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    • 1. 发明申请
    • AUTOMATED LENDING SYSTEM WITH AUTOMATIC DIVERSIFICATION AND CONTRACT EXECUTION AND SPONSORSHIPS
    • 具有自动多元化和合同执行和赞助的自动借贷系统
    • US20090076972A1
    • 2009-03-19
    • US12234277
    • 2008-09-19
    • John WitchelChristian Larsen
    • John WitchelChristian Larsen
    • G06Q40/00G06Q30/00
    • G06Q40/02G06Q40/025G06Q40/04G06Q40/06G06Q50/188
    • In the disclosed computerized lending systems, terms of contracts are coordinated between a plurality of parties, each of which operate party client systems to interface to the electronic transaction processing system, including a database of transactions representing contracts, parties to the contracts and at least essential terms of the contracts. Signaling to each of the parties can be done without identifying each party to the other, including throughout execution of the contract. The logic to coordinate can be contract term negotiating logic and/or auction logic and the binding contract can be a loan contract, with the loans being obtained through an auction process directly between lender and borrower. A lender might have a standing order that can be filled with loans to multiple borrowers, to provide diversification. Contracts and loans can be represented by sponsors, wherein a sponsor might introduce a borrower to the system as well as be part of the process of default management for the borrowers that sponsor brings to the table. Reputations might be tracked and used in contract term negotiating, including reputations of borrowers and reputation of sponsors who sponsor borrowers. Reputation values of sponsors might relate to performance of loans of borrowers sponsored by those sponsors. Risk mitigation might occur by way of personal relationships between borrowers and sponsors.
    • 在所公开的计算机化贷款系统中,合约条款在多方之间进行协调,每个方面操作方客户端系统以与电子交易处理系统接口,包括代表合同的交易数据库,合约方,至少基本 合同条款。 可以在不确定每一方的情况下,包括在执行合同期间,向各方发出信号。 协调的逻辑可以是合同期限谈判逻辑和/或拍卖逻辑,有约束力的合同可以是贷款合同,贷款通过直接在贷方和借款人之间的拍卖过程获得。 贷款人可能会有一个可以向多个借款人提供贷款的常规订单,以提供多元化。 合同和贷款可以由赞助者代表,其中赞助商可能会向系统介绍借款人,并将其作为赞助商借款人的违约管理过程的一部分。 声誉可能在合同期限谈判中得到追踪和使用,包括借款人的声誉以及赞助借款人的赞助商的声誉。 赞助商的声誉价值可能与由赞助商赞助的借款人的贷款履行有关。 风险缓解可能通过借款人和发起人之间的个人关系来实现。
    • 3. 发明授权
    • Systems and methods for high pass filtering with smart saturation
    • 智能饱和高通滤波的系统和方法
    • US08804985B2
    • 2014-08-12
    • US13040121
    • 2011-03-03
    • Christian Larsen
    • Christian Larsen
    • H02B1/00
    • H03H7/0107
    • An audio processing system that includes an audio filter having one or more elements capable of having state, such as a capacitor, an inductor or a delay. A saturation detector is configured to detect saturation of the audio filter and to generate an output when saturation of the filter is detected, such as a switch control signal. A switch is connected to the audio filter and the saturation detector, wherein the state of one or more of the elements of the audio filter is changed when the saturation detector provides the output to the switch, such as when the switch shorts the element and causes the energy stored in the element to be dissipated.
    • 一种音频处理系统,包括具有能够具有诸如电容器,电感器或延迟等状态的一个或多个元件的音频滤波器。 饱和检测器被配置为检测音频滤波器的饱和度并且在检测到滤波器的饱和时产生输出,诸如开关控制信号。 开关连接到音频滤波器和饱和度检测器,其中当饱和检测器向开关提供输出时,音频滤波器的一个或多个元件的状态改变,例如当开关将元件短路并导致 存储在要消散的元素中的能量。
    • 5. 发明授权
    • Apparatus and method for a smooth powerup of a reference signal
    • 用于参考信号平滑加电的装置和方法
    • US08212608B2
    • 2012-07-03
    • US12860791
    • 2010-08-20
    • Christian LarsenGomathi KomanduruLorenzo Crespi
    • Christian LarsenGomathi KomanduruLorenzo Crespi
    • G05F1/10G05F3/02
    • H03F1/305H03F3/181H03F2200/03H03K17/223H03K17/28
    • A circuit for providing a reference voltage can be widely used in audio applications. However, at startup an abrupt start in the reference signal can cause undesirable audible artifacts. A circuit employing feedback of a reference voltage to control the charging of a capacitor which provides the reference voltage can be used to provide a smooth startup to the reference voltage. The circuit contains a differential pair for steering a fixed current source from one path to another as the reference voltage increases. The steered current can then be mirrored into one or more current mirrors where the newly mirrored current can be squeezed to zero when the difference between a desired reference voltage and the reference voltage approaches zero. This newly mirrored current can be used to charge a capacitor which is used to provide the reference voltage.
    • 用于提供参考电压的电路可以广泛地用于音频应用中。 然而,在启动时,参考信号中的突然启动可能导致不希望的可听见的伪影。 采用参考电压的反馈来控制提供参考电压的电容器的充电的电路可用于提供对参考电压的平滑启动。 该电路包含用于在参考电压增加时将固定电流源从一个路径转向另一个路径的差分对。 转向电流然后可以被镜像到一个或多个电流镜中,当期望的参考电压和参考电压之间的差接近零时,新镜像电流可以被压缩到零。 这个新镜像电流可以用于对用于提供参考电压的电容器进行充电。
    • 8. 发明授权
    • High-bandwidth linear current mirror
    • 高带宽线性电流镜
    • US08587287B2
    • 2013-11-19
    • US12828640
    • 2010-07-01
    • Christian LarsenLorenzo Crespi
    • Christian LarsenLorenzo Crespi
    • G05F3/16
    • G05F3/262
    • High linearity is essential in audio circuitry. As sampling rates for audio applications are needed, high speed and high linearity are needed in analog and mixed signal portions of audio circuitry such as in current mirrors. A current mirror employs two current paths in an output. The first current path is driven by a fast acting transistor through a resistor. The second current path is driven by a differential amplifier coupled to another transistor through another resistor. The second current path is used to maintain linearity by causing the voltage across both transistors to be the same.
    • 高线性度在音频电路中至关重要。 由于需要音频应用的采样率,所以在诸如电流镜之类的音频电路的模拟和混合信号部分中需要高速和高线性度。 电流镜在输出中使用两个电流路径。 第一电流路径由快速作用的晶体管通过电阻驱动。 第二电流路径由通过另一个电阻耦合到另一个晶体管的差分放大器驱动。 第二电流路径用于通过使两个晶体管两端的电压相同来保持线性度。