专利快速检索-快速检索全球专利，免费商用专利数据库-IPRDB

1. 发明公开

EP1886285A2 IN-LANE MONEY TRANSFER SYSTEMS AND METHODS 审中-公开
标题翻译：在LANE汇款系统和程序
公开(公告)号：EP1886285A2
公开(公告)日：2008-02-13
申请号：EP06752350.6
申请日：2006-05-05
申请人： First Data Corporation , The Western Union Company
发明人： HANSEN, Kurt , SAYOR, Thomas, B.
IPC分类号： G07F19/00 , G06Q40/00
CPC分类号： G06Q20/10 , G06Q20/20 , G06Q20/40 , G06Q30/06 , G06Q40/12
摘要： The present invention provides systems and methods to initiate, facilitate, process and/or perform money transfers. One such method includes receiving a request for a transfer pair verification from a vendor location (360), and verifying that the transfer pair is associated with a valid transfer pair record (362). The method includes sending the transfer pair verification to the vendor location (368), receiving a money transfer request (370) associated with the transfer pair from the vendor location, and authorizing a money transfer (372) to at least one of a first and second customers associated with the transfer pair, hi this manner, a vendor location, which may include a point-of-sale device and may be a retail outlet (e.g., grocery store, gas station, or the like), can be used to facilitate a money transfer between two customers.

2. 发明公开

EP1882243A2 MONEY TRANSFER CARDS, SYSTEMS AND METHODS 审中-公开
标题翻译：卡，系统和汇款方法
公开(公告)号：EP1882243A2
公开(公告)日：2008-01-30
申请号：EP06759768.2
申请日：2006-05-10
申请人： The Western Union Company
发明人： SEIFERT, Dean, A. , SAYOR, Thomas, B. , BAUMGART, Mark
IPC分类号： G08C13/00
CPC分类号： G06Q20/342 , G06Q20/10 , G06Q20/40 , G06Q30/06 , G06Q40/02 , G07F7/025
摘要： The present invention provides systems and methods to initiate, facilitate, process and/or perform money transfers. One such method includes establishing a money transfer record (310) and receiving, from a vendor location, a money transfer activation request (320) associated with the money transfer record. The method includes receiving a fulfillment request (330) associated with the money transfer record, collecting a customer data set, and authorizing a money transfer (340) associated with the money transfer record. The money transfer is facilitated by the creation of a money transfer record, which may occur prior to the money transfer activation request. The customer then can initiate the money transfer while at the vendor location using, for example, money transfer cards available for purchase from the vendor.

3. 发明申请

WO2004107102A2 CASH PAYMENT FOR REMOTE TRANSACTIONS 审中-公开
标题翻译：现金支付远程交易
公开(公告)号：WO2004107102A2
公开(公告)日：2004-12-09
申请号：PCT/US2004/015173
申请日：2004-05-14
申请人： FIRST DATA CORPORATION , HANSEN, Kurt, L. , STOUTENBURG, Earney, E. , SAYOR, Thomas, B.
发明人： HANSEN, Kurt, L. , STOUTENBURG, Earney, E. , SAYOR, Thomas, B.
IPC分类号： G06F
CPC分类号： G06Q20/20 , G06Q20/00 , G06Q20/10 , G06Q20/381 , G06Q40/02
摘要： Methods and systems are provided for executing a remote transaction between a merchant and a customer. A designation of a monetary amount for the remote transaction and an identification of the merchant is transmitted from a merchant processing system to a host system controlled by a money-transfer provider. A money-transfer transaction identifier identifying a prepared money-transfer transaction for transfer of the monetary amount is established at the merchant processing system. The money-transfer transaction identifier is provided to the customer. Performance of merchant obligations in accordance with the remote transaction is initiated after notification to the merchant processing system of receipt of a cash payment made by the customer towards the prepared money-transfer transaction.
摘要翻译：提供了用于执行商家和客户之间的远程交易的方法和系统。远程交易的货币金额的指定和商家的标识从商家处理系统发送到由汇款提供商控制的主机系统。在商家处理系统中建立识别用于传送货币金额的准备的汇款交易的汇款交易标识符。货币转移交易标识符被提供给客户。在向商家处理系统通知客户接受现金支付后，开始根据远程交易履行商业义务，以准备汇款交易。

