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    • 2. 发明申请
    • Method and apparatus for performing benefit transactions using a portable intergrated circuit device
    • 使用便携式集成电路装置进行利益交易的方法和装置
    • US20060157557A1
    • 2006-07-20
    • US11039558
    • 2005-01-20
    • Bradley LeeJames Wilson
    • Bradley LeeJames Wilson
    • G06K5/00G07G1/14
    • G07F7/1008G06Q20/341G06Q20/3555G06Q20/35765G06Q20/367G06Q30/0226
    • A portable electronic data storage/processing device, e.g., smart card maintains an account including benefit packages. Each benefit package includes multiple items with associated quantity information. A smart card includes an account benefits interface and a retailer interface, each interface using different security measures. New benefit packages are added to the smart card through the account benefit interface by a benefit provider. Benefits debit request lists including multiple items and associated quantities are submitted to the smart card through the retailer interface. The smart card is the trusted member and checks if all requested items in quantities requested can be debited. If all requests can be fulfilled, the smart card executes the debiting from the currently valid benefit package and returns a transaction success indication to the retailer. If any of the requests of the list cannot be met, the entire request list is rejected and no debiting occurs. Benefit quantity addition is not possible through the retailer interface. Transactions are performed as block transactions.
    • 便携式电子数据存储/处理设备,例如智能卡维护包括利益包的账户。 每个福利包包括具有相关数量信息的多个项目。 智能卡包括帐户利益界面和零售商界面,每个界面使用不同的安全措施。 新的收益包通过受益提供者的帐户利益界面添加到智能卡。 优惠借记请求列表包括多个项目和相关数量通过零售商界面提交给智能卡。 智能卡是受信任的成员,并检查所请求的数量是否可以被扣除。 如果所有请求都可以满足,智能卡将从当前有效的收益包执行借记,并向零售商返回交易成功指示。 如果列表的任何请求无法满足,整个请求列表将被拒绝,并且不会发生借记。 通过零售商界面无法获得收益数额。 事务作为块事务执行。
    • 3. 发明申请
    • Portable electronic data storage and retreival system for group data
    • 用于组数据的便携式电子数据存储和恢复系统
    • US20050197859A1
    • 2005-09-08
    • US10760172
    • 2004-01-16
    • James WilsonBradley Lee
    • James WilsonBradley Lee
    • G06F17/60
    • G06Q50/22G16H10/65
    • Methods and apparatus for providing and using a portable electronic data storage and information retrieval system for healthcare and/or other types of applications are described. Each portable storage device (PSD) (e.g., smart card) for a group, e.g., household, allows the storage and retrieval of household level information in addition to individual household member data/information. Data/information is stored corresponding to different applications. The PSD is accessed by a service provider's computer system. Access to the data/information is secured via authentication and/or various encryption techniques. Various service providers or types of service providers have access to different portions of the information stored on the portable storage device based upon pre-arranged agreements and/or service needs. Access is controlled through security information and/or security modules which are used to limit access. Service providers can update network based information databases and/or update the information on the PSD, e.g., to indicate a particular service or treatment.
    • 描述了用于提供和使用用于医疗保健和/或其他类型的应用的便携式电子数据存储和信息检索系统的方法和装置。 用于诸如家庭的组的每个便携式存储设备(PSD)(例如,智能卡)除了个人家庭成员数据/信息之外还允许存储和检索住户级信息。 根据不同的应用存储数据/信息。 PSD由服务提供商的计算机系统访问。 通过认证和/或各种加密技术保护对数据/信息的访问。 各种服务提供商或服务提供者的类型可以基于预先安排的协议和/或服务需求访问存储在便携式存储设备上的信息的不同部分。 访问通过用于限制访问的安全信息和/或安全模块进行控制。 服务提供商可以更新基于网络的信息数据库和/或更新PSD上的信息,例如指示特定的服务或处理。
    • 4. 发明申请
    • METHOD AND APPARATUS FOR PERFORMING BENEFIT TRANSACTIONS USING A PORTABLE INTERGRATED CIRCUIT DEVICE
    • 使用便携式互联电路设备执行优势交易的方法和装置
    • US20070250451A1
    • 2007-10-25
    • US11767919
    • 2007-06-25
    • Bradley LeeJames Wilson
    • Bradley LeeJames Wilson
    • H04L9/00
    • G07F7/1008G06Q20/341G06Q20/3555G06Q20/35765G06Q20/367G06Q30/0226
    • A portable electronic data storage/processing device, e.g., smart card maintains an account including benefit packages. Each benefit package includes multiple items with associated quantity information. A smart card includes an account benefits interface and a retailer interface, each interface using different security measures. New benefit packages are added to the smart card through the account benefit interface by a benefit provider. Benefits debit request lists including multiple items and associated quantities are submitted to the smart card through the retailer interface. The smart card is the trusted member and checks if all requested items in quantities requested can be debited. If all requests can be fulfilled, the smart card executes the debiting from the currently valid benefit package and returns a transaction success indication to the retailer. If any of the requests of the list cannot be met, the entire request list is rejected and no debiting occurs. Benefit quantity addition is not possible through the retailer interface. Transactions are performed as block transactions.
    • 便携式电子数据存储/处理设备,例如智能卡维护包括利益包的账户。 每个福利包包括具有相关数量信息的多个项目。 智能卡包括帐户利益界面和零售商界面,每个界面使用不同的安全措施。 新的收益包通过受益提供者的帐户利益界面添加到智能卡。 优惠借记请求列表包括多个项目和相关数量通过零售商界面提交给智能卡。 智能卡是受信任的成员,并检查所请求的数量是否可以被扣除。 如果所有请求都可以满足,智能卡将从当前有效的收益包执行借记,并向零售商返回交易成功指示。 如果列表的任何请求无法满足,整个请求列表将被拒绝,并且不会发生借记。 通过零售商界面无法获得收益数额。 事务作为块事务执行。