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1. 发明申请

WO2006122298A3 ANTI-FRAUD PRESENTATION INSTRUMENTS, SYSTEMS AND METHODS 审中-公开
标题翻译：反欺诈演示文书，系统和方法
公开(公告)号：WO2006122298A3
公开(公告)日：2007-10-11
申请号：PCT/US2006018396
申请日：2006-05-11
申请人： FIRST DATA CORP , HARTE KEVIN , MCGEE CHRISTOPHER R , NEWBROUGH KEITH A , JENNINGS KENNETH E
发明人： MCGEE CHRISTOPHER R , NEWBROUGH KEITH A , JENNINGS KENNETH E
IPC分类号： G06Q99/00 , G06Q20/00
CPC分类号： G06Q20/06 , G06Q20/0855 , G06Q20/102 , G06Q20/20 , G06Q20/28 , G06Q20/342 , G06Q20/367 , G06Q20/3674 , G06Q20/382 , G06Q20/40 , G06Q30/02 , G06Q30/06 , G07F7/025 , H04L9/32 , H04L2209/56 , H04L2209/805
摘要： The invention provides improved security for stored-value instruments. For example, a point-of-sale device may receive a request to process a transaction (such as an activation, redemption, funds recharge, etc.) with a presentation instrument. The point-of-sale device may receive a first identifier associated with the instrument. Merely by way of example, the first identifier may be encoded on a magnetic stripe disposed on the instrument, and receiving the first identifier may comprise swiping the magnetic stripe through a reader in communication with the point-of-sale device. The point-of-sale device may also receive a second identifier associated with the instrument. In some embodiments, the first and second identifiers may be correlated, e.g., to determine whether they are consistent. Merely by way of example, the second identifier may be derived from the first identifier in a specified manner, and the correlation of the first and second identifiers may comprise determining that the second identifier comprises the properly derived information. If the first and second identifiers are successfully correlated, the transaction may be performed.
摘要翻译：本发明为储值仪器提供了改进的安全性。例如，销售点设备可以使用呈现工具接收处理交易的请求（例如激活，兑换，资金充值等）。销售点设备可以接收与该仪器相关联的第一标识符。仅作为示例，第一标识符可以编码在设置在仪器上的磁条上，并且接收第一标识符可以包括通过与销售点设备通信的读取器来扫描磁条。销售点设备还可以接收与该仪器相关联的第二标识符。在一些实施例中，第一和第二标识符可以相关联，例如以确定它们是否一致。仅作为示例，可以以指定的方式从第一标识符导出第二标识符，并且第一和第二标识符的相关性可以包括确定第二标识符包括适当导出的信息。如果第一和第二标识符被成功地相关联，则可以执行事务。

2. 发明申请

WO2006116431A2 TAMPER RESISTANT PRESENTATION INSTRUMENTS AND METHODS 审中-公开
标题翻译：阻尼器介绍仪器和方法
公开(公告)号：WO2006116431A2
公开(公告)日：2006-11-02
申请号：PCT/US2006015684
申请日：2006-04-24
申请人： FIRST DATA CORP , MCGEE CHRISTOPHER R , NEWBROUGH KEITH A , HARTE KEVIN
发明人： MCGEE CHRISTOPHER R , NEWBROUGH KEITH A , HARTE KEVIN
IPC分类号： G06K19/06 , G06K5/00
CPC分类号： G06K19/06187
摘要： In one embodiment, a presentation instrument comprises a card body having machine readable information stored thereon. A protective device is coupled to the card body so as to be disposed over at least a portion of the machine readable information such that the machine readable information is incapable of being read by a machine when the protective device is in place and the machine readable information is readable by a machine when the protective device is removed.
摘要翻译：在一个实施例中，呈现工具包括其上存储有机器可读信息的卡体。保护装置耦合到卡体，以便设置在机器可读信息的至少一部分上，使得当保护装置就位时机器可读信息不能被机器读取，并且机器可读信息当保护装置拆下时，机器可以读取。

