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1. 发明申请

US20060049256A1 Transparently securing data for transmission on financial networks 有权
公开(公告)号：US20060049256A1
公开(公告)日：2006-03-09
申请号：US11127862
申请日：2005-05-12
申请人： Clay von Mueller , Robert Mos , Bob Mos
发明人： Clay von Mueller , Robert Mos , Bob Mos
IPC分类号： G06Q99/00 , G06K5/00 , G06K7/08
CPC分类号： G07F7/1008 , G06F21/72 , G06F21/83 , G06K7/082 , G06Q20/02 , G06Q20/20 , G06Q20/32 , G06Q20/325 , G06Q20/341 , G06Q20/3552 , G06Q20/367 , G06Q20/382 , G06Q20/3823 , G06Q20/3829 , G06Q20/40975 , G06Q40/02 , G07C9/00031 , G07F7/084 , G07F7/0873 , G07F7/0886 , G07F7/1016 , G07F19/206 , H04L9/0891 , H04L9/3297 , H04L2209/56 , H04L2209/80
摘要： A secure magnetic stripe card stripe reader (MSR) module and software system capable of encrypting the magnetic stripe data to CPI, SDP and CISP standards for use in point of sale (POS) and other applications requiring data security using non secure networks and computing devices. Additionally, when incorporated within an attachment for conventional personal digital assistant (PDA) or cell phone or stationary terminal, provides encrypted data from the magnetic head assembly providing compliance with Federal Information Processing Standards Publication Series FIPS 140 covering security and tampering standards. Moreover, this module and software system includes the capability of providing secure POS transactions to legacy transaction processing systems and POS terminals transparently to the existing infrastructure. Furthermore, this module and software system includes the capability of transparently providing detection of fraudulently copied magnetic stripe cards.

2. 发明申请

US20060049255A1 Secure magnetic stripe reader for handheld computing and method of using same 有权
标题翻译：用于手持计算的安全磁条读取器及其使用方法
公开(公告)号：US20060049255A1
公开(公告)日：2006-03-09
申请号：US10936359
申请日：2004-09-07
申请人： Clay von Mueller , Robert Mos , Bob Mos
发明人： Clay von Mueller , Robert Mos , Bob Mos
IPC分类号： G06K7/08
CPC分类号： G06K7/082 , G06F21/72 , G06F21/83 , G06Q20/20 , G06Q20/32 , G06Q20/325 , G06Q20/3823 , G06Q40/02 , G07F7/0873 , G07F7/0886 , G07F7/1016
摘要： A secure magnetic stripe card stripe reader (MSR) module and software system capable of encrypting the magnetic stripe data to CISP standards for use in point of sale (POS) and other applications requiring data security using non secure networks and computing devices. Additionally, when incorporated within an attachment for conventional personal digital assistant (PDA) or cell phone or stationary terminal, provides encrypted data from the magnetic head assembly providing compliance with Federal Information Processing Standards Publication Series FIPS 140 covering security and tampering standards. Moreover, this module and software system includes the capability of providing secure POS transactions to legacy transaction processing systems transparently to the existing infrastructure. Furthermore, this module and software system includes the capability of transparently providing detection of fraudulently copied magnetic stripe cards.
摘要翻译：一种安全的磁条卡条带读取器（MSR）模块和软件系统，能够将磁条数据加密到CISP标准，以便在销售点（POS）和其他需要使用非安全网络和计算设备进行数据安全的应用中使用。此外，当并入用于常规个人数字助理（PDA）或手机或固定终端的附件中时，提供来自磁头组件的加密数据，其提供符合联邦信息处理标准出版系列FIPS 140，其涵盖安全性和篡改标准。此外，该模块和软件系统包括向现有基础架构透明地向传统交易处理系统提供安全POS交易的能力。此外，该模块和软件系统包括透明地提供欺诈性复制磁条卡的检测能力。

