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1. 发明授权

US07773780B2 Augmented biometric authorization system and method 有权
标题翻译：增强生物特征授权系统和方法
公开(公告)号：US07773780B2
公开(公告)日：2010-08-10
申请号：US11737009
申请日：2007-04-18
申请人： John K. Schneider , Fred Kiefer , Jack Kitchens
发明人： John K. Schneider , Fred Kiefer , Jack Kitchens
IPC分类号： G06K9/00
CPC分类号： G06K9/00 , G06F21/32 , G06F2221/2117 , G06K9/00892 , G06Q20/341 , G06Q20/40 , G06Q20/4014 , G06Q20/40145 , G07C9/00158 , G07F7/1008 , H04L63/0861
摘要： Systems and methods of authorizing an activity, such as a financial transaction, are disclosed. Authorizing the activity may be accomplished by comparing a biometric sample to a biometric specimen. The sample is stored in a database and includes biometric information corresponding to two physiologically distinct portions of an individual. When that individual later is a person desiring to authorize an activity, he provides a specimen that includes biometric information corresponding to two physiologically distinct portions of his person. A comparison between the sample and the specimen is performed, and if a match is determined then the activity is authorized. If the comparison is performed and a match is not determined, then the activity is not authorized.
摘要翻译：披露授权活动（如金融交易）的系统和方法。可以通过将生物特征样本与生物特征标本进行比较来实现活动的授权。样本存储在数据库中，并且包括对应于个体的两个生理上不同部分的生物特征信息。当这个人以后是一个想要授权活动的人时，他提供了一个标本，其中包含对应于他人的两个生理上不同部分的生物特征信息。执行样品与样品之间的比较，如果确定匹配，则活动被授权。如果执行比较并且未确定匹配，则该活动未被授权。

2. 发明申请

US20080025572A1 Augmented Biometric Authorization System And Method 有权
标题翻译：增强生物识别授权系统和方法
公开(公告)号：US20080025572A1
公开(公告)日：2008-01-31
申请号：US11737009
申请日：2007-04-18
申请人： John Schneider , Fred Kiefer , Jack Kitchens
发明人： John Schneider , Fred Kiefer , Jack Kitchens
IPC分类号： G06K9/00
CPC分类号： G06K9/00 , G06F21/32 , G06F2221/2117 , G06K9/00892 , G06Q20/341 , G06Q20/40 , G06Q20/4014 , G06Q20/40145 , G07C9/00158 , G07F7/1008 , H04L63/0861
摘要： Systems and methods of authorizing an activity, such as a financial transaction, are disclosed. Authorizing the activity may be accomplished by comparing a biometric sample to a biometric specimen. The sample is stored in a database and includes biometric information corresponding to two physiologically distinct portions of an individual. When that individual later is a person desiring to authorize an activity, he provides a specimen that includes biometric information corresponding to two physiologically distinct portions of his person. A comparison between the sample and the specimen is performed, and if a match is determined then the activity is authorized. If the comparison is performed and a match is not determined, then the activity is not authorized.
摘要翻译：披露授权活动（如金融交易）的系统和方法。可以通过将生物特征样本与生物特征标本进行比较来实现活动的授权。样本存储在数据库中，并且包括对应于个体的两个生理上不同部分的生物特征信息。当这个人以后是一个想要授权活动的人时，他提供了一个标本，其中包含对应于他人的两个生理上不同部分的生物特征信息。执行样品与样品之间的比较，如果确定匹配，则活动被授权。如果执行比较并且未确定匹配，则该活动未被授权。

3. 发明申请

US20080104006A1 Multimodal Fusion Decision Logic System Using Copula Model 有权
标题翻译：使用Copula模型的多模式融合决策逻辑系统
公开(公告)号：US20080104006A1
公开(公告)日：2008-05-01
申请号：US11876521
申请日：2007-10-22
申请人： Fred Kiefer
发明人： Fred Kiefer
IPC分类号： G06N5/02
CPC分类号： G06N99/005
摘要： The present invention includes a method of deciding whether a data set is acceptable for making a decision. A first probability partition array and a second probability partition array may be provided. One or both of the probability partition arrays may be a Copula model. A no-match zone may be established and used to calculate a false-acceptance-rate (“FAR”) and/or a false-rejection-rate (“FRR”) for the data set. The FAR and/or the FAR may be compared to desired rates. Based on the comparison, the data set may be either accepted or rejected. The invention may also be embodied as a computer readable memory device for executing the methods.
摘要翻译：本发明包括一种决定数据集是否可接受以作出决定的方法。可以提供第一概率分区阵列和第二概率分区阵列。一个或两个概率分区阵列可以是Copula模型。可以建立不匹配区域并用于计算数据集的错误接受率（“FAR”）和/或伪拒绝率（“FRR”）。 FAR和/或FAR可以与期望的比率进行比较。基于比较，数据集可以被接受或拒绝。本发明还可以被实现为用于执行方法的计算机可读存储器件。

