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1. 发明授权

US07617152B2 Bankcard transaction exchange system 有权
标题翻译：银行卡交易系统
公开(公告)号：US07617152B2
公开(公告)日：2009-11-10
申请号：US11661717
申请日：2005-08-29
申请人： Hongfeng Chai , Huaiguang Shan , Yuemin Qi , Rui Guo , Wenbin Hu , Jintan Wu , Baohua Li
发明人： Hongfeng Chai , Huaiguang Shan , Yuemin Qi , Rui Guo , Wenbin Hu , Jintan Wu , Baohua Li
IPC分类号： G06Q40/00
CPC分类号： G06Q20/381 , G06Q20/04 , G06Q20/10 , G06Q40/02
摘要： A novel bankcard transaction exchange system, which is also an exchange network and a settlement network of various bankcard transactions at the same time, comprising: a processing center, at least one backup center, and a plurality of member institutions connected to the processing center via a network, characterized in that: the processing center is configured with a switching subsystem and a batch processing subsystem, and it can achieve interoperability effectively. The system of the invention is a bankcard transaction processing platform which can realize “centralized exchange and unified settlement”, wherein advanced switching technologies are employed, various network access interfaces may be compatible; transaction exchange and settlement of various currencies and various cards are supported; parameterized function configuration is supported; it may be adapted to the changes of the market, and easy for function expansion; it is convenient for users; it is secure and reliable; and the peak transaction capacity can meet the requirements of the development of future bankcard service.
摘要翻译：一种新颖的银行卡交易交换系统，同时也是交换网络和各种银行卡交易的结算网络，包括：处理中心，至少一个备用中心和连接到处理中心的多个成员机构，经由网络，其特征在于：处理中心配置有交换子系统和批处理子系统，可以有效实现互操作。本发明的系统是可以实现“集中交换和统一结算”的银行卡交易处理平台，其中采用先进的交换技术，各种网络接入接口可兼容; 支持各种货币和各种卡的交易交换和结算; 支持参数化功能配置; 它可能适应市场的变化，容易进行功能扩展; 方便用户使用; 它是安全可靠的; 高峰交易能力可以满足未来银行卡服务发展的要求。

2. 发明申请

US20080098393A1 Novel Bankcard Transaction Exchange System 有权
标题翻译：新型银行卡交易系统
公开(公告)号：US20080098393A1
公开(公告)日：2008-04-24
申请号：US11661717
申请日：2005-08-29
申请人： Hongfeng Chai , Huaiguang Shan , Yuemin Qi , Rui Guo , Wenbin Hu , Jintan Wu , Baohua Li
发明人： Hongfeng Chai , Huaiguang Shan , Yuemin Qi , Rui Guo , Wenbin Hu , Jintan Wu , Baohua Li
IPC分类号： G06F9/46
CPC分类号： G06Q20/381 , G06Q20/04 , G06Q20/10 , G06Q40/02
摘要： A novel bankcard transaction exchange system, which is also an exchange network and a settlement network of various bankcard transactions at the same time, comprising: a processing center, at least one backup center, and a plurality of member institutions connected to the processing center via a network, characterized in that: the processing center is configured with a switching subsystem and a batch processing subsystem, and it can achieve interoperability effectively. The system of the invention is a bankcard transaction processing platform which can realize “centralized exchange and unified settlement”, wherein advanced switching technologies are employed, various network access interfaces may be compatible; transaction exchange and settlement of various currencies and various cards are supported; parameterized function configuration is supported; it may be adapted to the changes of the market, and easy for function expansion; it is convenient for users; it is secure and reliable; and the peak transaction capacity can meet the requirements of the development of future bankcard service.
摘要翻译：一种新颖的银行卡交易交换系统，同时也是交换网络和各种银行卡交易的结算网络，包括：处理中心，至少一个备用中心和连接到处理中心的多个成员机构，经由网络，其特征在于：处理中心配置有交换子系统和批处理子系统，可以有效实现互操作。本发明的系统是可以实现“集中交换和统一结算”的银行卡交易处理平台，其中采用先进的交换技术，各种网络接入接口可兼容; 支持各种货币和各种卡的交易交换和结算; 支持参数化功能配置; 它可能适应市场的变化，容易进行功能扩展; 方便用户使用; 它是安全可靠的; 高峰交易能力可以满足未来银行卡服务发展的要求。

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