3. 发明申请

US20120330843A1 TRANSPARENTLY SECURING DATA FOR TRANSMISSION ON FINANCIAL NETWORKS 审中-公开
标题翻译：透明地保护财务网络传输数据
公开(公告)号：US20120330843A1
公开(公告)日：2012-12-27
申请号：US13531329
申请日：2012-06-22
申请人： CLAY VON MUELLER , Robert J. Mos , Bob Mos
发明人： CLAY VON MUELLER , Robert J. Mos , Bob Mos
IPC分类号： G06Q20/38 , G06Q20/20
CPC分类号： G07F7/1008 , G06F21/72 , G06F21/83 , G06K7/082 , G06Q20/02 , G06Q20/20 , G06Q20/32 , G06Q20/325 , G06Q20/341 , G06Q20/3552 , G06Q20/367 , G06Q20/382 , G06Q20/3823 , G06Q20/3829 , G06Q20/40975 , G06Q40/02 , G07C9/00031 , G07F7/084 , G07F7/0873 , G07F7/0886 , G07F7/1016 , G07F19/206 , H04L9/0891 , H04L9/3297 , H04L2209/56 , H04L2209/80
摘要： Systems and methods for performing financial transactions are provided. In one embodiment, the invention provides a method for processing token data for a bank card transaction, the method includes: receiving a string of first token data from a token at a token reader; modifying the first token data and generating second token data, the second token data including modified token data; performing a modulo arithmetic operation on the second token data and determining a mod 10 check digit that will cause a modulo arithmetic check of the second token data to yield the same result as the modulo arithmetic check would yield on the first token data; and inserting the mod 10 check digit in the second data string and forwarding the second data string for the transaction.
摘要翻译：提供了执行金融交易的系统和方法。在一个实施例中，本发明提供了一种用于处理银行卡交易的令牌数据的方法，所述方法包括：在令牌读取器处从令牌接收一串第一令牌数据; 修改所述第一令牌数据并产生第二令牌数据，所述第二令牌数据包括修改的令牌数据; 对所述第二令牌数据执行模运算，并且确定将导致所述第二令牌数据的模算数检查的模10检验数字产生与所述模算数校验将对所述第一令牌数据产生的相同结果; 并将MOD 10校验位插入到第二数据串中并转发用于交易的第二数据串。

4. 发明授权

US07506812B2 Transparently securing data for transmission on financial networks 有权
标题翻译：透明地保护金融网络传输数据
公开(公告)号：US07506812B2
公开(公告)日：2009-03-24
申请号：US11127862
申请日：2005-05-12
申请人： Clay von Mueller , Robert J. Mos , Bob Mos
发明人： Clay von Mueller , Robert J. Mos , Bob Mos
IPC分类号： G06K7/08
CPC分类号： G07F7/1008 , G06F21/72 , G06F21/83 , G06K7/082 , G06Q20/02 , G06Q20/20 , G06Q20/32 , G06Q20/325 , G06Q20/341 , G06Q20/3552 , G06Q20/367 , G06Q20/382 , G06Q20/3823 , G06Q20/3829 , G06Q20/40975 , G06Q40/02 , G07C9/00031 , G07F7/084 , G07F7/0873 , G07F7/0886 , G07F7/1016 , G07F19/206 , H04L9/0891 , H04L9/3297 , H04L2209/56 , H04L2209/80
摘要： A secure magnetic stripe card stripe reader (MSR) module and software system capable of encrypting the magnetic stripe data to CPI, SDP and CISP standards for use in point of sale (POS) and other applications requiring data security using non secure networks and computing devices. Additionally, when incorporated within an attachment for conventional personal digital assistant (PDA) or cell phone or stationary terminal, provides encrypted data from the magnetic head assembly providing compliance with Federal Information Processing Standards Publication Series FIPS 140 covering security and tampering standards. Moreover, this module and software system includes the capability of providing secure POS transactions to legacy transaction processing systems and POS terminals transparently to the existing infrastructure. Furthermore, this module and software system includes the capability of transparently providing detection of fraudulently copied magnetic stripe cards.
摘要翻译：一种安全的磁条卡条带读取器（MSR）模块和软件系统，能够将磁条数据加密到CPI，SDP和CISP标准，用于销售点（POS）和其他需要使用非安全网络和计算设备进行数据安全的应用。此外，当并入用于常规个人数字助理（PDA）或手机或固定终端的附件中时，提供来自磁头组件的加密数据，其提供符合联邦信息处理标准出版系列FIPS 140，其覆盖安全性和篡改标准。此外，该模块和软件系统包括向传统交易处理系统和POS终端提供对现有基础设施透明的安全POS交易的能力。此外，该模块和软件系统包括透明地提供欺诈性复制磁条卡的检测能力。

