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1. 发明申请

US20140040352A1 REAL-TIME MESSAGING IN TRANSACTION EVENTS 审中-公开
标题翻译：交易活动中的实时消息传递
公开(公告)号：US20140040352A1
公开(公告)日：2014-02-06
申请号：US14046499
申请日：2013-10-04
申请人： Arturo Manuel Zacarias , Zahid N. Ahmed , Senthil Kumar Pandurangan
发明人： Arturo Manuel Zacarias , Zahid N. Ahmed , Senthil Kumar Pandurangan
IPC分类号： H04L12/58 , H04L29/08
CPC分类号： H04L51/24 , G06Q30/08 , H04L29/08522 , H04L67/1091
摘要： Systems, methods and media are provided to implement real-time transaction events using real-time messaging. In one embodiment, a system comprises a messaging server to communicate with a market place environment via at least one communication channel using a real-time communication protocol. The server communicates an event notification message to a user in response to detecting a predetermined transaction event placed on a listing watched by the user, and communicates an action message to the market place environment from the user via the at least one communication channel. The action message may include a re-bid on the listing watched by the user.
摘要翻译：提供系统，方法和媒体以使用实时消息传递实现实时事务事件。在一个实施例中，系统包括通过使用实时通信协议的至少一个通信信道与市场环境通信的消息传送服务器。响应于检测到放置在由用户观看的列表上的预定交易事件，服务器向用户传达事件通知消息，并且经由至少一个通信信道将来自用户的动作消息传送到市场环境。该动作消息可以包括用户所观看的列表上的重新出价。

2. 发明申请

US20130179292A1 ACQUISITION OF ITEMS OFFERED FOR PURCHASE ONLINE THROUGH A GLOBAL POSITIONING SYSTEM 审中-公开
标题翻译：通过全球定位系统获取在线购买的物品
公开(公告)号：US20130179292A1
公开(公告)日：2013-07-11
申请号：US13781182
申请日：2013-02-28
申请人： Senthil Kumar Pandurangan
发明人： Senthil Kumar Pandurangan
IPC分类号： G06Q30/06
CPC分类号： G06Q30/0639 , G06Q30/0601 , G06Q30/08 , G06Q40/04
摘要： In an example embodiment, a method is provided. The method may comprise receiving an item identifier from a global positioning system (GPS) apparatus. Data associated with the item identifier is accessed and transmitted to initiate a purchase of the item. In some embodiments, a voice portal may be used to facilitate the purchase.
摘要翻译：在示例实施例中，提供了一种方法。该方法可以包括从全球定位系统（GPS）装置接收物品标识符。与项目标识符相关联的数据被访问并传送以启动对该项目的购买。在一些实施例中，可以使用语音门户来促进购买。