4. 发明申请

US20060280345A1 Large-Area Biometric Specimen Comparison With Small-Area Biometric Sample 有权
标题翻译：大面积生物特征样本与小面积生物特征样本比较
公开(公告)号：US20060280345A1
公开(公告)日：2006-12-14
申请号：US11424139
申请日：2006-06-14
申请人： John Schneider , Fred Kiefer
发明人： John Schneider , Fred Kiefer
IPC分类号： G06K9/00
CPC分类号： G06K9/00006 , G06K9/00013
摘要： Methods and systems according to the invention may compare a large-area biometric specimen and a small-area biometric sample. For example, a large-area plain surface fingerprint image may be stored in a fingerprint database as a specimen, and then a small-area plain surface fingerprint image may be acquired as a sample. The small-area image sample may be submitted to a fingerprint matching system for comparison with a large-area image specimen from the database. A determination may be made as to whether the small-area image matches a portion of the large-area image.
摘要翻译：根据本发明的方法和系统可以比较大面积生物测定样本和小面积生物特征样本。例如，大面积平纹表面指纹图像可以存储在指纹数据库中作为样本，然后可以获取小面积平纹指纹图像作为样本。可以将小区域图像样本提交给指纹匹配系统以与来自数据库的大面积图像样本进行比较。可以确定小面积图像是否匹配大面积图像的一部分。

5. 发明申请

US20060260988A1 Multimodal Authorization Method, System And Device 有权
标题翻译：多模式授权方法，系统和设备
公开(公告)号：US20060260988A1
公开(公告)日：2006-11-23
申请号：US11420686
申请日：2006-05-26
申请人： John Schneider , Fred Kiefer , Leonard Pratt , James Baker
发明人： John Schneider , Fred Kiefer , Leonard Pratt , James Baker
IPC分类号： B07C5/00
CPC分类号： G06K9/6277 , G06K9/00885 , G06Q20/3674
摘要： The invention includes methods, systems and devices for authenticating transactions. A method may begin by enrolling at least two biometric specimens to a database. A false acceptance ratio (“FAR”) is determined for each of the specimens, and authorization options are identified. A cost value is calculated for at least one of the options to provide a calculated cost value (“CCV”). The CCV may be a function of the FAR(s) of the specimen(s) corresponding to the option. An acceptable cost value range (“ACV range”) may be identified, and compared to the CCV. If it is determined that the CCV is in the ACV range, then the option is selected. If the CCV is in the ACV range, then a set of biometric samples is provided (the “sample set”). The sample set is compared to the biometric specimens, and it is determined whether the biometric samples match the biometric specimens. If the biometric samples match the biometric specimens, then the transaction is authorized.
摘要翻译：本发明包括用于认证交易的方法，系统和设备。一种方法可以从数据库登记至少两个生物特征标本开始。确定每个标本的错误接受率（“FAR”），并确定授权选项。对于提供计算成本值（“CCV”）的至少一个选项计算成本值。 CCV可以是对应于选项的样本的FAR的函数。可以识别可接受的成本值范围（“ACV范围”），并与CCV进行比较。如果确定CCV处于ACV范围内，则选择该选项。如果CCV处于ACV范围内，则提供一组生物特征样本（“样本集”）。将样本集与生物特征标本进行比较，确定生物特征样本是否与生物特征标本匹配。如果生物特征样本与生物特征标本匹配，则交易被授权。

6. 发明申请

US20060204049A1 Multimodal fusion decision logic system 有权
标题翻译：多模态融合决策逻辑系统
公开(公告)号：US20060204049A1
公开(公告)日：2006-09-14
申请号：US11273824
申请日：2005-11-15
申请人： John Schneider , Fred Kiefer , James Baker
发明人： John Schneider , Fred Kiefer , James Baker
IPC分类号： G05B19/00 , G06K9/00 , H04K1/00
CPC分类号： G06K9/6293 , G06K9/00892 , G06K9/6277
摘要： The present invention includes a method of deciding whether a data set is acceptable for making a decision. A first probability partition array and a second probability partition array may be provided. A no-match zone may be established and used to calculate a false-acceptance-rate (“FAR”) and/or a false-rejection-rate (“FRR”) for the data set. The FAR and/or the FAR may be compared to desired rates. Based on the comparison, the data set may be either accepted or rejected. The invention may also be embodied as a computer readable memory device for executing the methods.
摘要翻译：本发明包括一种决定数据集是否可接受以作出决定的方法。可以提供第一概率分区阵列和第二概率分区阵列。可以建立不匹配区域并用于计算数据集的错误接受率（“FAR”）和/或伪拒绝率（“FRR”）。 FAR和/或FAR可以与期望的比率进行比较。基于比较，数据集可以被接受或拒绝。本发明还可以被实现为用于执行方法的计算机可读存储器件。

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