5. 发明授权

US07568621B2 Transparently securing transactional data 有权
标题翻译：透明地保护交易数据
公开(公告)号：US07568621B2
公开(公告)日：2009-08-04
申请号：US11958268
申请日：2007-12-17
申请人： Clay von Mueller , Robert J. Mos , Bob Mos
发明人： Clay von Mueller , Robert J. Mos , Bob Mos
IPC分类号： G06K7/08
CPC分类号： G07F7/1008 , G06F21/72 , G06F21/83 , G06K7/082 , G06Q20/02 , G06Q20/20 , G06Q20/32 , G06Q20/325 , G06Q20/341 , G06Q20/3552 , G06Q20/367 , G06Q20/382 , G06Q20/3823 , G06Q20/3829 , G06Q20/40975 , G06Q40/02 , G07C9/00031 , G07F7/084 , G07F7/0873 , G07F7/0886 , G07F7/1016 , G07F19/206 , H04L9/0891 , H04L9/3297 , H04L2209/56 , H04L2209/80
摘要： A secure magnetic stripe card stripe reader (MSR) module and software system capable of encrypting the magnetic stripe data to CPI, SDP and CISP standards for use in point of sale (POS) and other applications requiring data security using non secure networks and computing devices. Additionally, when incorporated within an attachment for conventional personal digital assistant (PDA) or cell phone or stationary terminal, provides encrypted data from the magnetic head assembly providing compliance with Federal Information Processing Standards Publication Series FIPS 140 covering security and tampering standards. Moreover, this module and software system includes the capability of providing secure POS transactions to legacy transaction processing systems and POS terminals transparently to the existing infrastructure. Furthermore, this module and software system includes the capability of transparently providing detection of fraudulently copied magnetic stripe cards.
摘要翻译：一种安全的磁条卡条带读取器（MSR）模块和软件系统，能够将磁条数据加密到CPI，SDP和CISP标准，用于销售点（POS）和其他需要使用非安全网络和计算设备进行数据安全的应用。此外，当并入用于常规个人数字助理（PDA）或手机或固定终端的附件中时，提供来自磁头组件的加密数据，其提供符合联邦信息处理标准出版系列FIPS 140，其涵盖安全性和篡改标准。此外，该模块和软件系统包括向传统交易处理系统和POS终端提供对现有基础设施透明的安全POS交易的能力。此外，该模块和软件系统包括透明地提供欺诈性复制磁条卡的检测能力。

6. 发明申请

US20080149718A1 TRANSPARENTLY SECURING TRANSACTIONAL DATA II 有权
标题翻译：透明安全的交易数据II
公开(公告)号：US20080149718A1
公开(公告)日：2008-06-26
申请号：US11958268
申请日：2007-12-17
申请人： Clay von Mueller , Robert J. Mos , Bob Mos
发明人： Clay von Mueller , Robert J. Mos , Bob Mos
IPC分类号： G06K7/08
CPC分类号： G07F7/1008 , G06F21/72 , G06F21/83 , G06K7/082 , G06Q20/02 , G06Q20/20 , G06Q20/32 , G06Q20/325 , G06Q20/341 , G06Q20/3552 , G06Q20/367 , G06Q20/382 , G06Q20/3823 , G06Q20/3829 , G06Q20/40975 , G06Q40/02 , G07C9/00031 , G07F7/084 , G07F7/0873 , G07F7/0886 , G07F7/1016 , G07F19/206 , H04L9/0891 , H04L9/3297 , H04L2209/56 , H04L2209/80
摘要： A secure magnetic stripe card stripe reader (MSR) module and software system capable of encrypting the magnetic stripe data to CPI, SDP and CISP standards for use in point of sale (POS) and other applications requiring data security using non secure networks and computing devices. Additionally, when incorporated within an attachment for conventional personal digital assistant (PDA) or cell phone or stationary terminal, provides encrypted data from the magnetic head assembly providing compliance with Federal Information Processing Standards Publication Series FIPS 140 covering security and tampering standards. Moreover, this module and software system includes the capability of providing secure POS transactions to legacy transaction processing systems and POS terminals transparently to the existing infrastructure. Furthermore, this module and software system includes the capability of transparently providing detection of fraudulently copied magnetic stripe cards.
摘要翻译：一种安全的磁条卡条带读取器（MSR）模块和软件系统，能够将磁条数据加密到CPI，SDP和CISP标准，用于销售点（POS）和其他需要使用非安全网络和计算设备进行数据安全的应用。此外，当并入用于常规个人数字助理（PDA）或手机或固定终端的附件中时，提供来自磁头组件的加密数据，其提供符合联邦信息处理标准出版系列FIPS 140，其涵盖安全性和篡改标准。此外，该模块和软件系统包括向传统交易处理系统和POS终端提供对现有基础设施透明的安全POS交易的能力。此外，该模块和软件系统包括透明地提供欺诈性复制磁条卡的检测能力。