3. 发明授权

US07672879B1 Interactive activity interface for managing personal data and performing transactions over a data packet network 有权
标题翻译：用于管理个人数据并通过数据分组网络执行交易的交互式活动界面
公开(公告)号：US07672879B1
公开(公告)日：2010-03-02
申请号：US09698708
申请日：2000-10-27
申请人： Srihari Kumar , Satyen Desai , John Kelley , Blake Earl Hayward , Jenny Scott , Senthil Kumar Pandurangan
发明人： Srihari Kumar , Satyen Desai , John Kelley , Blake Earl Hayward , Jenny Scott , Senthil Kumar Pandurangan
IPC分类号： G06Q40/99
CPC分类号： G06F17/30867 , G06F17/30899 , G06Q10/109 , G06Q40/12 , H04L67/02 , H04L67/28 , H04L67/2838
摘要： A software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interface operated on a data-packet-network is provided. The data sources are available for direct network-access through multiple access points available from within the interface. The software suite comprises, a calendar module having at least one display interface for enabling viewing and manipulation of time and date-sensitive calendar data, a transaction module having at least one display interface for enabling viewing and manipulation of financially oriented account data, a portfolio tracking module having at least one display interface for enabling viewing and manipulation of investment oriented account data, a net-worth reporting module having at least one display interface for displaying a solution-oriented net-worth report compiled from the aggregated data, a bill-payment module having at least one display interface for enabling viewing and initiation of payment action regarding current billing data and an account-alert module having at least one display interface for reporting time and event sensitive account alerts related to changes in account data due to occurring events or pre-configured time parameters.
摘要翻译：提供了一种用于使得能够查看和操纵从多个数据源编译并可通过在数据分组网络上操作的单个接口访问的多类聚合数据的软件套件。数据源可用于通过接口内可用的多个接入点进行直接网络访问。软件套件包括具有至少一个显示接口以用于观看和操纵时间和日期敏感日历数据的日历模块，具有用于使得能够查看和操纵面向财务的帐户数据的至少一个显示界面的交易模块，投资组合跟踪模块具有至少一个显示界面，用于使得能够查看和操纵面向投资的帐户数据;净值报告模块，具有至少一个显示界面，用于显示从聚合数据编译的面向解决方案的净值报告; 支付模块具有至少一个显示接口，用于使得能够查看和启动关于当前计费数据的支付动作;以及帐户警报模块，其具有用于报告时间的至少一个显示界面和与由于发生事件而导致的帐户数据变化相关的事件敏感帐户警报或预先配置的时间参数。

4. 发明授权

US06725425B1 Method and apparatus for retrieving information from semi-structured, web-based data sources 有权
标题翻译：从半结构化的基于Web的数据源中检索信息的方法和装置
公开(公告)号：US06725425B1
公开(公告)日：2004-04-20
申请号：US09532647
申请日：2000-03-22
申请人： Sreeranga P. Rajan , Senthil Kumar Pandurangan , Jonathan Wu
发明人： Sreeranga P. Rajan , Senthil Kumar Pandurangan , Jonathan Wu
IPC分类号： G06F1700
CPC分类号： G06F17/30864 , G06F17/3089 , G06F17/30899 , G06F21/41 , G06F2221/2119 , H04L29/06027 , H04L67/02 , H04L67/306
摘要： An Internet search system is structured for efficient data retrieval from semi-structured data sources. The configurable Internet WEB search system has a browser module for navigating to and displaying a WEB page, a block selection and configuration function having input tools for a user to select at least one block portion of a displayed WEB page for data retrieval, a data-type input function for a user to denote data type to be extracted from a selected block portion, and a search implementation function for implementing a search under the search system. The data type entered by the data input function is associated with a WEB page block selected, and upon search implementation the block selected is searched for the data type requested, and data found is retrieved to be provided to the user. In a preferred embodiment portions of the system are executed on a user station, and other portions on a Portal server to which the user may subscribe.
摘要翻译：网络搜索系统的结构是为了从半结构化数据源进行有效的数据检索。可配置的因特网WEB搜索系统具有用于导航和显示WEB页面的浏览器模块，具有用于用户选择用于数据检索的所显示的WEB页面的至少一个块部分的输入工具的块选择和配置功能，类型输入功能，用于表示要从所选择的块部分提取的数据类型;以及搜索实现功能，用于在搜索系统下实现搜索。由数据输入功能输入的数据类型与所选择的WEB页面块相关联，并且在搜索实现时，搜索所选择的块以查找所请求的数据类型，并且检索找到的数据以提供给用户。在优选实施例中，系统的部分在用户站和用户可以订阅的门户网站服务器上的其他部分执行。

