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1. 发明授权

US07783566B2 Consolidated payment account system and method 有权
标题翻译：综合支付账户制度和方法
公开(公告)号：US07783566B2
公开(公告)日：2010-08-24
申请号：US10176729
申请日：2002-06-21
申请人： David Armes , Fred Bishop , Lydia C. Breck , Jeff Fehlhaber , Gabriella P. Fitzgerald , Elliott Glazer , Sohail Hussain , Margaret C. Mitchell , Trey Neeman , Leah M. Sweet , Dirk White , Jessica Zoob
发明人： David Armes , Fred Bishop , Lydia C. Breck , Jeff Fehlhaber , Gabriella P. Fitzgerald , Elliott Glazer , Sohail Hussain , Margaret C. Mitchell , Trey Neeman , Leah M. Sweet , Dirk White , Jessica Zoob
IPC分类号： G06Q40/00
CPC分类号： G06Q20/227 , G06Q20/02 , G06Q20/04 , G06Q20/10 , G06Q20/102 , G06Q20/40 , G06Q30/06
摘要： The present invention provides a system and method for providing and/or facilitating complete on-line payment services while protecting the privacy of the transaction participants. The comprehensive payment service is based upon a consolidated account used to store value acquired through on-line transactions. The invention provides private payment numbers for protecting the identities of the participants and includes processes for authenticating participants, authorizing transactions, and settling payments. Thus, the present invention enables merchants to effectively accept non-standard forms of payment without changing their current payment infrastructures and enables the provision of value for purchases at any network merchant using any source of value.
摘要翻译：本发明提供了一种用于在保护交易参与者的隐私的同时提供和/或促进完整的在线支付服务的系统和方法。综合支付服务基于用于存储通过在线交易获得的价值的综合账户。本发明提供用于保护参与者的身份的私人付款号码，并且包括用于认证参与者，授权交易和结算付款的过程。因此，本发明使得商家能够有效地接受非标准形式的付款而不改变其当前的支付基础设施，并且使得能够使用任何价值来提供任何网络商家的购买价值。

2. 发明申请

US20110004551A1 CONSOLIDATED PAYMENT ACCOUNT SYSTEM AND METHOD 有权
标题翻译：综合支付账户系统和方法
公开(公告)号：US20110004551A1
公开(公告)日：2011-01-06
申请号：US12845412
申请日：2010-07-28
申请人： David Armes , Fred Bishop , Lydia C. Breck , Jeff Fehlhaber , Gabriella P. Fitzgerald , Elliott Glazer , Sohail Hussain , Margaret C. Mitchell , Trey Neeman , Leah M. Sweet , Dirk White , Jessica Zoob
发明人： David Armes , Fred Bishop , Lydia C. Breck , Jeff Fehlhaber , Gabriella P. Fitzgerald , Elliott Glazer , Sohail Hussain , Margaret C. Mitchell , Trey Neeman , Leah M. Sweet , Dirk White , Jessica Zoob
IPC分类号： G06Q20/00
CPC分类号： G06Q20/227 , G06Q20/02 , G06Q20/04 , G06Q20/10 , G06Q20/102 , G06Q20/40 , G06Q30/06
摘要： The present invention provides a system and method for providing and/or facilitating complete on-line payment services while protecting the privacy of the transaction participants. The comprehensive payment service is based upon a consolidated account used to store value acquired through on-line transactions. The invention provides private payment numbers for protecting the identities of the participants and includes processes for authenticating participants, authorizing transactions, and settling payments. Thus, the present invention enables merchants to effectively accept non-standard forms of payment without changing their current payment infrastructures and enables the provision of value for purchases at any network merchant using any source of value.
摘要翻译：本发明提供了一种用于在保护交易参与者的隐私的同时提供和/或促进完整的在线支付服务的系统和方法。综合支付服务基于用于存储通过在线交易获得的价值的综合账户。本发明提供用于保护参与者的身份的私人付款号码，并且包括用于认证参与者，授权交易和结算付款的过程。因此，本发明使得商家能够有效地接受非标准形式的付款而不改变其当前的支付基础设施，并且使得能够使用任何价值来提供任何网络商家的购买价值。

