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1. 发明公开

EP1463012A2 A reduced communication technique for matching electronic billers and consumers 审中-公开
标题翻译：减小的通信技术与记账方客户选配
公开(公告)号：EP1463012A2
公开(公告)日：2004-09-29
申请号：EP04006976.7
申请日：2004-03-23
申请人： CheckFree Corporation
发明人： McMichael, William R. , Kozee, Casey W.
IPC分类号： G07F19/00
CPC分类号： G06Q30/04 , G06Q20/102 , G06Q30/02
摘要： A technique for identifying an association between a consumer and an electronic biller is provided. A biller transmits customer demographic data to an identity service. The identity service generates a first entity identifier based upon the received customer demographic data. The first entity identifier does not reveal any customer demographic information. The identity service transmits the generated first entity identifier and a biller identifier to an electronic bill presentment service. The presentment service transmits consumer demographic to the identity service. The identity service generates a second entity identifier based upon the received consumer demographic data and transmits the generated second entity identifier to the presentment service. The second entity identifier does not reveal any consumer demographic information. After receipt of the first and second entity identifiers and the biller identifier, the presentment service identifies an association between the consumer and the biller and transmits a notice of the association.
摘要翻译：提供了一种用于消费者之间以及电子记账关联的识别技术。记账方传送客户的人口统计数据，身份服务。身份服务基因费率根据接收到的客户的人口统计数据的第一实体标识符。第一个实体标识符不透露任何客户的人口统计信息。身份服务发送所生成的第一实体标识符和在电子帐单呈现服务记账方标识符。在出示服务消费者发送到人口身份服务。身份服务基因费率基于所接收的消费者的人口统计数据的第二实体标识符和发送所生成的第二实体标识符向出示服务。第二实体标识符不透露任何消费者的人口统计信息。接收到第一和第二实体标识符的和的帐单识别符之后，出示服务消费者和记账之间的关联的标识和发送关联的通知。

2. 发明公开

EP1486898A1 A technique for identifying probable billers of a consumer 审中-公开
标题翻译：识别可疑记账的消费方式
公开(公告)号：EP1486898A1
公开(公告)日：2004-12-15
申请号：EP04006977.5
申请日：2004-03-23
申请人： CheckFree Corporation
发明人： Kozee, Casey W. , Bemis, Teri W. , McMichael, William R.
IPC分类号： G06F17/60
CPC分类号： G06Q30/04 , G06Q20/10 , G06Q20/102 , G06Q20/108 , G07F7/00
摘要： A technique for identifying a candidate electronic biller having bills available for electronic presentment to a consumer is provided. An electronic commerce service provider receives location information of a first consumer. The service provider accesses information associated with providing a payment service to a second consumer located near the first consumer. This accessing is based on the received location information. At least one potential biller of the first consumer is identified in the accessed information.
摘要翻译：提供鉴定具有可用于电子呈交的消费账单的候选电子记账方法。电子商务服务提供商接收第一用户的位置信息。服务提供商访问与位于第一消费附近的第二消费者提供支付服务相关的信息。该访问是根据接收到的位置信息。第一次消费的至少一个潜在记账在所访问的信息标识。

3. 发明公开

EP1463012A3 A reduced communication technique for matching electronic billers and consumers 审中-公开
标题翻译：减小的通信技术与记账方客户选配
公开(公告)号：EP1463012A3
公开(公告)日：2005-04-13
申请号：EP04006976.7
申请日：2004-03-23
申请人： CheckFree Corporation
发明人： McMichael, William R. , Kozee, Casey W.
IPC分类号： G07F19/00 , G06F17/60
CPC分类号： G06Q30/04 , G06Q20/102 , G06Q30/02
摘要： A technique for identifying an association between a consumer and an electronic biller is provided. A biller transmits customer demographic data to an identity service. The identity service generates a first entity identifier based upon the received customer demographic data. The first entity identifier does not reveal any customer demographic information. The identity service transmits the generated first entity identifier and a biller identifier to an electronic bill presentment service. The presentment service transmits consumer demographic to the identity service. The identity service generates a second entity identifier based upon the received consumer demographic data and transmits the generated second entity identifier to the presentment service. The second entity identifier does not reveal any consumer demographic information. After receipt of the first and second entity identifiers and the biller identifier, the presentment service identifies an association between the consumer and the biller and transmits a notice of the association.

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