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1. 发明授权

US10810660B1 Financial management system and method with retirement planning 有权
公开(公告)号：US10810660B1
公开(公告)日：2020-10-20
申请号：US13612720
申请日：2012-09-12
申请人： Andrew J. Diggdon , John Maher , Karen Lynne Moore , Yon Wing Lee , Brian Paul McMahon
发明人： Andrew J. Diggdon , John Maher , Karen Lynne Moore , Yon Wing Lee , Brian Paul McMahon
IPC分类号： G06Q40/00 , G06Q20/00 , G06Q20/08 , G06Q20/10
摘要： A computer-implemented data processing system includes a data storage system, and a processor and program logic stored in memory and executable by the processor. The program logic includes logic configured to manage accounts respectively associated with a plurality of users, process transactions for the accounts and store account data related to the accounts in the data storage device, access the account data stored in the storage device and determine projected retirement spending amounts for a user based on account data associated with the user, determine a projected required savings amount based on the projected retirement spending amounts, and establish a connection with one of the users and provide the user with a user interface, the user interface including retirement planning data, the retirement planning data including an indication of the user's progress in accumulating the projected required savings amount.

2. 发明授权

US10460379B1 Financial management system and method with customizable user interface 有权
公开(公告)号：US10460379B1
公开(公告)日：2019-10-29
申请号：US13612673
申请日：2012-09-12
申请人： Andrew J. Diggdon , John Maher , Karen Lynne Moore , Yon Wing Lee , Brian Paul McMahon
发明人： Andrew J. Diggdon , John Maher , Karen Lynne Moore , Yon Wing Lee , Brian Paul McMahon
IPC分类号： G06Q40/00 , G06Q20/00 , G06Q20/08 , G06Q20/10 , G06Q40/02 , G06Q20/14
摘要： A computer-implemented data processing system includes a data storage device and a processor and program logic stored in memory and executable by the processor. The program logic may include account management logic coupled to the data storage device to manage accounts respectively associated with a plurality of users, and interface logic coupled to the account management logic and the data storage device to connect the data processing system to computing systems associated with the plurality of users by way of the Internet, the interface logic providing the users with web access to an on-line banking area of a website of a financial institution, the interface logic further configured to establish a connection with one of the users and provide the user with a user interface. The user interface may be customizable based on inputs received from the user to provide selected ones of display modules.

3. 发明授权

US08719132B1 Financial management system and method with debt management 有权
标题翻译：财务管理制度和债务管理办法
公开(公告)号：US08719132B1
公开(公告)日：2014-05-06
申请号：US13612703
申请日：2012-09-12
申请人： Andrew J. Diggdon , John Maher , Karen Lynne Moore , Yon Wing Lee , Brian Paul McMahon
发明人： Andrew J. Diggdon , John Maher , Karen Lynne Moore , Yon Wing Lee , Brian Paul McMahon
IPC分类号： G06Q40/00 , G06Q20/00 , G06Q20/10 , G06Q20/14 , G06Q20/08 , G06Q40/02
CPC分类号： G06Q20/00 , G06Q20/085 , G06Q20/10 , G06Q20/102 , G06Q20/14 , G06Q20/227 , G06Q20/405 , G06Q40/00 , G06Q40/02 , G06Q40/025
摘要： A computer-implemented data processing system includes a data storage device and a processor and program logic stored in memory and executable by the processor. The program logic may include account management logic coupled to the data storage device to manage accounts respectively associated with a plurality of users, and interface logic coupled to the account management logic and the data storage device to connect the data processing system to computing systems associated with the plurality of users by way of the Internet, the interface logic providing the users with web access to an on-line banking area of a website of a financial institution, the interface logic further configured to establish a connection with one of the users and provide the user with a user interface. The user interface may be customizable based on inputs received from the user to provide selected ones of display modules.
摘要翻译：计算机实现的数据处理系统包括存储在存储器中并可由处理器执行的数据存储设备以及处理器和程序逻辑。程序逻辑可以包括耦合到数据存储设备的帐户管理逻辑以管理分别与多个用户相关联的帐户，以及耦合到帐户管理逻辑和数据存储设备的接口逻辑，以将数据处理系统连接到与多个用户通过因特网，接口逻辑为用户提供对金融机构的网站的在线银行区域的web访问，该接口逻辑还被配置为建立与一个用户的连接并提供用户具有用户界面。可以基于从用户接收的输入来提供用户界面以提供所选择的显示模块。