7. 发明授权

US07740173B2 Transparently securing transactional data 有权
标题翻译：透明地保护交易数据
公开(公告)号：US07740173B2
公开(公告)日：2010-06-22
申请号：US11958327
申请日：2007-12-17
申请人： Clay Von Mueller , Robert J. Mos , Bob Mos
发明人： Clay Von Mueller , Robert J. Mos , Bob Mos
IPC分类号： G06K7/08
CPC分类号： G07F7/1008 , G06F21/72 , G06F21/83 , G06K7/082 , G06Q20/02 , G06Q20/20 , G06Q20/32 , G06Q20/325 , G06Q20/341 , G06Q20/3552 , G06Q20/367 , G06Q20/382 , G06Q20/3823 , G06Q20/3829 , G06Q20/40975 , G06Q40/02 , G07C9/00031 , G07F7/084 , G07F7/0873 , G07F7/0886 , G07F7/1016 , G07F19/206 , H04L9/0891 , H04L9/3297 , H04L2209/56 , H04L2209/80
摘要： A secure magnetic stripe card stripe reader (MSR) module and software system capable of encrypting the magnetic stripe data to CPI, SDP and CISP standards for use in point of sale (POS) and other applications requiring data security using non secure networks and computing devices. Additionally, when incorporated within an attachment for conventional personal digital assistant (PDA) or cell phone or stationary terminal, provides encrypted data from the magnetic head assembly providing compliance with Federal Information Processing Standards Publication Series FIPS 140 covering security and tampering standards. Moreover, this module and software system includes the capability of providing secure POS transactions to legacy transaction processing systems and POS terminals transparently to the existing infrastructure. Furthermore, this module and software system includes the capability of transparently providing detection of fraudulently copied magnetic stripe cards.
摘要翻译：一种安全的磁条卡条带读取器（MSR）模块和软件系统，能够将磁条数据加密到CPI，SDP和CISP标准，用于销售点（POS）和其他需要使用非安全网络和计算设备进行数据安全的应用。此外，当并入用于常规个人数字助理（PDA）或手机或固定终端的附件中时，提供来自磁头组件的加密数据，其提供符合联邦信息处理标准出版系列FIPS 140，其涵盖安全性和篡改标准。此外，该模块和软件系统包括向传统交易处理系统和POS终端提供对现有基础设施透明的安全POS交易的能力。此外，该模块和软件系统包括透明地提供欺诈性复制磁条卡的检测能力。