3. 发明授权

US08504474B2 Consolidated payment account system and method 有权
公开(公告)号：US08504474B2
公开(公告)日：2013-08-06
申请号：US12845412
申请日：2010-07-28
申请人： David Armes , Fred A. Bishop , Lydia C. Breck , Jeff Fehlhaber , Gabriella P. Fitzgerald , Elliott Glazer , Sohail Hussain , Margaret C. Mitchell , Trey Neeman , Leah M. Sweet , Dirk White , Jessica Zoob
发明人： David Armes , Fred A. Bishop , Lydia C. Breck , Jeff Fehlhaber , Gabriella P. Fitzgerald , Elliott Glazer , Sohail Hussain , Margaret C. Mitchell , Trey Neeman , Leah M. Sweet , Dirk White , Jessica Zoob
IPC分类号： G06Q40/00
CPC分类号： G06Q20/227 , G06Q20/02 , G06Q20/04 , G06Q20/10 , G06Q20/102 , G06Q20/40 , G06Q30/06
摘要： The present invention provides a system and method for providing and/or facilitating complete on-line payment services while protecting the privacy of the transaction participants. The comprehensive payment service is based upon a consolidated account used to store value acquired through on-line transactions. The invention provides private payment numbers for protecting the identities of the participants and includes processes for authenticating participants, authorizing transactions, and settling payments. Thus, the present invention enables merchants to effectively accept non-standard forms of payment without changing their current payment infrastructures and enables the provision of value for purchases at any network merchant using any source of value.

4. 发明申请

US20060218391A1 SYSTEM AND METHOD FOR AUTHENTICATING A WEB PAGE 有权
标题翻译：用于认证网页的系统和方法
公开(公告)号：US20060218391A1
公开(公告)日：2006-09-28
申请号：US11423340
申请日：2006-06-09
申请人： Elliott Glazer , Dirk White , David Armes , Fred Bishop , Michael Barrett
发明人： Elliott Glazer , Dirk White , David Armes , Fred Bishop , Michael Barrett
IPC分类号： H04L9/00
CPC分类号： H04L63/08 , G06F21/33 , G06F21/36 , G06F2221/2151 , H04L63/1441 , H04L63/1483 , H04L2463/121
摘要： The present invention provides for an icon with an additional level of functionality that allows a user to validate that current information (e.g., a web page) originates from the true owner of the icon and is not merely a copy. The method includes a user requesting a web page from a web site using a web browser. The web server receives the request, retrieves the web page and forwards it to an authentication server. The authentication server inserts an authenticity key into the web page, then the page (including the authenticity key) is returned to the user. If the page includes an authenticity key, the authenticity is verified at the user's computer because the user computer includes logic (e.g., software) to verify the authenticity. During the user configuration process, the user defines an authenticity stamp which determines the format of an authenticated page.
摘要翻译：本发明提供具有附加级别的功能的图标，其允许用户验证当前信息（例如，网页）源自图标的真实所有者，并且不仅仅是副本。该方法包括使用网络浏览器从网站请求网页的用户。 Web服务器接收请求，检索网页并将其转发给认证服务器。认证服务器将真实性密钥插入到网页中，然后将页面（包括真实性密钥）返回给用户。如果该页面包含真实性密钥，则在用户计算机上验证真实性，因为用户计算机包括验证真实性的逻辑（例如，软件）。在用户配置过程中，用户定义确定认证页面的格式的真实性标记。

5. 发明申请

US20060248099A1 METHOD AND SYSTEM FOR IMPLEMENTING AND MANAGING AN ENTERPRISE IDENTITY MANAGEMENT FOR DISTRIBUTED SECURITY 有权
标题翻译：实施和管理分销安全企业标识管理的方法和系统
公开(公告)号：US20060248099A1
公开(公告)日：2006-11-02
申请号：US11457076
申请日：2006-07-12
申请人： Michael Barrett , David Armes , Fred Bishop , James Shelby , Elliott Glazer , Philip Steitz , Stephen Gibbons
发明人： Michael Barrett , David Armes , Fred Bishop , James Shelby , Elliott Glazer , Philip Steitz , Stephen Gibbons
IPC分类号： G06F17/30
CPC分类号： G06F21/34 , G06Q40/00 , Y10S707/99931
摘要： An Enterprise Identity Management system includes a registration component, an ownership component, and an audit component. The registration component is configured to associate a user ID with specific accounts that are accessible via a computer system. The ownership component is configured to verify the ownership of the accounts. The audit component is configured to perform periodic checks to ensure the validity of the association between the user ID and the ownership of the accounts.
摘要翻译：企业身份管理系统包括注册组件，所有权组件和审核组件。注册组件被配置为将用户ID与可以经由计算机系统访问的特定帐户相关联。所有权组件配置为验证帐户的所有权。审计组件被配置为执行定期检查以确保用户ID和帐户所有权之间的关联的有效性。

