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1. 发明申请

US20050144071A1 Method and apparatus to facilitate the electronic accumulation and redemption of a value in an account 审中-公开
标题翻译：促进电子积累和赎回账户价值的方法和设备
公开(公告)号：US20050144071A1
公开(公告)日：2005-06-30
申请号：US10871628
申请日：2004-06-17
申请人： Jay Monahan , Donald Albert , Franck Chastagnol , Peter Chu , Aaron Kwong Yue Lee , Steve Chen
发明人： Jay Monahan , Donald Albert , Franck Chastagnol , Peter Chu , Aaron Kwong Yue Lee , Steve Chen
IPC分类号： G06F20060101 , G06F17/60
CPC分类号： G06Q30/02 , G06Q30/0226
摘要： An automated system to facilitate redemption of value against a single purchase price includes a first module to allocate a first value, of a first value type, to a user within a transaction system. The first module is further to allocate a second value, of a second value type different from the first value type, to the user within the transaction system. A second module is to enable a user to redeem both the first value and the second value against a single purchase price.
摘要翻译：一种自动化系统，用于促成针对单一购买价格兑换价值的自动化系统包括将第一价值类型的第一价值分配给交易系统内的用户的第一模块。第一模块进一步将不同于第一值类型的第二值类型的第二值分配给交易系统内的用户。第二个模块是使用户能够以单一购买价格兑换第一个价值和第二个价值。

2. 发明授权

US08175938B2 Method and system for facilitating merchant-initiated online payments 有权
标题翻译：用于促进商家发起的在线支付的方法和系统
公开(公告)号：US08175938B2
公开(公告)日：2012-05-08
申请号：US10873704
申请日：2004-06-21
申请人： Hugo Olliphant , Franck Chastagnol , Yi-Ling Su , William Wu , Chris Brown , Thach Dang , Thomas Veino , Carol Gunby , Peter Chu , Steve Chen
发明人： Hugo Olliphant , Franck Chastagnol , Yi-Ling Su , William Wu , Chris Brown , Thach Dang , Thomas Veino , Carol Gunby , Peter Chu , Steve Chen
IPC分类号： G06Q40/00
CPC分类号： G06Q20/405 , G06Q20/02 , G06Q20/10 , G06Q20/102 , G06Q20/12 , G06Q40/00
摘要： A method and system for facilitating merchant-initiated online payments are disclosed. According to one aspect of the present invention, a payment service provider's server receives a user's request, via a merchant's server, to establish a merchant-initiated payment relationship or agreement. Accordingly, the payment service provider presents the user with options to customize the terms of the merchant-initiated payment agreement. After the agreement has been established and the terms customized, the merchant server communicates a merchant-initiated payment request to the pavement service provider for a transaction entered into with the user. The payment service provider's server processes the payment request after verifying that processing the payment does not exceed the user-customized terms of the agreement.
摘要翻译：公开了用于促进商家发起的在线支付的方法和系统。根据本发明的一个方面，支付服务提供商的服务器通过商家的服务器接收用户的请求，以建立由商家发起的支付关系或协议。因此，支付服务提供商向用户呈现定制商家发起的支付协议的条款的选项。在协议已经建立并且定制的条款之后，商家服务器将商家发起的支付请求传达到支付服务提供商以进行用户的交易。付款服务提供商的服务器在验证处理付款不超过协议的用户自定义条款之后处理付款请求。

3. 发明申请

US20120215697A1 METHOD AND SYSTEM FOR FACILITATING ONLINE PAYMENTS BASED ON AN ESTABLISHED PAYMENT AGREEMENT 有权
标题翻译：基于已建立的付款协议促进在线支付的方法和系统
公开(公告)号：US20120215697A1
公开(公告)日：2012-08-23
申请号：US13458855
申请日：2012-04-27
申请人： Hugo Olliphant , Franck Chastagnol , Yi-Ling Su , William Wu , Chris Brown , Thach Dang , Thomas Veino , Carol Gunby , Peter Chu , Steve Chen
发明人： Hugo Olliphant , Franck Chastagnol , Yi-Ling Su , William Wu , Chris Brown , Thach Dang , Thomas Veino , Carol Gunby , Peter Chu , Steve Chen
IPC分类号： G06Q20/40
CPC分类号： G06Q20/405 , G06Q20/02 , G06Q20/10 , G06Q20/102 , G06Q20/12 , G06Q40/00
摘要： A method and system for facilitating online payments are disclosed. According to one aspect of the present invention, a payment agreement is established at a payment service provider that defines terms of a payment relationship between a merchant and a user. The establishing of the payment agreement includes linking the payment agreement with a payment account of the merchant or user stored at the payment service provider. After establishing the payment agreement, a payment request associated with a transaction is received, whereby the payment request includes a unique identifier to identify the payment agreement stored at the payment service provider. Based on a verification that the payment request complies with terms of the payment agreement, the payment request is processed.
摘要翻译：公开了用于促进在线支付的方法和系统。根据本发明的一个方面，在定义商家和用户之间的支付关系的条款的支付服务提供商处建立支付协议。支付协议的建立包括将支付协议与存储在支付服务提供商处的商家或用户的支付账户相连接。在建立支付协议之后，接收与交易相关联的支付请求，由此支付请求包括用于识别存储在支付服务提供商处的支付协议的唯一标识符。根据支付请求符合付款协议条款的验证，处理付款请求。