8. 发明申请

US20080223932A1 TRANSPARENTLY SECURING TRANSACTIONAL DATA 有权
标题翻译：透明安全的交易数据
公开(公告)号：US20080223932A1
公开(公告)日：2008-09-18
申请号：US11958327
申请日：2007-12-17
申请人： Clay Von Mueller , Robert J. Mos , Bob Mos
发明人： Clay Von Mueller , Robert J. Mos , Bob Mos
IPC分类号： G06K7/06
CPC分类号： G07F7/1008 , G06F21/72 , G06F21/83 , G06K7/082 , G06Q20/02 , G06Q20/20 , G06Q20/32 , G06Q20/325 , G06Q20/341 , G06Q20/3552 , G06Q20/367 , G06Q20/382 , G06Q20/3823 , G06Q20/3829 , G06Q20/40975 , G06Q40/02 , G07C9/00031 , G07F7/084 , G07F7/0873 , G07F7/0886 , G07F7/1016 , G07F19/206 , H04L9/0891 , H04L9/3297 , H04L2209/56 , H04L2209/80
摘要： A secure magnetic stripe card stripe reader (MSR) module and software system capable of encrypting the magnetic stripe data to CPI, SDP and CISP standards for use in point of sale (POS) and other applications requiring data security using non secure networks and computing devices. Additionally, when incorporated within an attachment for conventional personal digital assistant (PDA) or cell phone or stationary terminal, provides encrypted data from the magnetic head assembly providing compliance with Federal Information Processing Standards Publication Series FIPS 140 covering security and tampering standards. Moreover, this module and software system includes the capability of providing secure POS transactions to legacy transaction processing systems and POS terminals transparently to the existing infrastructure. Furthermore, this module and software system includes the capability of transparently providing detection of fraudulently copied magnetic stripe cards.
摘要翻译：一种安全的磁条卡条带读取器（MSR）模块和软件系统，能够将磁条数据加密到CPI，SDP和CISP标准，用于销售点（POS）和其他需要使用非安全网络和计算设备进行数据安全的应用。此外，当并入用于常规个人数字助理（PDA）或手机或固定终端的附件中时，提供来自磁头组件的加密数据，其提供符合联邦信息处理标准出版系列FIPS 140，其涵盖安全性和篡改标准。此外，该模块和软件系统包括向传统交易处理系统和POS终端提供对现有基础设施透明的安全POS交易的能力。此外，该模块和软件系统包括透明地提供欺诈性复制磁条卡的检测能力。

9. 发明授权

US07309012B2 Secure magnetic stripe reader for handheld computing and method of using same 有权
标题翻译：用于手持计算的安全磁条读取器及其使用方法
公开(公告)号：US07309012B2
公开(公告)日：2007-12-18
申请号：US10936359
申请日：2004-09-07
申请人： Clay von Mueller , Robert J. Mos , Bob Mos
发明人： Clay von Mueller , Robert J. Mos , Bob Mos
IPC分类号： G06K7/08
CPC分类号： G06K7/082 , G06F21/72 , G06F21/83 , G06Q20/20 , G06Q20/32 , G06Q20/325 , G06Q20/3823 , G06Q40/02 , G07F7/0873 , G07F7/0886 , G07F7/1016
摘要： A secure magnetic stripe card stripe reader (MSR) module and software system capable of encrypting the magnetic stripe data to CISP standards for use in point of sale (POS) and other applications requiring data security using non secure networks and computing devices. Additionally, when incorporated within an attachment for conventional personal digital assistant (PDA) or cell phone or stationary terminal, provides encrypted data from the magnetic head assembly providing compliance with Federal Information Processing Standards Publication Series FIPS 140 covering security and tampering standards. Moreover, this module and software system includes the capability of providing secure POS transactions to legacy transaction processing systems transparently to the existing infrastructure. Furthermore, this module and software system includes the capability of transparently providing detection of fraudulently copied magnetic stripe cards.
摘要翻译：一种安全的磁条卡条带读取器（MSR）模块和软件系统，能够将磁条数据加密到CISP标准，以便在销售点（POS）和其他需要使用非安全网络和计算设备进行数据安全的应用中使用。此外，当并入用于常规个人数字助理（PDA）或手机或固定终端的附件中时，提供来自磁头组件的加密数据，其提供符合联邦信息处理标准出版系列FIPS 140，其涵盖安全性和篡改标准。此外，该模块和软件系统包括向现有基础架构透明地向传统交易处理系统提供安全POS交易的能力。此外，该模块和软件系统包括透明地提供欺诈性复制磁条卡的检测能力。

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