4. 发明申请

WO2006124690A2 MONEY TRANSFER CARDS, SYSTEMS AND METHODS 审中-公开
标题翻译：货币转移卡，系统和方法
公开(公告)号：WO2006124690A2
公开(公告)日：2006-11-23
申请号：PCT/US2006/018580
申请日：2006-05-10
申请人： FIRST DATA CORPORATION , SEIFERT, Dean, A. , SAYOR, Thomas, B. , BAUMGART, Mark
发明人： SEIFERT, Dean, A. , SAYOR, Thomas, B. , BAUMGART, Mark
IPC分类号： G06Q40/00
CPC分类号： G06Q20/342 , G06Q20/10 , G06Q20/40 , G06Q30/06 , G06Q40/02 , G07F7/025
摘要： The present invention provides systems and methods to initiate, facilitate, process and/or perform money transfers. One such method includes establishing a money transfer record (310) and receiving, from a vendor location, a money transfer activation request (320) associated with the money transfer record. The method includes receiving a fulfillment request (330) associated with the money transfer record, collecting a customer data set, and authorizing a money transfer (340) associated with the money transfer record. The money transfer is facilitated by the creation of a money transfer record, which may occur prior to the money transfer activation request. The customer then can initiate the money transfer while at the vendor location using, for example, money transfer cards available for purchase from the vendor.
摘要翻译：本发明提供了启动，促进，处理和/或执行资金转移的系统和方法。一种这样的方法包括建立汇款记录（310）并且从供应商位置接收与汇款记录相关联的汇款激活请求（320）。该方法包括接收与汇款记录相关联的履行请求（330），收集客户数据集，以及授权与汇款记录相关联的汇款（340）。通过创建可能在汇款激活请求之前发生的汇款记录来促进汇款。然后，客户可以在供应商位置使用例如可从供应商购买的汇款卡来启动汇款。

5. 发明申请

WO2004107096A3 ACCEPTING TRAVEL RELATED PAYMENTS FROM CONSUMER 审中-公开
公开(公告)号：WO2004107096A3
公开(公告)日：2004-12-09
申请号：PCT/US2004/012630
申请日：2004-04-22
申请人： FIRST DATA CORPORATION , HANSEN, Kurt, L. , BLAIR, Paul , SEIFERT, Dean, A. , ALGIENE, Kenneth , SAYOR, Thomas, B. , VIALPANDO, Sharon, K.
发明人： HANSEN, Kurt, L. , BLAIR, Paul , SEIFERT, Dean, A. , ALGIENE, Kenneth , SAYOR, Thomas, B. , VIALPANDO, Sharon, K.
IPC分类号： G06F17/60
摘要： A method for accepting payments from a consumer for travel tickets from a travel company comprises receiving at a point of sale device (1018) a transaction request that includes a transaction identifier that identifies a travel arrangement made with the travel company and a payment amount. The payment amount and transaction identifier is transmitted to a host computer (1016) for validation. To make a reservation, a consumer may contact reservation system (1010) using phone (1014) or computer (1012).

6. 发明申请

WO2007061504A3 CASH PAYMENT FOR REMOTE TRANSACTIONS 审中-公开
公开(公告)号：WO2007061504A3
公开(公告)日：2007-05-31
申请号：PCT/US2006/037887
申请日：2006-09-27
申请人： FIRST DATA CORPORATION , HANSEN, Kurt , STOUTENBURG, Earney , SAYOR, Thomas, B.
发明人： HANSEN, Kurt , STOUTENBURG, Earney , SAYOR, Thomas, B.
IPC分类号： G07D11/00 , G07F19/00
摘要： Methods coordinate payment for a remote transaction with a first party (100). An identification of the first party is received at a host system (128). Acknowledgment of receipt of a cash payment from a second party (116) is received. The cash payment is associated with the identification of the first party (100). A money transfer corresponding to the cash payment to the control of the first party is executed with a request for the first party to perform on previously agreed terms of the remote transaction.

7. 发明申请

WO2006036710A3 WIRELESS NETWORK ACCESS PREPAYMENT SYSTEMS AND METHODS 审中-公开
公开(公告)号：WO2006036710A3
公开(公告)日：2006-04-06
申请号：PCT/US2005/033882
申请日：2005-09-13
申请人： FIRST DATA CORPORATION , CRAWFORD, Erik S. , SAYOR, Thomas, B. , ALGIENE, Kenneth
发明人： CRAWFORD, Erik S. , SAYOR, Thomas, B. , ALGIENE, Kenneth
IPC分类号： G06Q30/00 , H04L9/00
摘要： A method of providing network access includes entering network access information into a merchant device (106) at a merchant location (107). The information relates to a request from a customer to obtain network access. The method also includes causing the information to be transmitted to a host computer system (102) from the merchant device (106), receiving a payment from the customer, receiving activation confirmation from the host computer system (102) at the merchant device (106), and providing a presentation instrument to the customer. The presentation instrument may be used by the customer to obtain network access. The method further includes using the presentation instrument to settle a transaction with the customer for merchandise.