4. 发明授权

US09317841B2 Method and system for facilitating online payments based on an established payment agreement 有权
标题翻译：基于既定支付协议促进在线支付的方法和系统
公开(公告)号：US09317841B2
公开(公告)日：2016-04-19
申请号：US13458855
申请日：2012-04-27
申请人： Hugo Olliphant , Franck Chastagnol , Yi-Ling Su , William Wu , Chris Brown , Thach Dang , Thomas Veino , Carol Gunby , Peter Chu , Steve Chen
发明人： Hugo Olliphant , Franck Chastagnol , Yi-Ling Su , William Wu , Chris Brown , Thach Dang , Thomas Veino , Carol Gunby , Peter Chu , Steve Chen
IPC分类号： G06Q40/00 , G06Q20/02 , G06Q20/10 , G06Q20/12
CPC分类号： G06Q20/405 , G06Q20/02 , G06Q20/10 , G06Q20/102 , G06Q20/12 , G06Q40/00
摘要： A method and system for facilitating online payments are disclosed. According to one aspect of the present invention, a payment agreement is established at a payment service provider that defines terms of a payment relationship between a merchant and a user. The establishing of the payment agreement includes linking the payment agreement with a payment account of the merchant or user stored at the payment service provider. After establishing the payment agreement, a payment request associated with a transaction is received, whereby the payment request includes a unique identifier to identify the payment agreement stored at the payment service provider. Based on a verification that the payment request complies with terms of the payment agreement, the payment request is processed.
摘要翻译：公开了用于促进在线支付的方法和系统。根据本发明的一个方面，在定义商家和用户之间的支付关系的条款的支付服务提供商处建立支付协议。支付协议的建立包括将付款协议与存储在支付服务提供商处的商家或用户的支付帐户相连接。在建立支付协议之后，接收与交易相关联的支付请求，由此支付请求包括用于识别存储在支付服务提供商处的支付协议的唯一标识符。根据支付请求符合付款协议条款的验证，处理付款请求。

5. 发明申请

US20050228750A1 Method and system for facilitating merchant-initiated online payments 有权
标题翻译：用于促进商家发起的在线支付的方法和系统
公开(公告)号：US20050228750A1
公开(公告)日：2005-10-13
申请号：US10873704
申请日：2004-06-21
申请人： Hugo Olliphant , Franck Chastagnol , Yi-Ling Su , William Wu , Chris Brown , Thach Dang , Thomas Veino , Carol Gunby , Peter Chu , Steve Chen
发明人： Hugo Olliphant , Franck Chastagnol , Yi-Ling Su , William Wu , Chris Brown , Thach Dang , Thomas Veino , Carol Gunby , Peter Chu , Steve Chen
IPC分类号： G06Q20/00 , G06F17/60
CPC分类号： G06Q20/405 , G06Q20/02 , G06Q20/10 , G06Q20/102 , G06Q20/12 , G06Q40/00
摘要： A method and system for facilitating merchant-initiated online payments are disclosed. According to one aspect of the present invention, a payment service provider's server receives a user's request, via a merchant's server, to establish a merchant-initiated payment relationship or agreement. Accordingly, the payment service provider presents the user with options to customize the terms of the merchant-initiated payment agreement. After the agreement has been established and the terms customized, the merchant server communicates a merchant-initiated payment request to the pavement service provider for a transaction entered into with the user. The payment service provider's server processes the payment request after verifying that processing the payment does not exceed the user-customized terms of the agreement.
摘要翻译：公开了用于促进商家发起的在线支付的方法和系统。根据本发明的一个方面，支付服务提供商的服务器通过商家的服务器接收用户的请求，以建立由商家发起的支付关系或协议。因此，支付服务提供商向用户呈现定制商家发起的支付协议的条款的选项。在协议已经建立并且定制的条款之后，商家服务器将商家发起的支付请求传达到支付服务提供商以进行用户的交易。付款服务提供商的服务器在验证处理付款不超过协议的用户自定义条款之后处理付款请求。