3. 发明申请

WO2005028318A3 FINANCIAL PRESENTATION INSTRUMENTS WITH INTEGRATED HOLDER AND METHODS FOR USE 审中-公开
标题翻译：具有一体化持有人的财务报表和使用方法
公开(公告)号：WO2005028318A3
公开(公告)日：2006-05-11
申请号：PCT/US2004030760
申请日：2004-09-20
申请人： FIRST DATA CORP , MCGEE CHRISTOPHER R , NEWBROUGH KEITH A , ALGIENE KENNETH
发明人： MCGEE CHRISTOPHER R , NEWBROUGH KEITH A , ALGIENE KENNETH
IPC分类号： G06K19/04 , G06K5/00
CPC分类号： G06K19/04
摘要： The present invention provides apparatus, methods, and systems for displaying and packaging financial presentation instruments, particularly stored value, gift, or other pre-paid debit cards. A method comprises providing a data card (10) having an information storage medium (22, 44) and an aperture (46) therethrough. The data card is then suspended from a display hook through the at least one aperture.
摘要翻译：本发明提供用于显示和包装金融演示文书，特别是存储的价值，礼物或其他预付费借记卡的装置，方法和系统。一种方法包括提供具有信息存储介质（22,44）和穿过其中的孔（46）的数据卡（10）。数据卡然后通过至少一个孔悬挂在显示钩上。

4. 发明申请

WO2005033864A3 ACTIVATING TELEPHONE-BASED SERVICES USING A POS DEVICE 审中-公开
标题翻译：使用POS设备来激活基于电话的服务
公开(公告)号：WO2005033864A3
公开(公告)日：2009-06-04
申请号：PCT/US2004031612
申请日：2004-09-23
申请人： FIRST DATA CORP , MCGEE CHRISTOPHER R , ARTHUR STEVEN E , NEWBROUGH KEITH A
发明人： MCGEE CHRISTOPHER R , ARTHUR STEVEN E , NEWBROUGH KEITH A
IPC分类号： H04M3/00 , G06F20060101 , H04M11/00 , H04M15/00 , H04M17/00
CPC分类号： G06Q20/305 , G06Q20/04 , G06Q20/20 , H04M3/42161 , H04M3/493
摘要： A method of providing telephone response unit (TRU)-based services includes receiving from a point-of-sale (POS) device a request at a host computer system to activate TRU-based services. The request includes an identifier that indicates the specific TRU-based services to be activated. The method also includes confirming the availability of the specific TRU-based services to be activated and storing at the host computer system information that indicates the services are activated. The method also includes returning a message to the POS that indicates that the TRU-based services have been activated.
摘要翻译：提供基于电话响应单元（TRU）的服务的方法包括从销售点（POS）设备接收主机计算机系统上的激活基于TRU的服务的请求。该请求包括指示要激活的特定基于TRU的服务的标识符。该方法还包括确认要激活的特定基于TRU的服务的可用性并且在主计算机系统上存储指示服务被激活的信息。该方法还包括向POS返回指示基于TRU的服务已被激活的消息。

5. 发明专利

CA2608100A1 ANTI-FRAUD PRESENTATION INSTRUMENTS, SYSTEMS AND METHODS 未知
公开(公告)号：CA2608100A1
公开(公告)日：2006-11-16
申请号：CA2608100
申请日：2006-05-11
申请人： HARTE KEVIN , FIRST DATA CORP
发明人： NEWBROUGH KEITH A , MCGEE CHRISTOPHER R , JENNINGS KENNETH E
IPC分类号： G06Q99/00 , G06Q20/00
摘要： The invention provides improved security for stored-value instruments. For example, a point-of-sale device may receive a request to process a transacti on (such as an activation, redemption, funds recharge, etc.) with a presentatio n instrument. The point-of-sale device may receive a first identifier associat ed with the instrument. Merely by way of example, the first identifier may be encoded on a magnetic stripe disposed on the instrument, and receiving the first identifier may comprise swiping the magnetic stripe through a reader i n communication with the point-of-sale device. The point-of-sale device may al so receive a second identifier associated with the instrument. In some embodiments, the first and second identifiers may be correlated, e.g., to determine whether they are consistent. Merely by way of example, the second identifier may be derived from the first identifier in a specified manner, a nd the correlation of the first and second identifiers may comprise determining that the second identifier comprises the properly derived information. If th e first and second identifiers are successfully correlated, the transaction ma y be performed.