6. 发明授权

US07765232B2 Method and system for implementing and managing an enterprise identity management for distributed security 有权
标题翻译：用于实施和管理分布式安全的企业身份管理的方法和系统
公开(公告)号：US07765232B2
公开(公告)日：2010-07-27
申请号：US11457076
申请日：2006-07-12
申请人： Michael Richard Barrett , David Armes , Fred Bishop , James Shelby , Elliott Glazer , Philip W Seitz , Stephen P Gibbons
发明人： Michael Richard Barrett , David Armes , Fred Bishop , James Shelby , Elliott Glazer , Philip W Seitz , Stephen P Gibbons
IPC分类号： G06F7/00 , G06F17/30
CPC分类号： G06F21/34 , G06Q40/00 , Y10S707/99931
摘要： An Enterprise Identity Management system includes a registration component, an ownership component, and an audit component. The registration component is configured to associate a user ID with specific accounts that are accessible via a computer system. The ownership component is configured to verify the ownership of the accounts. The audit component is configured to perform periodic checks to ensure the validity of the association between the user ID and the ownership of the accounts.
摘要翻译：企业身份管理系统包括注册组件，所有权组件和审核组件。注册组件被配置为将用户ID与可以经由计算机系统访问的特定帐户相关联。所有权组件配置为验证帐户的所有权。审计组件被配置为执行定期检查以确保用户ID和帐户所有权之间的关联的有效性。

7. 发明申请

US20110289569A1 METHOD AND SYSTEM FOR IMPLEMENTING AND MANAGING AN ENTERPRISE IDENTITY MANAGEMENT FOR DISTRIBUTED SECURITY 审中-公开
标题翻译：实施和管理分销安全企业标识管理的方法和系统
公开(公告)号：US20110289569A1
公开(公告)日：2011-11-24
申请号：US13197144
申请日：2011-08-03
申请人： Michael Richard Barrett , David Armes , Fred Bishop , James Shelby , Elliott Glazer , Philip W. Steitz , Stephen P. Gibbons
发明人： Michael Richard Barrett , David Armes , Fred Bishop , James Shelby , Elliott Glazer , Philip W. Steitz , Stephen P. Gibbons
IPC分类号： H04L9/32 , G06F15/16 , G06F21/00
CPC分类号： G06F21/34 , G06Q40/00 , Y10S707/99931
摘要： An Enterprise Identity Management system includes a registration component, an ownership component, and an audit component. The registration component is configured to associate a user ID with specific accounts that are accessible via a computer system. The ownership component is configured to verify the ownership of the accounts. The audit component is configured to perform periodic checks to ensure the validity of the association between the user ID and the ownership of the accounts.
摘要翻译：企业身份管理系统包括注册组件，所有权组件和审核组件。注册组件被配置为将用户ID与可以经由计算机系统访问的特定帐户相关联。所有权组件配置为验证帐户的所有权。审计组件被配置为执行定期检查以确保用户ID和帐户所有权之间的关联的有效性。