6. 发明申请

US20050165641A1 Method and system to associate a gift certificate with an email address 审中-公开
标题翻译：将礼券与电子邮件地址关联的方法和系统
公开(公告)号：US20050165641A1
公开(公告)日：2005-07-28
申请号：US10976170
申请日：2004-10-27
申请人： Peter Chu , Steven Chen , Franck Chastagnol , Aaron Lee , Hugo Olliphant , Wendy Billman
发明人： Peter Chu , Steven Chen , Franck Chastagnol , Aaron Lee , Hugo Olliphant , Wendy Billman
IPC分类号： G06Q30/00 , G06F17/60
CPC分类号： G06Q20/0457 , G06F3/0482 , G06F3/04842 , G06F17/2235 , G06Q30/02 , G06Q30/0207 , G06Q30/0241
摘要： A system and method to associate a gift certificate with an email address is useful to permit on-line merchants to provide gift certificates that may be trusted while remaining used to customers. A gift certificate is purchased on-line and associated with a recipient's e-mail address provided by the gift certificate purchaser. An e-mail message containing confirm information used to authenticate the identity of the recipient is subsequently provided. This e-mail message may be sent when the gift certificate is purchased. This e-mail message may also be sent when a printed gift certificate is redeemed. The recipient of the gift certificate returns this confirmation information to complete the authentication process of the recipient's e-mail address. All subsequent activity of related to the use of the gift certificate may be authenticated using the e-mail address once confirmed.
摘要翻译：将礼券与电子邮件地址相关联的系统和方法对于允许在线商家提供可信赖的礼品券而言仍然有用，同时还保留给客户。礼品券在线购买并与礼品购买者提供的收件人的电子邮件地址相关联。随后提供包含用于验证接收者身份的确认信息的电子邮件。当购买礼券时，可能会发送此电子邮件。当打印的礼券被赎回时，也可以发送此电子邮件。礼券的收件人返回此确认信息，以完成收件人电子邮件地址的身份验证过程。与使用礼券相关的所有后续活动可以使用一旦确认的电子邮件地址进行认证。

7. 发明申请

US20050256806A1 Method and system to facilitate securely processing a payment for an online transaction 有权
标题翻译：方便和系统，方便安全处理在线交易的付款
公开(公告)号：US20050256806A1
公开(公告)日：2005-11-17
申请号：US10844863
申请日：2004-05-12
申请人： Alan Tien , Peter Chu , Ray Tanaka , Steve Chen
发明人： Alan Tien , Peter Chu , Ray Tanaka , Steve Chen
IPC分类号： G06Q30/00 , H04L9/00
CPC分类号： G06Q20/405 , G06Q20/04 , G06Q20/12 , G06Q20/382 , G06Q20/3823 , G06Q20/3829 , G06Q30/06
摘要： A computer-implemented method, to facilitate processing a payment for an online transaction, includes, responsive to receiving secure transaction data from a merchant server, using a payment processor to generate a transaction data identifier to identify the transaction data. The payment processor communicates the transaction data identifier to the merchant server. In response to receiving a request to process a payment, including the transaction data identifier, the payment processor requests user credentials from a user. Upon receiving user credentials from the user, the payment processor verifies the user credentials. The payment processor processes the payment and generates a payment identifier to identify payment data associated with the payment. The payment processor communicates the payment identifier to the merchant server. Upon receiving a request for payment data, including the payment identifier, over a secure communication channel from the merchant server, the payment processor communicates the payment data to the merchant server.
摘要翻译：计算机实现的方法，以便于处理在线交易的支付，包括响应于从商家服务器接收安全交易数据，使用支付处理器来生成交易数据标识符以识别交易数据。支付处理器将交易数据标识符传送到商家服务器。响应于接收到处理支付的请求（包括交易数据标识符），支付处理器从用户请求用户凭证。在从用户接收到用户凭证时，支付处理器验证用户凭证。支付处理器处理支付并产生支付标识符以识别与支付相关联的支付数据。支付处理器将支付标识符传送给商家服务器。在通过来自商家服务器的安全通信信道接收到包括支付标识符的支付数据请求时，支付处理器将支付数据传送到商家服务器。

