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    • 7. 发明授权
    • Method and apparatus for conditional payment to a seller
    • 向卖方进行有条件付款的方法和装置
    • US07783537B1
    • 2010-08-24
    • US09536791
    • 2000-03-28
    • Andrew S. Van LucheneAdam StevensonMagdalena MikRussell Pratt Sammon
    • Andrew S. Van LucheneAdam StevensonMagdalena MikRussell Pratt Sammon
    • G06Q40/00
    • G06Q40/02G06Q20/10G06Q40/00
    • A system and method for conducting conditional payments includes receiving an application for a financial account and an authorization to credit an amount to the financial account. Information identifying a substitute collection technique is also received. The transaction is then finalized after receipt of both the application for the financial account and the authorization. The transaction can be finalized in several different ways, depending upon whether the application is approved or rejected. For example, if the application is approved, the transaction can be finalized by crediting the financial account by a first amount, which may represent, for example, the price of an item sold by a seller plus an incentive amount. If, however, the application is rejected, the transaction can be finalized by changing a second amount, without the incentive, to collection technique.
    • 用于进行有条件付款的系统和方法包括接收金融账户申请和授予金融账户金额的授权。 还收到了识别替代收集技术的信息。 在收到财务账户申请和授权后,交易完成。 交易可以以几种不同的方式定稿,具体取决于申请是否被批准或拒绝。 例如,如果申请被批准,可以通过以金额计入金融账户来确定交易,该金额可以表示例如卖方售出的商品的价格加激励金额。 但是,如果申请被拒绝,则可以通过在没有激励的情况下更改第二个数量来完成交易。