专利快速检索-快速检索全球专利，免费商用专利数据库-IPRDB

1. 发明授权

US08453925B2 Method and system for performing two factor authentication in mail order and telephone order transactions 有权
标题翻译：在邮购和电话订单交易中执行双因素认证的方法和系统
公开(公告)号：US08453925B2
公开(公告)日：2013-06-04
申请号：US11681704
申请日：2007-03-02
申请人： Douglas Fisher , Benedicto H. Dominguez , Timothy Mu-Chu Lee
发明人： Douglas Fisher , Benedicto H. Dominguez , Timothy Mu-Chu Lee
IPC分类号： G06K5/00
CPC分类号： G06K5/00 , G06Q20/24 , G06Q20/341 , G06Q20/382 , G06Q20/388 , G06Q20/40 , G06Q20/4014 , G06Q30/06 , G07F7/1008
摘要： The method for authenticating a mail order or telephone order transaction according to the present invention includes receiving authentication information from a cardholder, providing authentication information to an issuer, and determining whether the authentication information is valid. If the authentication information is valid, the issuer informs the merchant that the transaction is valid. In an embodiment, the issuer may not supply a personal assurance message and/or other confidential cardholder information previously supplied by the cardholder in response to the authentication information.
摘要翻译：根据本发明的用于认证邮购或电话订单交易的方法包括从持卡人接收认证信息，向发行者提供认证信息，以及确定认证信息是否有效。如果认证信息有效，则发行商通知商家交易有效。在一个实施例中，发行者可以不响应于认证信息来提供先前由持卡人提供的个人保证消息和/或其他机密持卡人信息。

2. 发明授权

US08639600B2 Mobile payer authentication 有权
标题翻译：移动付款人身份验证
公开(公告)号：US08639600B2
公开(公告)日：2014-01-28
申请号：US12538649
申请日：2009-08-10
申请人： Timothy Mu-Chu Lee
发明人： Timothy Mu-Chu Lee
IPC分类号： G06Q40/00
CPC分类号： G06Q20/322 , G06Q20/12 , G06Q20/32 , G06Q20/40 , G06Q40/00
摘要： An address of a computing device for conducting a transaction with a merchant on an account of an account holder is used to obtain display attributes of the computing device. An authentication request is formatted using the obtained display attributes of the computing device. The formatted authentication request is sent for delivery to the logical address of the computing device. In response to the formatted authentication request, authentication information for the account holder is received from the logical address of the computing device. A validation attempt is performed on the received authentication information for the account holder. If the received authentication information for the account holder was successfully validated by the performance of the validation attempt, the authentication response is transmitted for delivery to a logical address for the merchant.
摘要翻译：使用用于与帐户持有者的帐户进行与商户的交易的计算设备的地址来获得计算设备的显示属性。使用所获得的计算设备的显示属性来格式化认证请求。发送格式化的认证请求以递送到计算设备的逻辑地址。响应于格式化的认证请求，从计算设备的逻辑地址接收用于账户持有者的认证信息。对接收到的帐户持有人的认证信息进行验证尝试。如果通过验证尝试的执行成功地验证了所接收到的帐户持有人的认证信息，则将认证响应发送给商家的逻辑地址。

3. 发明申请

US20140258125A1 MULTIPLE PARTY BENEFIT FROM AN ONLINE AUTHENTICATION 审中-公开
标题翻译：多个方面从在线认证中获益
公开(公告)号：US20140258125A1
公开(公告)日：2014-09-11
申请号：US14280356
申请日：2014-05-16
申请人： Gary E. Gerber , Timothy Mu-Chu Lee
发明人： Gary E. Gerber , Timothy Mu-Chu Lee
IPC分类号： G06Q20/40
摘要： An account authentication service where a trusted party verifies an account holder's identity for the benefit of a requestor during an online transaction. The account authentication involves requesting a password from the account holder, verifying the password, and notifying the requestor whether the account holder's authenticity has been verified. An alternative embodiment of the account authentication service includes a value-adding component where information about a customer is shared with a value-adding party. The customer information is rich in detail about the customer since it is collected by each of the parties in the account authentication process. The value-adding party can then use this information in various manners. All of the parties involved can benefit from sharing the customer information. The value-adding party can be, for example, a merchant, a shipper, a security organization, or a governmental organization. A transaction identifier identifies a specific transaction between a customer, a merchant, and the customer information.
摘要翻译：一种帐户认证服务，其中受信任方在在线交易期间验证帐户持有者的身份以获得请求者的利益。帐户验证包括从帐户持有人请求密码，验证密码，并通知请求者帐户持有人的真实性是否已被验证。帐户认证服务的替代实施例包括增值组件，其中关于客户的信息与增值方共享。由于客户信息由客户身份验证过程中的每一方收集，所以客户信息有关客户的详细信息。增值方可以不同的方式使用这些信息。所有相关方都可以从共享客户信息中受益。增值方可以是例如商人，托运人，安全机构或政府机构。交易标识符标识客户，商家和客户信息之间的特定交易。

