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1. 发明授权

US07707101B2 Loan option model 有权
标题翻译：贷款期权模式
公开(公告)号：US07707101B2
公开(公告)日：2010-04-27
申请号：US10864623
申请日：2004-06-09
申请人： Ashish Misra , Zhifeng Zhang , Andrew Todd Ulmer , Frank S. Accetta
发明人： Ashish Misra , Zhifeng Zhang , Andrew Todd Ulmer , Frank S. Accetta
IPC分类号： G06Q40/00
CPC分类号： G06Q40/06 , G06Q20/10 , G06Q40/00 , G06Q40/025
摘要： Systems and techniques for operating on data to value an instrument include representing an account include accessing a transition matrix including probabilities for a borrower transitioning from one credit rating to another; determining for each credit rating whether a borrower will stand or exercise a loan option; valuing the loan option; and determining a present value of the instrument.
摘要翻译：用于操作数据以对工具进行估值的系统和技术包括代表账户包括访问包括从一个信用评级转移到另一个信用评级的借款者的概率的转换矩阵; 确定每个信用评级是借款人是否会站立或行使贷款期权; 估值贷款期权; 并确定仪器的当前值。

2. 发明申请

US20050144117A1 Loan option model 有权
标题翻译：贷款期权模式
公开(公告)号：US20050144117A1
公开(公告)日：2005-06-30
申请号：US10864623
申请日：2004-06-09
申请人： Ashish Misra , Zhifeng Zhang , Andrew Ulmer , Frank Accetta
发明人： Ashish Misra , Zhifeng Zhang , Andrew Ulmer , Frank Accetta
IPC分类号： G06Q40/00 , G06F17/60
CPC分类号： G06Q40/06 , G06Q20/10 , G06Q40/00 , G06Q40/025
摘要： Systems and techniques for operating on data to value an instrument include representing an account include accessing a transition matrix including probabilities for a borrower transitioning from one credit rating to another; determining for each credit rating whether a borrower will stand or exercise a loan option; valuing the loan option; and determining a present value of the instrument.
摘要翻译：用于操作数据以对工具进行估值的系统和技术包括代表账户包括访问包括从一个信用评级转移到另一个信用评级的借款者的概率的转换矩阵; 确定每个信用评级是借款人是否会站立或行使贷款期权; 估值贷款期权; 并确定仪器的当前值。

3. 发明授权

US08295464B2 Method, system and apparatus for implementing ringback tone service 有权
标题翻译：用于实现回铃音服务的方法，系统和装置
公开(公告)号：US08295464B2
公开(公告)日：2012-10-23
申请号：US12098072
申请日：2008-04-04
申请人： Zhifeng Zhang , Qingchun Shen
发明人： Zhifeng Zhang , Qingchun Shen
IPC分类号： H04M3/42
CPC分类号： H04W4/16 , H04L65/1096 , H04M3/42017
摘要： A method for implementing the ringback tone (RBT) service based on the next generation network (NGN) includes: an application server (AS) receives from a softswitch (SX) a call request initiated by a ring-to-me subscriber, which carries a ring-to-me access code; the AS obtains the ring-to-me tone ID from the RBT platform according to the ring-to-me access code and instructs a media resource server (MRS) to play the tone indicated by the ring-to-me tone ID to the calling party. Various embodiments disclose a system, an AS and an MRS for implementing RBT based on NGN. The present disclosure enables a calling party to listen to a ring-to-me tone while the called party is alerted and further, it enables the calling party to choose to listen to a ring-to-me tone or a ring-to-you tone according to the calling party's precedence setting.
摘要翻译：基于下一代网络（NGN）实现回铃音（RBT）业务的方法包括：应用服务器（AS）从软交换机（SX）接收由环到我的用户发起的呼叫请求，该呼叫请求携带一个环到我的访问代码; AS根据环到我的接入码从RBT平台获取铃音到我的铃音ID，并指示媒体资源服务器（MRS）播放由铃音到我的铃音ID指示的铃音到主叫方各种实施例公开了基于NGN的用于实现RBT的系统，AS和MRS。本公开使得主叫方能够在被叫方被通知时收听铃声到铃声，并且进一步地，它使呼叫方能够选择听铃声到铃声或铃声根据呼叫方的优先级设置。

