130211935A1
公开(公告)日：2013-08-15
申请号：US13370536
申请日：2012-02-10
申请人： Joseph Brenny , David B. Smith , Michael Thomas Bahl
发明人： Joseph Brenny , David B. Smith , Michael Thomas Bahl
IPC分类号： G06Q20/20
CPC分类号： G06Q20/20 , G06Q20/28 , G06Q20/347 , G06Q20/349
摘要： A method of facilitating activation of a general-purpose reloadable (GPR) card includes reading an activation storage medium from a GPR card using a point-of-sale (POS) terminal, wherein the GPR card is linked to a GPR account stored on a database. The method further includes collecting identification information from a card applicant and forwarding the collected identification information to a financial processing network, submitting an initial monetary amount to be loaded to the GPR account to the financial processing network, and communicating initial activation of the GPR account to the card applicant at the POS terminal after receiving activation approval from the financial processing network. The initial activation of the GPR account is a first phase of activation in a multiple phase activation characterized by the GPR account being available for use toward a price of purchases and unavailable for loading an additional monetary amount to the GPR account.
摘要翻译：促进通用可再加载（GPR）卡的激活的方法包括使用销售点（POS）终端从GPR卡读取激活存储介质，其中GPR卡被链接到存储在数据库。该方法还包括从卡申请人收集识别信息并将收集的识别信息转发到财务处理网络，向财务处理网络提交要加载到GPR账户的初始货币金额，以及将GPR账户的初始激活通知给在POS终端接收到来自财务处理网络的激活批准后的卡申请人。 GPR帐户的初始激活是多阶段激活的第一阶段激活，其特征在于GPR账户可用于购买价格，并且不能向GPR账户加载额外的金额。

3. 发明授权

US09659286B2 Point-of-sale terminal having a scanner shared by full and scan-only checkout modules 有权
公开(公告)号：US09659286B2
公开(公告)日：2017-05-23
申请号：US13016263
申请日：2011-01-28
申请人： Greg Rose , Mike Cooley , John Deters , Kevin Jansen , Joseph Brenny , Julie Wegmiller
发明人： Greg Rose , Mike Cooley , John Deters , Kevin Jansen , Joseph Brenny , Julie Wegmiller
IPC分类号： G06Q20/20 , G07G1/00 , G06Q10/08 , G06Q30/02 , G06Q30/06 , G06F3/02 , G06F3/0481 , G06F3/0484
CPC分类号： G06Q20/204 , G06F3/02 , G06F3/0481 , G06F3/0484 , G06Q10/087 , G06Q20/202 , G06Q20/208 , G06Q20/209 , G06Q30/02 , G06Q30/06 , G07G1/0045
摘要： Disclosed herein are methods and systems for executing a first transaction at a checkout system at substantially the same time that a second transaction is started at the checkout system. For example, a cashier can scan one or more items, adding the items to a first transaction. When all items have been added to the first transaction and a first customer is making a payment in the first transaction, the cashier can begin to add items to a second transaction, such that execution of the first transaction occurs at substantially the same time that items are added to the second transaction.

4. 发明申请

US20100287058A1 Service Plan Product and Associated System and Method 有权
标题翻译：服务计划产品及相关制度与方法
公开(公告)号：US20100287058A1
公开(公告)日：2010-11-11
申请号：US12842436
申请日：2010-07-23
申请人： Daniel Rosskamm , Joseph Brenny , Steven Orzel , Stephen L. Eastman
发明人： Daniel Rosskamm , Joseph Brenny , Steven Orzel , Stephen L. Eastman
IPC分类号： G06Q10/00 , G06K19/06 , G06K7/10 , G06Q30/00 , G09F3/00 , G09F3/10 , G09F3/18
CPC分类号： G06Q30/06 , G06Q10/20 , G06Q20/20 , G06Q20/202 , G06Q20/208 , G06Q30/012
摘要： A service plan product providing a tangible representation of a service plan includes a support backer and a tag removably coupled with the backer. The tag includes service plan account identification means corresponding to a service plan account stored in a database and plan administrator contact indicia. The tag is configured to be removed from the backer and applied to a primary product for which the service plan is provided, and wherein only the service plan account identification means is required for the service plan administrator to access the database to identify details regarding the service plan account. Related systems and methods are also disclosed and provide additional advantages.
摘要翻译：提供服务计划的有形表示的服务计划产品包括支持支持者和可拆卸地与支持者耦合的标签。标签包括对应于存储在数据库中的服务计划帐户的服务计划帐户识别装置和计划管理员联系人标记。标签被配置为从支持者移除并应用于提供服务计划的主要产品，并且其中仅需要服务计划帐户识别装置以使服务计划管理员访问数据库以识别关于服务的细节计划帐户。还公开了相关系统和方法，并提供了额外的优点。

5. 发明申请

US20080095441A1 SERVICE PLAN PRODUCT AND ASSOCIATED SYSTEM AND METHOD 有权
标题翻译：服务计划产品及相关系统及方法
公开(公告)号：US20080095441A1
公开(公告)日：2008-04-24
申请号：US11678366
申请日：2007-02-23
申请人： Daniel Rosskamm , Joseph Brenny , Steven Orzel , Stephen L. Eastman
发明人： Daniel Rosskamm , Joseph Brenny , Steven Orzel , Stephen L. Eastman
IPC分类号： G06K9/18
CPC分类号： G06Q30/06 , G06Q10/20 , G06Q20/20 , G06Q20/202 , G06Q20/208 , G06Q30/012
摘要： A service plan product providing a tangible representation of a service plan includes a support backer and a tag removably coupled with the backer. The tag includes service plan account identification means corresponding to a service plan account stored in a database and plan administrator contact indicia. The tag is configured to be removed from the backer and applied to a primary product for which the service plan is provided, and wherein only the service plan account identification means is required for the service plan administrator to access the database to identify details regarding the service plan account. Related systems and methods are also disclosed and provide additional advantages.
摘要翻译：提供服务计划的有形表示的服务计划产品包括支持支持者和可拆卸地与支持者耦合的标签。标签包括对应于存储在数据库中的服务计划帐户的服务计划帐户识别装置和计划管理员联系人标记。标签被配置为从支持者移除并应用于提供服务计划的主要产品，并且其中仅需要服务计划帐户识别装置以使服务计划管理员访问数据库以识别关于服务的细节计划帐户。还公开了相关系统和方法，并提供了额外的优点。