5. 发明授权

US08560450B2 Interactive bill payment center 有权
标题翻译：互动票据支付中心
公开(公告)号：US08560450B2
公开(公告)日：2013-10-15
申请号：US13349915
申请日：2012-01-13
申请人： Srihari Kumar , Satyen Desai , John Kelley , Blake Earl Hayward , Jennifer Green Scott , Senthil Kumar Pandurangan
发明人： Srihari Kumar , Satyen Desai , John Kelley , Blake Earl Hayward , Jennifer Green Scott , Senthil Kumar Pandurangan
IPC分类号： G06Q40/00 , G06Q20/10 , G06Q40/02
CPC分类号： G06Q20/108 , G06F17/30867 , G06F17/3089 , G06F17/30899 , G06F21/41 , G06F2221/2119 , G06Q20/10 , G06Q20/102 , G06Q30/04 , G06Q40/00 , G06Q40/02 , G06Q40/025 , G06Q40/12 , H04L67/02 , H04L67/28 , H04L67/2838
摘要： A software suite that provides a bill-payment module and comprises an interactive main interface listing bills due and payment accounts, an interactive history link, an interactive set-up link embedded in the main interface, an interactive transfer-funds link, an interactive calendar link, a plurality of interactive drop-down menus providing upon invocation a plurality of selectable, interactive options for treating the listed bill and an interactive refresh-all link embedded in the main interface.
摘要翻译：一种提供账单支付模块的软件套件，包括列出账单和支付账户的交互式主界面，交互式历史链接，嵌入在主界面中的交互式设置链接，交互式转移资金链接，交互式日历链接，多个交互式下拉菜单，其在调用时提供用于处理所列出的帐单的多个可选择的交互选项以及嵌入在主界面中的交互式刷新全部链接。

6. 发明授权

US08103587B2 Interactive bill payment center 有权
标题翻译：互动票据支付中心
公开(公告)号：US08103587B2
公开(公告)日：2012-01-24
申请号：US13073213
申请日：2011-03-28
申请人： Srihari Kumar , Satyen Desai , John Kelley , Blake Earl Hayward , Jennifer Green Scott , Senthil Kumar Pandurangan
发明人： Srihari Kumar , Satyen Desai , John Kelley , Blake Earl Hayward , Jennifer Green Scott , Senthil Kumar Pandurangan
IPC分类号： G06Q40/00
CPC分类号： G06Q20/108 , G06F17/30867 , G06F17/3089 , G06F17/30899 , G06F21/41 , G06F2221/2119 , G06Q20/10 , G06Q20/102 , G06Q30/04 , G06Q40/00 , G06Q40/02 , G06Q40/025 , G06Q40/12 , H04L67/02 , H04L67/28 , H04L67/2838
摘要： A software suite that provides a bill-payment module and comprises an interactive main interface listing bills due and payment accounts, an interactive history link, an interactive set-up link embedded in the main interface, an interactive transfer-funds link an interactive calendar link, a plurality of interactive drop-down menus providing upon invocation a plurality of selectable, interactive options for treating the listed bill and an interactive refresh-all link embedded in the main interface.
摘要翻译：一种软件套件，其提供一个帐单支付模块，并且包括列出账单和支付账户的交互式主界面，交互式历史链接，嵌入在主界面中的交互式设置链接，交互式转移资金链接交互式日历链接多个交互式下拉菜单，其在调用时提供用于处理列出的帐单的多个可选择的交互选项以及嵌入在主界面中的交互式刷新全部链接。