4. 发明授权

US07899453B2 System and method for processing calls 有权
标题翻译：用于处理呼叫的系统和方法
公开(公告)号：US07899453B2
公开(公告)日：2011-03-01
申请号：US11878278
申请日：2007-07-23
申请人： Zhifeng Zhang , Chang Yi
发明人： Zhifeng Zhang , Chang Yi
IPC分类号： H04W4/00
CPC分类号： H04W4/16 , H04W8/18
摘要： A system, a method for call processing and a device are provided. The device includes an IMSI and multiple MSISDN, wherein the multiple MSISDN includes a main-number and a sub-number, the sub-number is corresponding to an incoming call answering policy and an outgoing call number policy, and the device is capable of receiving an incoming call message carrying the sub-number and processing the incoming call message according to the incoming call policy corresponding to the sub-number and capable of configuring an outgoing call message according to the outgoing call number policy corresponding to the sub-number and sending the outgoing call message to a communication network.
摘要翻译：提供了一种系统，呼叫处理方法和设备。所述设备包括IMSI和多个MSISDN，其中所述多个MSISDN包括主号码和子号码，所述子号码对应于来话呼叫应答策略和呼出呼叫号码策略，并且所述设备能够接收携带子号码的来电信息，根据与子号相对应的呼入呼叫策略处理来电信息，并根据与子号对应的出局呼叫号码策略配置呼出呼叫消息，并发送呼出呼叫消息到通信网络。

5. 发明授权

US07774255B2 System and method for pricing default insurance 有权
标题翻译：违约保险定价制度和方法
公开(公告)号：US07774255B2
公开(公告)日：2010-08-10
申请号：US10274536
申请日：2002-10-17
申请人： Shinghoi Lee , Peter Cotton , Zhifeng Zhang , Kin Pang
发明人： Shinghoi Lee , Peter Cotton , Zhifeng Zhang , Kin Pang
IPC分类号： G06Q40/00
CPC分类号： G06Q40/08 , G06Q40/00 , G06Q40/025 , G06Q40/04 , G06Q40/06
摘要： A system for modeling a basket of securities containing a plurality of securities is provided and includes a default/recovery model database for storing default/recovery data regarding the plurality of securities. Also included is a default simulation engine for calculating a default time for at least one of the plurality of securities based on the default/recovery data. Finally, a cash flow engine is included for generating cash flows for the basket of securities based on the default times.
摘要翻译：提供了一种用于对包含多个证券的一篮子证券进行建模的系统，并且包括用于存储关于多个证券的默认/恢复数据的默认/恢复模型数据库。还包括用于基于默认/恢复数据来计算多个证券中的至少一个的默认时间的默认模拟引擎。最后，根据默认时间，包括现金流引擎为一篮子证券产生现金流量。

6. 发明授权

US08725860B1 Visualization for managing multiple IP address management systems 有权
标题翻译：用于管理多个IP地址管理系统的可视化
公开(公告)号：US08725860B1
公开(公告)日：2014-05-13
申请号：US13335666
申请日：2011-12-22
申请人： Frederic Andrew Voltmer , Thomas S. Clark , Barry Arlen Frew , Zhifeng Zhang , Sebastien Woirgard , Kugaprakash Visagamani , Wei Wang , Etienne M. Liu
发明人： Frederic Andrew Voltmer , Thomas S. Clark , Barry Arlen Frew , Zhifeng Zhang , Sebastien Woirgard , Kugaprakash Visagamani , Wei Wang , Etienne M. Liu
IPC分类号： G06F15/177 , G06F15/173
CPC分类号： H04L41/50 , H04L41/22 , H04L43/50 , H04L61/2007 , H04L61/2061 , H04L67/1095
摘要： Visualization for managing multiple IP address management systems is provided. In some embodiments, visualization for managing multiple IP address management systems for an IP address management manager system includes communicating with a plurality of IP address management systems to determine IP address management information managed by each of the IP address management systems; and generating a graphical visualization of an IP address space managed by the plurality of IP address management systems based on the IP address management information managed by each of the IP address management systems, in which the graphical visualization of the IP address space managed by the plurality of IP address management systems indicates any gaps or overlaps in the IP address space managed by the plurality of IP address management systems.
摘要翻译：提供了管理多个IP地址管理系统的可视化。在一些实施例中，用于管理IP地址管理管理系统的多个IP地址管理系统的可视化包括与多个IP地址管理系统进行通信以确定由每个IP地址管理系统管理的IP地址管理信息; 以及基于由所述IP地址管理系统管理的IP地址管理信息生成由所述多个IP地址管理系统管理的IP地址空间的图形可视化，所述IP地址管理系统中的所述IP地址空间的图形可视化由所述多个IP地址管理系统 IP地址管理系统指示由多个IP地址管理系统管理的IP地址空间中的任何间隙或重叠。

7. 发明申请

US20100262439A1 System And Method For Pricing Default Insurance 有权
标题翻译：违约保险定价制度与方法
公开(公告)号：US20100262439A1
公开(公告)日：2010-10-14
申请号：US12822927
申请日：2010-06-24
申请人： Shinghoi Lee , Peter Cotton , Zhifeng Zhang , Kin Pang
发明人： Shinghoi Lee , Peter Cotton , Zhifeng Zhang , Kin Pang
IPC分类号： G06Q40/00
CPC分类号： G06Q40/08 , G06Q40/00 , G06Q40/025 , G06Q40/04 , G06Q40/06
摘要： A system for modeling a basket of securities containing a plurality of securities is provided and includes a default/recovery model database for storing default/recovery data regarding the plurality of securities. Also included is a default simulation engine for calculating a default time for at least one of the plurality of securities based on the default/recovery data. Finally, a cash flow engine is included for generating cash flows for the basket of securities based on the default times.
摘要翻译：提供了一种用于对包含多个证券的一篮子证券进行建模的系统，并且包括用于存储关于多个证券的默认/恢复数据的默认/恢复模型数据库。还包括用于基于默认/恢复数据来计算多个证券中的至少一个的默认时间的默认模拟引擎。最后，根据默认时间，包括现金流引擎为一篮子证券产生现金流量。

