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1. 发明授权

US08429075B2 System and method for instant issue of personalized financial transaction cards 有权
标题翻译：个性化金融交易卡即时发行的系统和方法
公开(公告)号：US08429075B2
公开(公告)日：2013-04-23
申请号：US13186302
申请日：2011-07-19
申请人： Bobby Smith , James White
发明人： Bobby Smith , James White
IPC分类号： G06Q40/00
CPC分类号： G06Q20/105 , G06Q20/4012 , G06Q40/02
摘要： In a method for instantly issuing a personalized financial transaction card to a customer a bank employee receives customer information and card information from the customer at a branch location. The card information may include a card personal identification number (PIN) selected by the customer. The operator inputs the customer information and at least some the card information into a data processing terminal at the branch. The customer information and the card information are communicated from the branch across a network to a card services provider. At the card services provider, the PIN is entered into a PIN database and a reference number associated with the customer and a PIN offset is generated. The reference number and at least some of the customer data and card data may be stored in a card file associated with the customer. The reference number is used to retrieve the PIN from the PIN database. The retrieved PIN is then used to apply calculations to the card file. The card file is securely sent from the card services provider across the network to the branch location. Using information from the card file, the financial transaction card is printed for the customer at the branch location. In a preferred embodiment, the personalized card is instantly issued while the customer is present at the branch location.
摘要翻译：在立即向客户发行个人化金融交易卡的方法中，银行雇员在分支位置从客户接收客户信息和卡信息。卡信息可以包括客户选择的卡个人识别号码（PIN）。操作者将客户信息和至少一些卡信息输入到分支处的数据处理终端。客户信息和卡信息通过网络从分支传送到卡服务提供商。在卡服务提供商处，PIN被输入到PIN数据库中，并且与客户相关联的参考号码和PIN偏移被产生。参考号和至少一些客户数据和卡数据可以存储在与客户相关联的卡片文件中。参考号码用于从PIN数据库检索PIN码。然后将检索到的PIN用于将计算应用于卡片文件。卡片文件通过网络从卡服务提供商安全地发送到分支机构。使用卡片文件中的信息，在分行位置为客户打印金融交易卡。在优选实施例中，当客户存在于分支位置时，个性化卡立即被发布。

2. 发明申请

US20120016797A1 System and Method for Instant Issue of Personalized Financial Transaction Cards 有权
标题翻译：个性化金融交易卡即时发行系统及方法
公开(公告)号：US20120016797A1
公开(公告)日：2012-01-19
申请号：US13186302
申请日：2011-07-19
申请人： Bobby Smith , James White
发明人： Bobby Smith , James White
IPC分类号： G06Q40/00
CPC分类号： G06Q20/105 , G06Q20/4012 , G06Q40/02
摘要： In a method for instantly issuing a personalized financial transaction card to a customer a bank employee receives customer information and card information from the customer at a branch location. The card information may include a card personal identification number (PIN) selected by the customer. The operator inputs the customer information and at least some the card information into a data processing terminal at the branch. The customer information and the card information are communicated from the branch across a network to a card services provider. At the card services provider, the PIN is entered into a PIN database and a reference number associated with the customer and a PIN offset is generated. The reference number and at least some of the customer data and card data may be stored in a card file associated with the customer. The reference number is used to retrieve the PIN from the PIN database. The retrieved PIN is then used to apply calculations to the card file. The card file is securely sent from the card services provider across the network to the branch location. Using information from the card file, the financial transaction card is printed for the customer at the branch location. In a preferred embodiment, the personalized card is instantly issued while the customer is present at the branch location.
摘要翻译：在立即向客户发行个人化金融交易卡的方法中，银行雇员在分支位置从客户接收客户信息和卡信息。卡信息可以包括客户选择的卡个人识别号码（PIN）。操作者将客户信息和至少一些卡信息输入到分支处的数据处理终端。客户信息和卡信息通过网络从分支传送到卡服务提供商。在卡服务提供商处，PIN被输入到PIN数据库中，并且与客户相关联的参考号码和PIN偏移被产生。参考号和至少一些客户数据和卡数据可以存储在与客户相关联的卡片文件中。参考号码用于从PIN数据库检索PIN码。然后将检索到的PIN用于将计算应用于卡片文件。卡片文件通过网络从卡服务提供商安全地发送到分支机构。使用卡片文件中的信息，在分行位置为客户打印金融交易卡。在优选实施例中，当客户存在于分支位置时，个性化卡立即被发布。

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