8. 发明授权

US08395653B2 Videoconferencing endpoint having multiple voice-tracking cameras 有权
标题翻译：具有多个语音跟踪摄像机的视频会议端点
公开(公告)号：US08395653B2
公开(公告)日：2013-03-12
申请号：US12782137
申请日：2010-05-18
申请人： Jinwei Feng , Peter Chu , Wayne Dunlap , Jonathan Gallmeier
发明人： Jinwei Feng , Peter Chu , Wayne Dunlap , Jonathan Gallmeier
IPC分类号： H04N7/15
CPC分类号： H04N7/15 , H04N7/142 , H04N7/147
摘要： A videoconferencing apparatus automatically tracks speakers in a room and dynamically switches between a controlled, people-view camera and a fixed, room-view camera. When no one is speaking, the apparatus shows the room view to the far-end. When there is a dominant speaker in the room, the apparatus directs the people-view camera at the dominant speaker and switches from the room-view camera to the people-view camera. When there is a new speaker in the room, the apparatus switches to the room-view camera first, directs the people-view camera at the new speaker, and then switches to the people-view camera directed at the new speaker. When there are two near-end speakers engaged in a conversation, the apparatus tracks and zooms-in the people-view camera so that both speakers are in view.
摘要翻译：视频会议设备自动跟踪房间中的扬声器，并在受控的人民摄像机和固定的室内摄像机之间动态切换。当没有人在说话的时候，设备会显示到远端的房间视图。当房间中有主导扬声器时，设备将人物摄像机引导到主扬声器，并从室内摄像机切换到人民摄像机。当房间里有一个新的扬声器时，设备首先切换到室内摄像机，将人物摄像机引导到新的扬声器，然后切换到指向新扬声器的人物摄像机。当有两个近端扬声器进行通话时，该设备将跟踪和放大人民摄像机，以便两个扬声器都在视野中。

9. 发明授权

US08170200B1 Method and apparatus for percussive noise reduction in a conference 有权
标题翻译：会议中冲击声降噪的方法和装置
公开(公告)号：US08170200B1
公开(公告)日：2012-05-01
申请号：US11684689
申请日：2007-03-12
申请人： Peter Chu , Jinwei Feng
发明人： Peter Chu , Jinwei Feng
IPC分类号： H04M9/08
CPC分类号： H04M9/082
摘要： A conferencing unit reduces or eliminates percussive noise in audio that it outputs to a far-end. The unit filters near-end audio into a plurality of bands and calculates instantaneous energies for each band. The energies in first and second ranges of the bands are summed, and a difference between the two sums is compared to a threshold value to determine whether speech is present in the near-end audio received. The first range is preferably a mid-band range of frequencies of 300 to 600-Hz, while the second range is preferably an outer-band range of 100-Hz to 300-Hz and 600-Hz to 14-kHz. Based on the determination, the conferencing unit adjusts an output level of the near-end audio to reduce or eliminate any percussive noise in output audio while there is not a substantial amount of speech in the near-end audio.
摘要翻译：会议单元减少或消除音频中的冲击噪声，从而将其输出到远端。该单元将近端音频滤波成多个频带并计算每个频带的瞬时能量。将频带的第一和第二范围的能量相加，并将两个和之间的差与阈值进行比较，以确定是否存在接收的近端音频中的语音。第一范围优选为300至600Hz的中频带范围，而第二范围优选为100Hz至300Hz和600Hz至14kHz的外频带范围。基于该确定，会议单元调整近端音频的输出电平以减少或消除输出音频中的任何冲击噪声，而近端音频中没有大量语音。

10. 发明授权

US07646862B2 Speakerphone with a novel loudspeaker placement 有权
标题翻译：扬声器配有新颖的扬声器放置
公开(公告)号：US07646862B2
公开(公告)日：2010-01-12
申请号：US11136137
申请日：2005-05-24
申请人： Jeffrey Rodman , Greg Godfarb , Peter Chu
发明人： Jeffrey Rodman , Greg Godfarb , Peter Chu
IPC分类号： H04M1/00 , H04M9/00
CPC分类号： H04M1/6033 , H04R1/40 , H04R27/00
摘要： A new speakerphone wherein a loudspeaker is oriented to face the listeners of an audio conference. New speakerphones which have a bass loudspeaker and at least one tweeter loudspeaker wherein the tweeter loudspeaker is oriented towards listeners of an audio conference are also disclosed.
摘要翻译：一种新的扬声器，其中扬声器被定向以面对音频会议的听众。还公开了具有低音扬声器和至少一个高音扬声器的新扬声器电话，其中高音扬声器朝向音频会议的收听者。

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