8. 发明授权

US08015205B2 Method and system for implementing and managing an enterprise identity management for distributed security 失效
标题翻译：用于实施和管理分布式安全的企业身份管理的方法和系统
公开(公告)号：US08015205B2
公开(公告)日：2011-09-06
申请号：US12816296
申请日：2010-06-15
申请人： Michael Richard Barrett , David Armes , Fred Bishop , James Shelby , Elliott Glazer , Phillip W. Steitz , Stephen P. Gibbons
发明人： Michael Richard Barrett , David Armes , Fred Bishop , James Shelby , Elliott Glazer , Phillip W. Steitz , Stephen P. Gibbons
IPC分类号： G06F7/00 , G06F17/30
CPC分类号： G06F21/34 , G06Q40/00 , Y10S707/99931
摘要： An Enterprise Identity Management system includes a registration component, an ownership component, and an audit component. The registration component is configured to associate a user ID with specific accounts that are accessible via a computer system. The ownership component is configured to verify the ownership of the accounts. The audit component is configured to perform periodic checks to ensure the validity of the association between the user ID and the ownership of the accounts.
摘要翻译：企业身份管理系统包括注册组件，所有权组件和审核组件。注册组件被配置为将用户ID与可以经由计算机系统访问的特定帐户相关联。所有权组件配置为验证帐户的所有权。审计组件被配置为执行定期检查以确保用户ID和帐户所有权之间的关联的有效性。

9. 发明授权

US08010562B2 Method and system for implementing and managing an enterprise identity management for distributed security in a computer system 失效
标题翻译：用于实施和管理计算机系统中分布式安全的企业身份管理的方法和系统
公开(公告)号：US08010562B2
公开(公告)日：2011-08-30
申请号：US12692817
申请日：2010-01-25
申请人： Michael Richard Barrett , David Armes , Fred Bishop , James Shelby , Elliott Glazer , Philip W. Steitz , Stephen P. Gibbons
发明人： Michael Richard Barrett , David Armes , Fred Bishop , James Shelby , Elliott Glazer , Philip W. Steitz , Stephen P. Gibbons
IPC分类号： G06F7/00 , G06F17/30
CPC分类号： G06F21/34 , G06Q40/00 , Y10S707/99931
摘要： A method and system for facilitating the management of user identities includes an ownership component, a registration component, and a servicing component. When a user first desires to access a system using the present invention, the registration component verifies the user's ownership of the underlying account by asking a variety of questions. Thereafter, when a user desires to service his account, the user may be re-queried to determine if he is attempting to access the correct information. An authentication and access component provides the functionality to access a system of the present invention. An audit component can be configured to periodically monitor the various accounts to ensure a continued linking between users and accounts.
摘要翻译：用于促进用户身份管理的方法和系统包括所有权组件，注册组件和维护组件。当用户首先希望使用本发明访问系统时，注册组件通过询问各种问题来验证用户对基础帐户的所有权。此后，当用户期望服务他的帐户时，可以重新查询用户以确定他是否正尝试访问正确的信息。认证和访问组件提供访问本发明的系统的功能。审计组件可以配置为定期监控各种帐户，以确保用户和帐户之间的连续连接。

10. 发明申请

US20100121882A1 Method and System for Implementing and Managing an Enterprise Identity Management for Distributed Security in a Computer System 失效
标题翻译：用于实施和管理计算机系统中分布式安全的企业身份管理的方法和系统
公开(公告)号：US20100121882A1
公开(公告)日：2010-05-13
申请号：US12692817
申请日：2010-01-25
申请人： Michael Richard Barrett , David Armes , Fred Bishop , James Shelby , Elliott Glazer , Philip W. Steitz , Stephen P. Gibbons
发明人： Michael Richard Barrett , David Armes , Fred Bishop , James Shelby , Elliott Glazer , Philip W. Steitz , Stephen P. Gibbons
IPC分类号： G06F17/30
CPC分类号： G06F21/34 , G06Q40/00 , Y10S707/99931
摘要： A method and system for facilitating the management of user identities includes an ownership component, a registration component, and a servicing component. When a user first desires to access a system using the present invention, the registration component verifies the user's ownership of the underlying account by asking a variety of questions. Thereafter, when a user desires to service his account, the user may be re-queried to determine if he is attempting to access the correct information. An authentication and access component provides the functionality to access a system of the present invention. An audit component can be configured to periodically monitor the various accounts to ensure a continued linking between users and accounts.
摘要翻译：用于促进用户身份管理的方法和系统包括所有权组件，注册组件和维护组件。当用户首先希望使用本发明访问系统时，注册组件通过询问各种问题来验证用户对基础帐户的所有权。此后，当用户期望服务他的帐户时，可以重新查询用户以确定他是否正尝试访问正确的信息。认证和访问组件提供访问本发明的系统的功能。审计组件可以配置为定期监控各种帐户，以确保用户和帐户之间的连续连接。

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