8. 发明申请

WO2006124343A2 IN-LANE MONEY TRANSFER SYSTEMS AND METHODS 审中-公开
标题翻译：内部货币兑换系统和方法
公开(公告)号：WO2006124343A2
公开(公告)日：2006-11-23
申请号：PCT/US2006/017528
申请日：2006-05-05
申请人： FIRST DATA CORPORATION , HANSEN, Kurt , SAYOR, Thomas, B.
发明人： HANSEN, Kurt , SAYOR, Thomas, B.
IPC分类号： G07F19/00 , G06Q40/00
CPC分类号： G06Q20/10 , G06Q20/20 , G06Q20/40 , G06Q30/06 , G06Q40/12
摘要： The present invention provides systems and methods to initiate, facilitate, process and/or perform money transfers. One such method includes receiving a request for a transfer pair verification from a vendor location (360), and verifying that the transfer pair is associated with a valid transfer pair record (362). The method includes sending the transfer pair verification to the vendor location (368), receiving a money transfer request (370) associated with the transfer pair from the vendor location, and authorizing a money transfer (372) to at least one of a first and second customers associated with the transfer pair, hi this manner, a vendor location, which may include a point-of-sale device and may be a retail outlet (e.g., grocery store, gas station, or the like), can be used to facilitate a money transfer between two customers.
摘要翻译：本发明提供了启动，促进，处理和/或执行资金转移的系统和方法。一种这样的方法包括从供应商位置（360）接收对传输对验证的请求，以及验证传输对与有效传输对记录（362）相关联。所述方法包括：将所述传送对验证发送到所述供应商位置（368），从所述供应商位置接收与所述传送对相关联的汇款请求（370），以及授权汇款（372）至少一个第一和与转移对相关联的第二客户，以这种方式，可以使用可以包括销售点设备并且可以是零售商店（例如杂货店，加油站等）的供应商位置方便两个客户之间的汇款。

9. 发明申请

WO2006044392A3 POINT-OF-SALE SYSTEMS AND METHODS FOR CONSUMER BILL PAYMENT 审中-公开
公开(公告)号：WO2006044392A3
公开(公告)日：2006-04-27
申请号：PCT/US2005/036537
申请日：2005-10-13
申请人： FIRST DATA CORPORATION , CRAWFORD, Erik, S. , SAYOR, Thomas, B.
发明人： CRAWFORD, Erik, S. , SAYOR, Thomas, B.
IPC分类号： G06Q40/00
摘要： The present invention provides systems and methods of processing bill payments. One such method includes receiving a payment request from a customer. The payment request is for a bill associated with a vendor. The vendor may be any number of vendors including utility companies, mortgage lenders, credit card companies, financing companies for the purchase of furniture, appliances, or automobiles, and the like. The method includes verifying, using a point-of-sale device, whether the vendor is included in a group of authorizing vendors. A customer identification and a payment amount associated with the particular bill is received from the customer. The method further includes receiving a payment authorization and providing a receipt to the customer. In this manner, the customer may use a point-of-sale device to make on-time bill payments.

10. 发明公开

EP1629426A2 AIRLINE TICKET PAYMENT AND RESERVATION SYSTEM AND METHODS 审中-公开
标题翻译：机票支付和RESRVIERUNGSSYSTEM和程序
公开(公告)号：EP1629426A2
公开(公告)日：2006-03-01
申请号：EP04750566.4
申请日：2004-04-22
申请人： First Data Corporation
发明人： HANSEN, Kurt, L. , BLAIR, Paul , SEIFERT, Dean, A. , ALGIENE, Kenneth , SAYOR, Thomas, B. , VIALPANDO, Sharon, K.
IPC分类号： G06Q10/00
CPC分类号： G06Q20/12 , G06Q10/02 , G06Q20/02 , G06Q20/04 , G06Q20/042 , G06Q20/0457 , G06Q20/085 , G06Q20/0855 , G06Q20/10 , G06Q20/102 , G06Q20/105 , G06Q20/108 , G06Q20/1085 , G06Q20/20 , G06Q20/28 , G06Q20/342 , G06Q20/3433 , G06Q20/367 , G06Q20/3672 , G06Q20/3674 , G06Q20/382 , G06Q20/3821 , G06Q20/383 , G06Q20/385 , G06Q20/40 , G06Q20/401 , G06Q30/0268 , G06Q30/0277 , G06Q30/04 , G06Q40/00 , G06Q99/00 , G07F7/02 , G07F7/025 , G07F17/42
摘要： A method for accepting payments from a consumer for travel tickets from a travel company comprises receiving at a point of sale device (1018) a transaction request that includes a transaction identifier that identifies a travel arrangement made with the travel company and a payment amount. The payment amount and transaction identifier is transmitted to a host computer (1016) for validation. To make a reservation, a consumer may contact reservation system (1010) using phone (1014) or computer (1012).

你已经成功收藏专利！

检索式保存成功!

IPRDB

热门服务

关于我们

友情链接

联系方式