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JP2010257468A Method and system for carrying out bank card transaction 审中-公开
标题翻译：进行银行卡交易的方法和系统
公开(公告)号：JP2010257468A
公开(公告)日：2010-11-11
申请号：JP2010115475
申请日：2010-05-19
申请人： Citibank Na , シティバンク,エヌ.エイ.Citibank, N.A.
发明人： SCHUTZER DAN , SLATER ALAN , CIRILLO THOMAS , DERODES ROBERT , DANCANET LUCIEN
IPC分类号： G07G1/12 , G06F21/24 , G06K17/00 , G06Q20/00 , G07F7/08 , G07F7/12 , G09C1/00 , H04L9/32
CPC分类号： G07F7/08 , G06Q20/04 , G06Q20/385 , G06Q20/4037
摘要： PROBLEM TO BE SOLVED: To perform a bank card transaction safely, as well as to authenticate a customer, while maintaining simplicity which sends a transaction card number on an encryption link. SOLUTION: A method and a system for carrying out the bank card transaction causes a transaction card user to input an authentication information to a transaction card issuer. For example, the transaction card issuer, which provides the transaction card system for using on Internet, generates the card number of anonymity or alternative, and holds a link between the card number of anonymity or alternative and the transaction card number of a transaction card user. In an alternative aspect of affairs, for example, using software on a personal computer of the transaction card user or a local computer device like a point of sale terminal, the software on the local computer device authenticates the transaction card user, and generates the card number of the anonymity or the alternative, synchronizing a sequence with a transaction card issuer's server. COPYRIGHT: (C)2011,JPO&INPIT
摘要翻译：要解决的问题：安全地执行银行卡交易以及认证客户，同时保持在加密链路上发送交易卡号的简单性。解决方案：用于执行银行卡交易的方法和系统使得交易卡用户向交易卡发行者输入认证信息。例如，提供交易卡系统在互联网上使用的交易卡发行者生成匿名或替代的卡号，并且保持匿名卡或卡片号码与交易卡用户的交易卡号之间的链接。在事务的另一方面，例如，在交易卡用户的个人计算机上使用软件或诸如销售点终端的本地计算机设备，本地计算机设备上的软件认证交易卡用户，并且生成卡匿名号码或替代方案，将序列与交易卡发卡机构的服务器同步。版权所有（C）2011，JPO＆INPIT

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