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1. 发明专利

JP2005190472A System and method for performing electronic transaction using transaction proxy processing with electronic wallet 审中-公开
标题翻译：使用电子钱包进行交易代理处理执行电子交易的系统和方法
公开(公告)号：JP2005190472A
公开(公告)日：2005-07-14
申请号：JP2004349141
申请日：2004-12-01
申请人： Citibank Na , シティバンク,エヌ.エイ.Citibank, N.A.
发明人： YOUNG ALAN , CHAPMAN PHILIP , BERARDY ROBERT
IPC分类号： G06Q20/00 , G07F7/08 , G07F7/10 , G06F17/60
CPC分类号： G07F7/1008 , G06Q20/02 , G06Q20/04 , G06Q20/105 , G06Q20/12 , G06Q20/16 , G06Q20/223 , G06Q20/29 , G06Q20/32 , G06Q20/322 , G06Q20/327 , G06Q20/341 , G06Q20/363 , G07F7/0866 , G07F7/0886 , H04M7/0012
摘要： PROBLEM TO BE SOLVED: To provide methods and systems for performing electronic transactions. SOLUTION: Product selection data identifying a product for purchase are received in an electronic portal from an interface-enabled communications device, such as a browser-enabled wireless telephone, via a communications gateway. The portal interfaces with an electronic wallet associated with the operator of the communications device to provide shipping detail data and payment option data to the merchant offering the product for purchase. The portal provides settlement data to a payment processor, such as the issuer of the operator's credit card. The processor settles with the merchant. Additionally, systems and methods for person-to-person employing the portal are provided. COPYRIGHT: (C)2005,JPO&NCIPI
摘要翻译：要解决的问题：提供执行电子交易的方法和系统。
解决方案：通过通信网关从识别用于购买的产品的产品选择数据从诸如启用浏览器的无线电话之类的接口使能通信设备在电子门户中被接收。门户与通信设备的操作员相关联的电子钱包接口，以向提供产品的商家提供运送详细数据和支付选项数据以供购买。该门户提供结算数据给支付处理器，例如运营商信用卡的发行者。处理器与商家结算。此外，还提供了使用门户的个人对个人的系统和方法。版权所有（C）2005，JPO＆NCIPI

2. 发明专利

JP2005174326A System and method for performing electronic transaction using transaction proxy with electronic wallet 审中-公开
标题翻译：使用电子钱包交易代理执行电子交易的系统和方法
公开(公告)号：JP2005174326A
公开(公告)日：2005-06-30
申请号：JP2004349140
申请日：2004-12-01
申请人： Citibank Na , シティバンク,エヌ.エイ.Citibank, N.A.
发明人： YOUNG ALAN , CHAPMAN PHILIP , BERARDY ROBERT
IPC分类号： G06Q20/00 , G07F7/08 , G07F7/10 , G06F17/60
CPC分类号： G07F7/1008 , G06Q20/02 , G06Q20/04 , G06Q20/105 , G06Q20/12 , G06Q20/16 , G06Q20/223 , G06Q20/29 , G06Q20/32 , G06Q20/322 , G06Q20/327 , G06Q20/341 , G06Q20/363 , G07F7/0866 , G07F7/0886 , H04M7/0012
摘要： PROBLEM TO BE SOLVED: To provide a method and system for performing an electronic transaction. SOLUTION: Product selection data for identifying a product for purchase are received in an electronic portal from an interface-enabled communications device, such as a browser-enabled wireless telephone, via a communications gateway. The portal interfaces with an electronic wallet associated with the operator of the communications device to provide shipping detail data and payment option data to the merchant offering the product for purchase. The portal provides settlement data to a payment processor, such as the issuer of the operator's credit card. The processor settles with the merchant. COPYRIGHT: (C)2005,JPO&NCIPI
摘要翻译：要解决的问题：提供用于执行电子交易的方法和系统。解决方案：用于识别用于购买的产品的产品选择数据通过通信网关从诸如启用浏览器的无线电话等具有界面功能的通信设备在电子门户中被接收。门户与通信设备的操作员相关联的电子钱包接口，以向提供产品的商家提供运送详细数据和支付选项数据以供购买。该门户提供结算数据给支付处理器，例如运营商信用卡的发行者。处理器与商家结算。版权所有（C）2005，JPO＆NCIPI

3. 发明专利

JP2001243386A SYSTEM AND METHOD FOR EXECUTING ELECTRONIC COMMERCIAL TRANSACTION WHILE USING COMMERCIAL TRANSACTION SUBSTITUTING PROCESSING WITH ELECTRONIC WALLET 失效
公开(公告)号：JP2001243386A
公开(公告)日：2001-09-07
申请号：JP2000403741
申请日：2000-11-30
申请人： CITIBANK NA
发明人： YOUNG ALAN , CHAPMAN PHILIP , BERARDY ROBERT
IPC分类号： G06Q20/00 , G07F7/08 , G07F7/10 , G06F17/60
摘要： PROBLEM TO BE SOLVED: To provide a method and a system for executing an electronic commercial transaction. SOLUTION: Product selection data for identifying a product for purchase are received from interface enable type communication equipment such as browser enable type wireless telephone, for example, via a communication gateway in an electronic portal. The portal is interfaced to an electronic wallet related to the operator of communication equipment and provides detailed shipping data and payment option data to a merchant providing that product for purchase. The portal provides settlement data to a payment processor such as publisher of the credit card of that operator, for example. The processor performs settlement concerning that merchant. Further, a system and a method are provided for individual-to-individual correspondence adopting the portal. Moreover, a method and a system are provided for making the operator of the portal and the operator of the electronic communication gateway such as mobile telephone network belong to a joint venture for providing the portal and related services.