7. 发明申请

US20110282782A1 Portfolio Synchronizing Between Different Interfaces 有权
标题翻译：不同接口之间的组合同步
公开(公告)号：US20110282782A1
公开(公告)日：2011-11-17
申请号：US13188796
申请日：2011-07-22
申请人： Srihari Kumar , Satyen Desai , John Kelley , Blake Earl Hayward , Jennifer Green Scott , Senthil Kumar Pandurangan
发明人： Srihari Kumar , Satyen Desai , John Kelley , Blake Earl Hayward , Jennifer Green Scott , Senthil Kumar Pandurangan
IPC分类号： G06Q40/00
CPC分类号： G06F17/30899 , G06F17/30867 , G06F17/3089 , G06F21/41 , G06F2221/2119 , G06Q20/10 , G06Q20/108 , G06Q40/00 , G06Q40/04 , G06Q40/06 , H04L67/02 , H04L67/28 , H04L67/2838
摘要： An account coordination system includes an Internet-connected server executing software from a non-transitory, machine-readable medium. The software provides direct linking between the server and two or more financial enterprises hosting each at least one financial account for a specific user and having an interactive interface through which the user may interact with his/her account, direct linking between the server and one or more third-party enterprises providing interactive interfaces through which the user may access and interact with one or more of the financial accounts at the financial enterprises, and tracking functionality whereby the server tracks activity by the user at any of the interactive interfaces through which the user may interact with one of the financial accounts. The server propagates any change made in an account by the user at any one of the interactive interfaces to the sites hosting the other interactive interfaces.
摘要翻译：帐户协调系统包括从非暂时的机器可读介质执行软件的因特网连接的服务器。该软件提供服务器与托管每个至少一个特定用户的金融帐户的两个或多个金融企业之间的直接链接，并且具有用户可以通过该互动界面与他/她的帐户交互的交互界面，直接链接服务器与一个或多个更多的第三方企业提供交互式界面，用户可以通过该交互界面访问和与金融企业的一个或多个财务帐户进行交互，并跟踪服务器跟踪用户在用户通过哪些交互界面进行的活动可以与其中一个财务账户进行交互。服务器将用户在任何一个交互界面的帐户中进行的任何更改传播到托管其他交互式界面的站点。

8. 发明授权

US07933834B2 Interactive bill payment center 有权
标题翻译：互动票据支付中心
公开(公告)号：US07933834B2
公开(公告)日：2011-04-26
申请号：US12501733
申请日：2009-07-13
申请人： Srihari Kumar , Satyen Desai , John Kelley , Blake Earl Hayward , Jennifer Green Scott , Senthil Kumar Pandurangan
发明人： Srihari Kumar , Satyen Desai , John Kelley , Blake Earl Hayward , Jennifer Green Scott , Senthil Kumar Pandurangan
IPC分类号： G06Q40/00
CPC分类号： G06Q20/108 , G06F17/30867 , G06F17/3089 , G06F17/30899 , G06F21/41 , G06F2221/2119 , G06Q20/10 , G06Q20/102 , G06Q30/04 , G06Q40/00 , G06Q40/02 , G06Q40/025 , G06Q40/12 , H04L67/02 , H04L67/28 , H04L67/2838
摘要： A software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interfacing node operated on a data-packet-network is provided. A bill-payment module is provided within the software suite and comprises, an interactive main interface accessible from the module for listing the bills due and payment accounts, an interactive history link embedded in the main interface for providing access to a secondary interface for viewing bill history, an interactive set-up link embedded in the main interface for providing access to a secondary interface for configuring recurring payments, an interactive transfer-funds link embedded in the main interface for providing access to a secondary interface for enabling automated transfer of funds between registered accounts, an interactive calendar link embedded in the main interface for providing access to a secondary interface for viewing calendar data, a plurality of interactive drop-down menus, each menu associated with a listed bill, the menus providing upon invocation a plurality of selectable, interactive options for treating the listed bill and an interactive refresh-all link embedded in the main interface for enabling selective or complete data refreshing of data displayed in the interface. A user operating the main interface from a remote node having access to the data-packet-network may view all aggregated bills and initiate treatment of such bills according to selected interactive options. The treatment is ordered by the operating user and performed by proxy by a service entity hosting the interface.
摘要翻译：提供了一种用于使得能够查看和操纵从多个数据源编译并可通过在数据分组网络上操作的单个接口节点访问的多类聚合数据的软件套件。在软件套件内提供了一个帐单支付模块，包括一个交互式主界面，可从该模块访问以列出账单和支付账户;嵌入在主界面中的交互历史链接，用于提供访问次级界面以查看账单历史，嵌入在主界面中的交互式设置链接，用于提供对辅助界面的访问以配置定期付款;嵌入在主界面中的交互式转移资金链接，用于提供对辅助接口的访问，以使得能够在嵌入在主界面中的用于提供用于查看日历数据的辅助界面的交互式日历链接，多个交互式下拉菜单，与列出的帐单相关联的每个菜单，所述菜单在调用时提供多个可选择的，用于处理列出的帐单的交互式选项和交互式刷新全部链接e 在主界面中嵌入，使界面中显示的数据能够进行选择性或完整的数据刷新。从具有访问数据分组网络的远程节点操作主接口的用户可以查看所有汇总的账单，并根据所选择的交互选项开始处理这些账单。治疗由操作用户排序，并由托管接口的服务实体由代理执行。