4. 发明授权

US08762283B2 Multiple party benefit from an online authentication service 有权
标题翻译：来自在线认证服务的多方受益
公开(公告)号：US08762283B2
公开(公告)日：2014-06-24
申请号：US10838719
申请日：2004-05-03
申请人： Gary E. Gerber , Timothy Mu-Chu Lee
发明人： Gary E. Gerber , Timothy Mu-Chu Lee
IPC分类号： G06Q20/00
CPC分类号： G06Q20/40 , G06Q20/02
摘要： An account authentication service where a trusted party verifies an account holder's identity for the benefit of a requestor during an online transaction. The account authentication involves requesting a password from the account holder, verifying the password, and notifying the requestor whether the account holder's authenticity has been verified. An alternative embodiment of the account authentication service includes a value-adding component where information about a customer is shared with a value-adding party. The customer information is rich in detail about the customer since it is collected by each of the parties in the account authentication process. The value-adding party can then use this information in various manners. All of the parties involved can benefit from sharing the customer information. The value-adding party can be, for example, a merchant, a shipper, a security organization, or a governmental organization. A transaction identifier identifies a specific transaction between a customer, a merchant, and the customer information.
摘要翻译：一种帐户认证服务，其中受信任方在在线交易期间验证帐户持有者的身份以获得请求者的利益。帐户验证包括从帐户持有人请求密码，验证密码，并通知请求者帐户持有人的真实性是否已被验证。帐户认证服务的替代实施例包括增值组件，其中关于客户的信息与增值方共享。由于客户信息由客户身份验证过程中的每一方收集，所以客户信息有关客户的详细信息。增值方可以不同的方式使用这些信息。所有相关方都可以从共享客户信息中受益。增值方可以是例如商人，托运人，安全机构或政府机构。交易标识符标识客户，商家和客户信息之间的特定交易。

5. 发明申请

US20100082486A1 MOBILE PAYER AUTHENTICATION 有权
标题翻译：手机付款人认证
公开(公告)号：US20100082486A1
公开(公告)日：2010-04-01
申请号：US12538649
申请日：2009-08-10
申请人： Timothy Mu-Chu Lee
发明人： Timothy Mu-Chu Lee
IPC分类号： G06Q20/00 , H04M1/66
CPC分类号： G06Q20/322 , G06Q20/12 , G06Q20/32 , G06Q20/40 , G06Q40/00
摘要： An address of a computing device for conducting a transaction with a merchant on an account of an account holder is used to obtain display attributes of the computing device. An authentication request is formatted using the obtained display attributes of the computing device. The formatted authentication request is sent for delivery to the logical address of the computing device. In response to the formatted authentication request, authentication information for the account holder is received from the logical address of the computing device. A validation attempt is performed on the received authentication information for the account holder. If the received authentication information for the account holder was successfully validated by the performance of the validation attempt, the authentication response is transmitted for delivery to a logical address for the merchant.
摘要翻译：使用用于与帐户持有者的帐户进行与商户的交易的计算设备的地址来获得计算设备的显示属性。使用所获得的计算设备的显示属性来格式化认证请求。发送格式化的认证请求以递送到计算设备的逻辑地址。响应于格式化的认证请求，从计算设备的逻辑地址接收用于账户持有者的认证信息。对接收到的帐户持有人的认证信息进行验证尝试。如果通过验证尝试的执行成功地验证了所接收到的帐户持有人的认证信息，则将认证响应发送给商家的逻辑地址。

你已经成功收藏专利！

检索式保存成功!

IPRDB

热门服务

关于我们

友情链接

联系方式