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    • 1. 发明申请
    • SECURE CREDIT CARD ADAPTER
    • 安全信用卡适配器
    • WO2006100172A1
    • 2006-09-28
    • PCT/EP2006/060446
    • 2006-03-03
    • INTERNATIONAL BUSINESS MACHINES CORPORATIONIBM UNITED KINGDOM LIMITEDKELLEY, EdwardMOTIKA, FrancoRUFFING, Kim
    • KELLEY, EdwardMOTIKA, FrancoRUFFING, Kim
    • G07F7/10G06F21/00
    • G07F7/1008G06Q20/341G06Q20/382G07F7/0886
    • A secure card adapter provides for writing of highly secure, single transaction information on a machine-readable medium of a card structure in accordance with a format that may be downloaded from an external data source. The card structure may be, for example, an existing access authorization card or an existing credit card containing account-specific information which can be read and stored in memory of the secure card adapter. Once such account-specific information is read from an existing access authorization or credit card, secure transaction information can be written, together with the account specific information in accordance with the downloaded format information on another card structure to provide a universal access authorization and/or credit card. Thus the secure card adapter provides an enhanced degree of security through an existing or transitional communication infrastructure.
    • 安全卡适配器提供根据可从外部数据源下载的格式在卡结构的机器可读介质上写入高度安全的单个交易信息。 卡结构可以是例如现有的访问授权卡或包含可被读取并存储在安全卡适配器的存储器中的特定于特定信息的现有信用卡。 一旦从现有的访问授权或信用卡读取这样的特定于特定信息的信息,可以根据下载的关于另一个卡结构的格式信息,将帐户特定信息与安全交易信息一起写入以提供通用访问授权和/或 信用卡。 因此,安全卡适配器通过现有或过渡的通信基础设施提供增强的安全性。