8. 发明申请

US20080198976A1 METHOD, SYSTEM AND APPARATUS FOR IMPLEMENTING RINGBACK TONE SERVICE 有权
标题翻译：用于实施铃声音调服务的方法，系统和装置
公开(公告)号：US20080198976A1
公开(公告)日：2008-08-21
申请号：US12098072
申请日：2008-04-04
申请人： Zhifeng Zhang , Qingchun Shen
发明人： Zhifeng Zhang , Qingchun Shen
IPC分类号： H04M1/64
CPC分类号： H04W4/16 , H04L65/1096 , H04M3/42017
摘要： A method for implementing the ringback tone (RBT) service based on the next generation network (NGN) includes: an application server (AS) receives from a softswitch (SX) a call request initiated by a ring-to-me subscriber, which carries a ring-to-me access code; the AS obtains the ring-to-me tone ID from the RBT platform according to the ring-to-me access code and instructs a media resource server (MRS) to play the tone indicated by the ring-to-me tone ID to the calling party. Various embodiments disclose a system, an AS and an MRS for implementing RBT based on NGN. The present disclosure enables a calling party to listen to a ring-to-me tone while the called party is alerted and further, it enables the calling party to choose to listen to a ring-to-me tone or a ring-to-you tone according to the calling party's precedence setting.
摘要翻译：基于下一代网络（NGN）实现回铃音（RBT）业务的方法包括：应用服务器（AS）从软交换机（SX）接收由环到我的用户发起的呼叫请求，该呼叫请求携带一个环到我的访问代码; AS根据环到我的接入码从RBT平台获取铃音到我的铃音ID，并指示媒体资源服务器（MRS）播放由铃音到我的铃音ID指示的铃音到主叫方各种实施例公开了基于NGN的用于实现RBT的系统，AS和MRS。本公开使得主叫方能够在被叫方被通知时收听铃声到铃声，并且进一步地，它使呼叫方能够选择听铃声到铃声或铃声根据呼叫方的优先级设置。

9. 发明授权

US07818242B1 System and method for pricing default insurance 有权
公开(公告)号：US07818242B1
公开(公告)日：2010-10-19
申请号：US12822927
申请日：2010-06-24
申请人： Shinghoi Lee , Peter Cotton , Zhifeng Zhang , Kin Pang
发明人： Shinghoi Lee , Peter Cotton , Zhifeng Zhang , Kin Pang
IPC分类号： G06Q40/00
CPC分类号： G06Q40/08 , G06Q40/00 , G06Q40/025 , G06Q40/04 , G06Q40/06
摘要： A system for modeling a basket of securities containing a plurality of securities is provided and includes a default/recovery model database for storing default/recovery data regarding the plurality of securities. Also included is a default simulation engine for calculating a default time for at least one of the plurality of securities based on the default/recovery data. Finally, a cash flow engine is included for generating cash flows for the basket of securities based on the default times.

10. 发明申请

US20080020777A1 System and method for processing calls 有权
标题翻译：空值
公开(公告)号：US20080020777A1
公开(公告)日：2008-01-24
申请号：US11878278
申请日：2007-07-23
申请人： Zhifeng Zhang , Chang Yi
发明人： Zhifeng Zhang , Chang Yi
IPC分类号： H04Q7/20
CPC分类号： H04W4/16 , H04W8/18
摘要： A system, a method for call processing and a device are provided. The device includes an IMSI and multiple MSISDN, wherein the multiple MSISDN includes a main-number and a sub-number, the sub-number is corresponding to an incoming call answering policy and an outgoing call number policy, and the device is capable of receiving an incoming call message carrying the sub-number and processing the incoming call message according to the incoming call policy corresponding to the sub-number and capable of configuring an outgoing call message according to the outgoing call number policy corresponding to the sub-number and sending the outgoing call message to a communication network.
摘要翻译：提供了一种系统，呼叫处理方法和设备。所述设备包括IMSI和多个MSISDN，其中所述多个MSISDN包括主号码和子号码，所述子号码对应于来话呼叫应答策略和呼出呼叫号码策略，并且所述设备能够接收携带子号码的来电信息，根据与子号相对应的呼入呼叫策略处理来电信息，并根据与子号对应的出局呼叫号码策略配置呼出呼叫消息，并发送呼出呼叫消息到通信网络。

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