9. 发明申请

US20120323682A1 SYSTEMS AND METHODS FOR BEHAVIORAL MODELING TO OPTIMIZE SHOPPING CART CONVERSION 审中-公开
标题翻译：用于优化购物车转换的行为建模的系统和方法
公开(公告)号：US20120323682A1
公开(公告)日：2012-12-20
申请号：US13524187
申请日：2012-06-15
申请人： Amit Umesh Shanbhag , Nausher Ahmed Cholavaram , Senthil Kumar Pandurangan , Zeqian Shen , Dennis Decoste
发明人： Amit Umesh Shanbhag , Nausher Ahmed Cholavaram , Senthil Kumar Pandurangan , Zeqian Shen , Dennis Decoste
IPC分类号： G06Q30/02
CPC分类号： G06Q30/0641 , G06Q30/0601
摘要： Systems and methods for behavioral modeling to optimize shopping cart conversion are discussed. For example, a method can include identifying a user interacting with a networked system, accessing user profile data associated with the user, tracking user activity associated with the user, accessing a behavioral model, applying the behavioral model, and determining a shopping cart optimization. The behavioral model can be generated from historical data detailing interactions with the networked system. The behavioral model can be applied to the user profiled data and the user activity data to assist in selection of a shopping cart optimization.
摘要翻译：讨论了用于优化购物车转换的行为建模的系统和方法。例如，方法可以包括识别与网络系统交互的用户，访问与用户相关联的用户简档数据，跟踪与用户相关联的用户活动，访问行为模型，应用行为模型以及确定购物车优化。行为模型可以从详细描述与网络系统的交互的历史数据生成。行为模型可以应用于用户分析数据和用户活动数据，以帮助选择购物车优化。

10. 发明申请

US20120116969A1 Interactive Bill Payment Center 有权
标题翻译：互动帐单支付中心
公开(公告)号：US20120116969A1
公开(公告)日：2012-05-10
申请号：US13349915
申请日：2012-01-13
申请人： Srihari Kumar , Satyen Desai , John Kelley , Blake Earl Hayward , Jennifer Green Scott , Senthil Kumar Pandurangan
发明人： Srihari Kumar , Satyen Desai , John Kelley , Blake Earl Hayward , Jennifer Green Scott , Senthil Kumar Pandurangan
IPC分类号： G06Q40/02
CPC分类号： G06Q20/108 , G06F17/30867 , G06F17/3089 , G06F17/30899 , G06F21/41 , G06F2221/2119 , G06Q20/10 , G06Q20/102 , G06Q30/04 , G06Q40/00 , G06Q40/02 , G06Q40/025 , G06Q40/12 , H04L67/02 , H04L67/28 , H04L67/2838
摘要： A software suite that provides a bill-payment module and comprises an interactive main interface listing bills due and payment accounts, an interactive history link, an interactive set-up link embedded in the main interface, an interactive transfer-funds link, an interactive calendar link, a plurality of interactive drop-down menus providing upon invocation a plurality of selectable, interactive options for treating the listed bill and an interactive refresh-all link embedded in the main interface.
摘要翻译：一种提供账单支付模块的软件套件，包括列出账单和支付账户的交互式主界面，交互式历史链接，嵌入在主界面中的交互式设置链接，交互式转移资金链接，交互式日历链接，多个交互式下拉菜单，其在调用时提供用于处理所列出的帐单的多个可选择的交互选项以及嵌入在主界面中的交互式刷新全部链接。

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