6. 发明授权

US08478696B2 Service plan product and associated system and method 有权
标题翻译：服务计划产品及相关系统及方法
公开(公告)号：US08478696B2
公开(公告)日：2013-07-02
申请号：US12842436
申请日：2010-07-23
申请人： Daniel Rosskamm , Joseph Brenny , Steven Orzel , Stephen L. Eastman
发明人： Daniel Rosskamm , Joseph Brenny , Steven Orzel , Stephen L. Eastman
IPC分类号： G06Q10/00 , G06Q30/00
CPC分类号： G06Q30/06 , G06Q10/20 , G06Q20/20 , G06Q20/202 , G06Q20/208 , G06Q30/012
摘要： A service plan product providing a tangible representation of a service plan includes a support backer and a tag removably coupled with the backer. The tag includes service plan account identification means corresponding to a service plan account stored in a database and plan administrator contact indicia. The tag is configured to be removed from the backer and applied to a primary product for which the service plan is provided, and wherein only the service plan account identification means is required for the service plan administrator to access the database to identify details regarding the service plan account. Related systems and methods are also disclosed and provide additional advantages.
摘要翻译：提供服务计划的有形表示的服务计划产品包括支持支持者和可拆卸地与支持者耦合的标签。标签包括对应于存储在数据库中的服务计划帐户的服务计划帐户识别装置和计划管理员联系人标记。标签被配置为从支持者移除并应用于提供服务计划的主要产品，并且其中仅需要服务计划帐户识别装置以使服务计划管理员访问数据库以识别关于服务的细节计划帐户。还公开了相关系统和方法，并提供了额外的优点。

7. 发明申请

US20120197744A1 SYSTEM AND METHOD FOR POINT OF SALE TRANSACTIONS 有权
标题翻译：销售交易点的系统和方法
公开(公告)号：US20120197744A1
公开(公告)日：2012-08-02
申请号：US13016263
申请日：2011-01-28
申请人： Greg Rose , Mike Cooley , John Deters , Kevin Jansen , Joseph Brenny , Julie Wegmiller
发明人： Greg Rose , Mike Cooley , John Deters , Kevin Jansen , Joseph Brenny , Julie Wegmiller
IPC分类号： G06Q30/00 , G06Q20/00
CPC分类号： G06Q20/204 , G06F3/02 , G06F3/0481 , G06F3/0484 , G06Q10/087 , G06Q20/202 , G06Q20/208 , G06Q20/209 , G06Q30/02 , G06Q30/06 , G07G1/0045
摘要： Disclosed herein are methods and systems for executing a first transaction at a checkout system at substantially the same time that a second transaction is started at the checkout system. For example, a cashier can scan one or more items, adding the items to a first transaction. When all items have been added to the first transaction and a first customer is making a payment in the first transaction, the cashier can begin to add items to a second transaction, such that execution of the first transaction occurs at substantially the same time that items are added to the second transaction.
摘要翻译：本文公开了用于在结帐系统处执行第一事务的方法和系统，其基本上与在结帐系统处开始第二事务相同。例如，收银员可以扫描一个或多个项目，将项目添加到第一个交易中。当所有项目已被添加到第一交易中并且第一客户在第一交易中进行支付时，出纳员可以开始向第二交易添加项目，使得第一交易的执行基本上在项目被添加到第二个事务。

8. 发明授权

US07797252B2 Service plan product and associated system 有权
标题翻译：服务计划产品及相关系统
公开(公告)号：US07797252B2
公开(公告)日：2010-09-14
申请号：US11678366
申请日：2007-02-23
申请人： Daniel Rosskamm , Joseph Brenny , Steven Orzel , Stephen L. Eastman
发明人： Daniel Rosskamm , Joseph Brenny , Steven Orzel , Stephen L. Eastman
IPC分类号： G06Q10/00
CPC分类号： G06Q30/06 , G06Q10/20 , G06Q20/20 , G06Q20/202 , G06Q20/208 , G06Q30/012
摘要： A service plan product providing a tangible representation of a service plan includes a support backer and a tag removably coupled with the backer. The tag includes service plan account identification means corresponding to a service plan account stored in a database and plan administrator contact indicia. The tag is configured to be removed from the backer and applied to a primary product for which the service plan is provided, and wherein only the service plan account identification means is required for the service plan administrator to access the database to identify details regarding the service plan account. Related systems and methods are also disclosed and provide additional advantages.
摘要翻译：提供服务计划的有形表示的服务计划产品包括支持支持者和可拆卸地与支持者耦合的标签。标签包括对应于存储在数据库中的服务计划帐户的服务计划帐户识别装置和计划管理员联系人标记。标签被配置为从支持者移除并应用于提供服务计划的主要产品，并且其中仅需要服务计划帐户识别装置以使服务计划管理员访问数据库以识别关于服务的细节计划帐户。还公开了相关系统和方法，并提供了额外的优点。

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