4. 发明专利

DE60032863D1 未知
公开(公告)号：DE60032863D1
公开(公告)日：2007-02-22
申请号：DE60032863
申请日：2000-11-29
申请人： CITIBANK NA
发明人： YOUNG ALAN , CHAPMAN PHILIP , BERARDY ROBERT
IPC分类号： G07F7/10 , G06Q20/00 , G07F7/08 , G07F19/00
摘要： Methods and systems for performing electronic transactions are provided. Product selection data identifying a product for purchase is received in an electronic portal from an interface-enabled communications device, such as a browser-enabled wireless telephone, via a communications gateway. The portal interfaces with an electronic wallet associated with the operator of the communications device to provide shipping detail data and payment option data to the merchant offering the product for purchase. The portal provides settlement data to a payment processor, such as the issuer of the operator's credit card. The processor settles with the merchant. Additionally, systems and methods for person-to-person payment employing the portal is provided. Moreover, such methods and systems are provided wherein the operator of the portal and an operator of an electronic communications gateway, such as a mobile telephone network, enter into a joint venture in providing the portal and related services.

5. 发明专利

AU784041B2 System and method for performing an electronic transaction using a transaction proxy with an electronic wallet 未知
公开(公告)号：AU784041B2
公开(公告)日：2006-01-19
申请号：AU2049101
申请日：2000-11-29
申请人： CITIBANK NA
发明人： YOUNG ALAN , CHAPMAN PHILIP , BERARDY ROBERT
IPC分类号： H04M11/00 , G06Q20/00 , G07F7/08 , G07F7/10
摘要： Methods and systems for performing electronic transactions are provided. Product selection data identifying a product for purchase is received in an electronic portal from an interface-enabled communications device, such as a browser-enabled wireless telephone, via a communications gateway. The portal interfaces with an electronic wallet associated with the operator of the communications device to provide shipping detail data and payment option data to the merchant offering the product for purchase. The portal provides settlement data to a payment processor, such as the issuer of the operator's credit card. The processor settles with the merchant. Additionally, systems and methods for person-to-person payment employing the portal is provided. Moreover, such methods and systems are provided wherein the operator of the portal and an operator of an electronic communications gateway, such as a mobile telephone network, enter into a joint venture in providing the portal and related services.

6. 发明专利

AU2049101A System and method for performing an electronic transaction using a transaction proxy with an electronic wallet 未知
公开(公告)号：AU2049101A
公开(公告)日：2001-06-12
申请号：AU2049101
申请日：2000-11-29
申请人： CITIBANK NA
发明人： YOUNG ALAN , CHAPMAN PHILIP , BERARDY ROBERT
IPC分类号： G06Q20/00 , G07F7/08 , G07F7/10 , H04M11/00
摘要： Methods and systems for performing electronic transactions are provided. Product selection data identifying a product for purchase is received in an electronic portal from an interface-enabled communications device, such as a browser-enabled wireless telephone, via a communications gateway. The portal interfaces with an electronic wallet associated with the operator of the communications device to provide shipping detail data and payment option data to the merchant offering the product for purchase. The portal provides settlement data to a payment processor, such as the issuer of the operator's credit card. The processor settles with the merchant. Additionally, systems and methods for person-to-person payment employing the portal is provided. Moreover, such methods and systems are provided wherein the operator of the portal and an operator of an electronic communications gateway, such as a mobile telephone network, enter into a joint venture in providing the portal and related services.

7. 发明专利

PL356106A1 SYSTEM AND METHOD FOR PERFORMING AN ELECTRONIC TRANSACTION USING A TRANSACTION PROXY WITH AN ELECTRONIC WALLET 未知
公开(公告)号：PL356106A1
公开(公告)日：2004-06-14
申请号：PL35610600
申请日：2000-11-29
申请人： CITIBANK NA
发明人： YOUNG ALAN , CHAPMAN PHILIP , BERARDY ROBERT
IPC分类号： G06Q20/00 , G07F7/08 , G07F7/10 , H04M11/00 , G07F19/00
摘要： Methods and systems for performing electronic transactions are provided. Product selection data identifying a product for purchase is received in an electronic portal from an interface-enabled communications device, such as a browser-enabled wireless telephone, via a communications gateway. The portal interfaces with an electronic wallet associated with the operator of the communications device to provide shipping detail data and payment option data to the merchant offering the product for purchase. The portal provides settlement data to a payment processor, such as the issuer of the operator's credit card. The processor settles with the merchant. Additionally, systems and methods for person-to-person payment employing the portal is provided. Moreover, such methods and systems are provided wherein the operator of the portal and an operator of an electronic communications gateway, such as a mobile telephone network, enter into a joint venture in providing the portal and related services.

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