6. 发明申请

WO2004034206A3 ELECTRONIC CARD TICKETS AND METHODS FOR THEIR USE 审中-公开
标题翻译：电子卡门票及其使用方法
公开(公告)号：WO2004034206A3
公开(公告)日：2004-06-03
申请号：PCT/US0331861
申请日：2003-10-07
申请人： FIRST DATA CORP
发明人： MCGEE CHRISTOPHER R , BAUMGARTNER DAVID R , NEWBROUGH KEITH A , ALGIENE KENNETH
IPC分类号： G07F7/02 , G07F7/12 , G07F17/42 , G06F17/00
CPC分类号： G07F7/08 , G06Q20/045 , G06Q20/342 , G07F7/025 , G07F7/12 , G07F7/122 , G07F17/42
摘要： A method for issuing tickets proceeds by selecting an inactive ticket that includes an identifier. Payment is provided for the ticket, and the identifier and a payment amount is entered into a payment processing device. The identifier is transmitted to a host computer system having a record of the identifier and a status of the ticket. The status of the ticket is then changed to an active status in the host computer system.
摘要翻译：通过选择包括标识符的不活动票据来发行票据的方法。提供票据的支付，并且将标识符和支付金额输入到支付处理装置中。该标识符被发送到具有标识符的记录和故障单的状态的主计算机系统。然后，票据的状态在主机系统中更改为活动状态。

7. 发明申请

WO2004032595A3 DISCOUNT-INSTRUMENT METHODS AND SYSTEMS 审中-公开
标题翻译：折扣 - 仪器方法和系统
公开(公告)号：WO2004032595A3
公开(公告)日：2004-10-07
申请号：PCT/US0331863
申请日：2003-10-07
申请人： FIRST DATA CORP
发明人： MCGEE CHRISTOPHER R , SCHWANER TANYA , BAUMGARTNER DAVID R
IPC分类号： G06Q30/02 , G06F17/60
CPC分类号： G06Q30/0225 , G06Q30/02 , G06Q30/0238
摘要： Methods and systems are provided to apply a discount to a transaction. An identifier is extracted from a discount instrument and is transmitted to a host system. A validation is received from the host system for the discount instrument and a cost of the transaction is reduced in accordance with a discount arrangement associated with the discount instrument.
摘要翻译：提供方法和系统来对交易应用折扣。标识符从折扣票据中提取并传输到主机系统。从主机系统接收折扣工具的确认，并根据与折扣工具相关的折扣安排减少交易成本。

8. 发明专利

CA2608100C ANTI-FRAUD PRESENTATION INSTRUMENTS, SYSTEMS AND METHODS 未知
公开(公告)号：CA2608100C
公开(公告)日：2013-12-24
申请号：CA2608100
申请日：2006-05-11
申请人： FIRST DATA CORP
发明人： MCGEE CHRISTOPHER R , NEWBROUGH KEITH A , JENNINGS KENNETH E , HARTE KEVIN
IPC分类号： G06Q99/00 , G06Q20/00
摘要： The invention provides improved security for stored-value instruments. For example, a point-of-sale device may receive a request to process a transaction (such as an activation, redemption, funds recharge, etc.) with a presentation instrument. The point-of-sale device may receive a first identifier associated with the instrument. Merely by way of example, the first identifier may be encoded on a magnetic stripe disposed on the instrument, and receiving the first identifier may comprise swiping the magnetic stripe through a reader in communication with the point-of-sale device. The point-of-sale device may also receive a second identifier associated with the instrument. In some embodiments, the first and second identifiers may be correlated, e.g., to determine whether they are consistent. Merely by way of example, the second identifier may be derived from the first identifier in a specified manner, and the correlation of the first and second identifiers may comprise determining that the second identifier comprises the properly derived information. If the first and second identifiers are successfully correlated, the transaction may be performed.

9. 发明专利

AU2003282478A1 DISCOUNT-INSTRUMENT METHODS AND SYSTEMS 未知
公开(公告)号：AU2003282478A1
公开(公告)日：2004-05-04
申请号：AU2003282478
申请日：2003-10-07
申请人： FIRST DATA CORP
发明人： MCGEE CHRISTOPHER R , SCHWANER TANYA , BAUMGARTNER DAVID R
IPC分类号： G06Q30/02
摘要： Methods and systems are provided to apply a discount to a transaction. An identifier is extracted from a discount instrument and is transmitted to a host system. A validation is received from the host system for the discount instrument and a cost of the transaction is reduced in accordance with a discount arrangement associated with the discount instrument.

10. 发明专利

AU2003282476A1 ELECTRONIC CARD TICKETS AND METHODS FOR THEIR USE 未知
公开(公告)号：AU2003282476A1
公开(公告)日：2004-05-04
申请号：AU2003282476
申请日：2003-10-07
申请人： FIRST DATA CORP
发明人： MCGEE CHRISTOPHER R , BAUMGARTNER DAVID R , NEWBROUGH KEITH A , ALGIENE KENNETH
IPC分类号： G07F7/02 , G07F7/12 , G07F17/42

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