4. 发明授权

US08639622B1 Budget management system and method 有权
标题翻译：预算管理制度和方法
公开(公告)号：US08639622B1
公开(公告)日：2014-01-28
申请号：US12871761
申请日：2010-08-30
申请人： Alicia Y. Moore , Michael R. Thomas , Andrew Diggdon , John Maher , Karen Lynne Moore , Yon Wing Lee , Brian Paul McMahon
发明人： Alicia Y. Moore , Michael R. Thomas , Andrew Diggdon , John Maher , Karen Lynne Moore , Yon Wing Lee , Brian Paul McMahon
IPC分类号： G06Q40/00 , G06Q20/00 , G06Q10/10 , G06Q40/02 , G06Q40/04
CPC分类号： G06Q20/00 , G06Q20/085 , G06Q20/10 , G06Q20/102 , G06Q20/14 , G06Q20/227 , G06Q20/405 , G06Q40/00 , G06Q40/02 , G06Q40/025
摘要： A computer-implemented data processing system includes a data storage system; and a processor and program logic stored in memory and executable by the processor, the program logic including account management logic coupled to the data storage system and configured to manage accounts respectively associated with a plurality of users, the account management logic including account processing logic configured to process transactions for the accounts and store account data related to the accounts in the data storage device; and budget logic coupled to the account management logic and configured to provide budget data including budget cash flow amounts for a user for cash withdrawals, the cash withdrawals executed via automated teller machines (ATMs). The budget logic enables the user to access and modify the budget data including the budget spending amounts via the ATMs.
摘要翻译：计算机实现的数据处理系统包括数据存储系统; 以及存储在存储器中并由处理器执行的处理器和程序逻辑，所述程序逻辑包括耦合到所述数据存储系统并被配置为管理分别与多个用户相关联的帐户的帐户管理逻辑，所述帐户管理逻辑包括配置的帐户处理逻辑处理帐户的交易并存储与数据存储设备中的帐户相关的帐户数据; 和预算逻辑，耦合到帐户管理逻辑，并且被配置为提供包括用于现金提取的用户的预算现金流量的预算数据，通过自动取款机（ATM）执行的现金提取。预算逻辑使用户能够通过自动柜员机访问和修改预算数据，包括预算支出金额。

5. 发明申请

US20050267729A1 Extensible memory architecture and communication protocol for supporting multiple devices in low-bandwidth, asynchronous applications 有权
标题翻译：可扩展的存储器架构和通信协议，用于在低带宽，异步应用中支持多个器件
公开(公告)号：US20050267729A1
公开(公告)日：2005-12-01
申请号：US11141599
申请日：2005-05-31
申请人： Mitchell Poplack , John Maher
发明人： Mitchell Poplack , John Maher
IPC分类号： G06F9/455 , G06F17/50
CPC分类号： G06F17/5027
摘要： A target interface system for interfacing selected components of a communication system and methods for manufacturing and using same. The target interface system includes target interface logic that is distributed among a plurality of reconfigurable logic devices. Being coupled via a serial link, the reconfigurable logic devices each have an input connection for receiving incoming data packets and an output connection for providing outgoing data packets. The serial link couples the input and output connections of successive reconfigurable logic devices to form a dataring structure for distributing the data packets among the reconfigurable logic devices. Thereby, the dataring structure maintains data synchronization among the reconfigurable logic devices such that the distribution of the target interface logic among the reconfigurable logic devices is transparent to software.
摘要翻译：用于连接通信系统的选定组件的目标接口系统及其制造和使用方法。目标接口系统包括分布在多个可重新配置的逻辑设备中的目标接口逻辑。通过串行链路耦合，可重配置逻辑器件每个都具有用于接收输入数据分组的输入连接和用于提供输出数据分组的输出连接。串行链路将连续的可重构逻辑设备的输入和输出连接耦合以形成用于在可重新配置的逻辑设备之间分配数据分组的数据结构。因此，数据结构维持可重构逻辑设备之间的数据同步，使得可重构逻辑设备中的目标接口逻辑的分布对于软件是透明的。

6. 发明申请

US20050267728A1 System and method for reliably supporting multiple signaling technologies 有权
标题翻译：可靠地支持多种信令技术的系统和方法
公开(公告)号：US20050267728A1
公开(公告)日：2005-12-01
申请号：US11140722
申请日：2005-05-31
申请人： John Maher , Mitchell Poplack
发明人： John Maher , Mitchell Poplack
IPC分类号： G06F9/455 , G06F13/38
CPC分类号： G06F13/387
摘要： A target interface system for interfacing selected components of a communication system and methods for manufacturing and using same. Being reconfigurable to support an extensive range of conventional input/output technologies, the target interface system downloads a selected image associated with a desired input/output technology prior to runtime. The selected image identifies an appropriate output driver supply voltage, and any auxiliary voltages are controlled as functions of the output driver supply voltage to limit voltage inconsistencies. Defaulting each voltage to its least dangerous state when unprogrammed, the target interface system subsequently monitors the voltages, disabling the input/output connections if a problem is detected. The target interface system likewise detects when a selected system component is absent, unpowered, and/or wrongly powered and provides contention detection. Thereby, the target interface system can facilitate communication among the system components while inhibiting damage to the target interface system and/or the system components.
摘要翻译：用于连接通信系统的选定组件的目标接口系统及其制造和使用方法。可重新配置以支持广泛的常规输入/输出技术，目标接口系统在运行之前下载与所需输入/输出技术相关联的所选图像。所选择的图像识别适当的输出驱动器电源电压，并且任何辅助电压被控制为输出驱动器电源电压的功能，以限制电压不一致。当未编程时，将每个电压默认为最低危险状态，目标接口系统随后监控电压，如果检测到问题，则禁用输入/输出连接。目标接口系统同样检测所选择的系统组件何时不存在，无电源和/或错误地供电并提供争用检测。因此，目标接口系统可以促进系统组件之间的通信，同时抑制对目标接口系统和/或系统组件的损坏。

