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    • 4. 发明授权
    • Systems and methods for assessing the risk of a financial transaction using biometric information
    • 使用生物特征信息评估金融交易风险的系统和方法
    • US07398925B2
    • 2008-07-15
    • US10731401
    • 2003-12-09
    • Lisa C. TidwellAmy L. SwiftCassandra MollettMark WallinLance D. PateCharles R. Williams
    • Lisa C. TidwellAmy L. SwiftCassandra MollettMark WallinLance D. PateCharles R. Williams
    • G06K7/00
    • G06Q40/08G06Q20/042G06Q20/10G06Q20/403
    • Systems and methods are described for better assessing risk associated with cashing second-party checks and other negotiable instruments by using biometric information obtained from an individual who presents a check or other negotiable instrument in a check-cashing transaction. In various embodiments, the obtained biometric information may be compared with stored biometric information in order to enhance confidence in the accurate identification of the check presenter. In various embodiments, a gradated biometric risk score, based at least in part on the comparison, may be generated for the check-cashing transaction. In various embodiments, the biometric risk score may be combined with risk scores that are descriptive of other aspects of the check-cashing transaction to calculate a risk score for the transaction as a whole. In some embodiments, the risk scores may be used to generate an accept/decline recommendation for the transaction as a whole.
    • 描述了系统和方法,通过使用从支票兑换交易中提供支票或其他可转让票据的个人获得的生物特征信息来更好地评估与第二方支票和其他可转让票据相关的风险。 在各种实施例中,所获得的生物特征信息可以与所存储的生物特征信息进行比较,以便增强对检查提示者的准确识别的置信度。 在各种实施例中,至少部分地基于比较可以生成用于支票兑现交易的分级生物特征风险评分。 在各种实施例中,生物特征风险评分可以与描述检查兑现交易的其他方面的风险评分相结合,以计算整个交易的风险评分。 在一些实施例中,风险分数可用于为整个交易产生接受/拒绝建议。
    • 5. 发明授权
    • Composition and method for sizing textiles
    • 纺织品尺寸的组成和方法
    • US4248755A
    • 1981-02-03
    • US75433
    • 1979-09-14
    • Charles R. Williams
    • Charles R. Williams
    • D06M11/38D06M15/263C08L35/06
    • D06M15/263D06M11/38
    • Disclosed herein is a composition and method for sizing textiles which employs as the sizing agent a mixed salt comprising the reaction product of an interpolymer with a fixed alkali base and a fugitive alkali base; the latter subsequently being volatilized away during processing of the sized textile. The interpolymer comprises (a) 1.0 molar proportion of a maleic or fumaric acid or anhydride or partial ester, (b) from 0.1 to 3.0 molar proportion of a monovinylidene aromatic monomer and (c) from zero to a finite molar proportion of an alpha-olefin, a vinyl ester, alpha-beta-ethylenically unsaturated nitrile, an acrylic or methacrylic ester or a vinyl alkyl ether. From 10 to 70% of the free carboxyl groups of the interpolymer are combined with fixed base, i.e., non-valatile amine or alkali metal base, and from 5 to 90% of said free carboxyl groups are combined with fugitive base, i.e., ammonia, ammonium hydroxide or volatile amine.
    • 本文公开了一种用于使纺织品定型的组合物和方法,其使用包含互聚物与固定碱基和逸散碱碱的反应产物的混合盐作为施胶剂; 后者随后在加工尺寸的纺织品时挥发掉。 共聚物包括(a)1.0摩尔比例的马来酸或富马酸或酸酐或部分酯,(b)0.1-3.0摩尔比例的单亚乙烯基芳族单体和(c)从零到有限摩尔比例的α- 烯烃,乙烯基酯,α-β-烯属不饱和腈,丙烯酸或甲基丙烯酸酯或乙烯基烷基醚。 互聚物的10至70%的游离羧基与固定碱(即非缬氨酸胺或碱金属碱)结合,5至90%的所述游离羧基与逸散碱(即氨) ,氢氧化铵或挥发性胺。
    • 7. 发明授权
    • Fishing rod handle
    • 钓鱼竿柄
    • US4651461A
    • 1987-03-24
    • US874954
    • 1986-06-16
    • Charles R. Williams
    • Charles R. Williams
    • A01K87/08A01K87/00
    • A01K87/08Y10T74/20876
    • A fishing rod handle having an upper elongate segment, a lower elongate segment, and an arcuate connecting segment joining the upper and lower segments so that the handle has generally a U-shape. The upper and lower segments include upper and lower portions shaped to be grasped by a human hand, and the lower segment includes a reel seat positioned forwardly of the lower portion. The handle may be grasped comfortably by both hands while casting such that the hands are positioned in different planes. In a preferred embodiment, the handle is weighted so that the center of gravity of a combination of the handle and an associate rod shaft lies along the upper segment directly across from the reel seat.
    • 具有上部细长段,下部细长段和连接上部和下部段的弓形连接段的钓鱼竿柄,使得把手具有大致U形。 上段和下段包括成形为由人的手抓住的上部和下部,下部包括位于下部的前方的卷轴座。 手柄可以被双手舒适地抓住,同时铸造使得手位于不同的平面中。 在优选实施例中,把手被称重,使得手柄和辅助杆轴的组合的重心沿着上部段直接从卷轴座横过。