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    • 10. 发明授权
    • Computer-facilitated secure account-transaction
    • 计算机辅助安全帐户交易
    • US08719128B2
    • 2014-05-06
    • US11956802
    • 2007-12-14
    • Gene AllenKevin Kuntz
    • Gene AllenKevin Kuntz
    • G06Q40/00G06F21/00G06Q20/00G06Q30/00G06F1/00
    • G06Q20/04G06Q20/10G06Q20/3572G06Q20/382G06Q40/02
    • The handling of accounts and account transactions are implemented using a variety of different systems and methods. According to one embodiment a computer-facilitated system is implemented for handling accounts held by a user at a financial institution and an educational institution. A first database stores account balance information associated with a first account held at one of the institutions. A second database stores account balance information associated with a second account held at the other institution. Logic, located at one institution, encrypts an identifier of the first account, associates a resulting encrypted identifier with the second account and decrypts the encrypted identifier. A database interface transmits the encrypted identifier to the second database for storage. A user interface provides the user with the account balance information associated with the accounts in response to the logic decrypting the encrypted identifier.
    • 帐户和帐户交易的处理使用各种不同的系统和方法来实现。 根据一个实施例,实施了一种计算机辅助系统,用于处理用户在金融机构和教育机构持有的账户。 第一个数据库存储与其中一个机构持有的第一个帐户相关联的帐户余额信息。 第二数据库存储与在另一机构持有的第二帐户相关联的账户余额信息。 位于一个机构的逻辑加密第一帐户的标识符,将得到的加密标识符与第二帐户相关联,并解密加密的标识符。 数据库接口将加密的标识符发送到第二数据库用于存储。 响应于解密加密的标识符的逻辑,用户界面向用户提供与帐户相关联的帐户余额信息。