7. 发明申请

US20110272222A1 HYBRID BRAKE PAD 审中-公开
标题翻译：混合制动器垫
公开(公告)号：US20110272222A1
公开(公告)日：2011-11-10
申请号：US12776122
申请日：2010-05-07
申请人： Terry L. Heffelfinger , Dave Wagner , Mark Bonasera , Terry Kloster , John Maher , Hiqmet Celhyka
发明人： Terry L. Heffelfinger , Dave Wagner , Mark Bonasera , Terry Kloster , John Maher , Hiqmet Celhyka
IPC分类号： F16D65/092 , B23P15/18 , F16D66/02 , F16D65/04 , F16D69/02
CPC分类号： F16D65/0037 , F16D65/092 , F16D2069/002 , F16D2069/004 , F16D2069/005 , F16D2069/0483 , F16D2069/0491 , F16D2200/0039 , Y10T29/49906
摘要： A hybrid brake pad that includes a backing plate and a semi-metallic portion having a central groove. The semi-metallic portion is connected with the backing plate. A first ceramic composite portion is adjacent to the semi-metallic portion, and connecting with the backing plate. A second ceramic composite portion is opposite the first ceramic composite portion, and connecting with the backing plate.
摘要翻译：一种混合式制动衬块，其包括背板和具有中心槽的半金属部分。半金属部分与背板连接。第一陶瓷复合部分与半金属部分相邻，并与背板连接。第二陶瓷复合部分与第一陶瓷复合部分相对，并与背板连接。

8. 发明申请

US20050154221A1 Integrate chemical processes for industrial utilization of seed oils 有权
标题翻译：整合化学工业用于种子油的工业利用
公开(公告)号：US20050154221A1
公开(公告)日：2005-07-14
申请号：US10508805
申请日：2003-04-17
申请人： Zenon Lysenko , Bob Maughon , Josef Bicerano , Kenneth Burdett , Christopher Christenson , Clark Cummins , Marvin Dettloff , Alan Schrock , P. J. Thomas , Richard Varjian , Jerry White , John Maher
发明人： Zenon Lysenko , Bob Maughon , Josef Bicerano , Kenneth Burdett , Christopher Christenson , Clark Cummins , Marvin Dettloff , Alan Schrock , P. J. Thomas , Richard Varjian , Jerry White , John Maher
IPC分类号： B01J31/24 , C07B61/00 , C07C6/04 , C07C11/02 , C07C67/333 , C07C67/347 , C07C67/475 , C07C67/56 , C07C69/533 , C07C69/58 , C07C227/08 , C07C227/18 , C07C229/08 , C07D303/42 , C07C51/43
CPC分类号： C07D303/42 , C07C67/31 , C07C67/333 , C07C67/347 , C07C67/56 , C07C69/533 , C07C227/08 , C07C227/18 , C07C229/08 , Y02P20/125 , C07C69/716 , C07C69/675
摘要： Integrated processes of preparing industrial chemicals starting from seed oil feedstock compositions containing one or more unsaturated fatty acids or unsaturated fatty acid esters, which are essentially free of metathesis catalyst poisons, particularly hydroperoxides; metathesis of the feedstock composition with a lower olefin, such as ethylene, to form a reduced chain olefin, preferably, a reduced chain α-olefin, and a reduced chain unsaturated acid or ester, preferably, a reduced chain α,Ω-unsaturated acid or ester. The reduced chain unsaturated acid or ester may be (trans)esterified to form a polyester polyolefin, which may be epoxidized to form a polyester polyepoxide. The reduced chain unsaturated acid or ester may be hydroformylated with reduction to produce an α,Ω-hydroxy acid or α,Ω-hydroxy ester, which may be (trans)esterified with a polyol to form an α,Ωpolyester polyol. Alternatively, the reduced chain unsaturated acid or ester may be hydroformylated with reductive amination to produce an α,Ω-amino acid or α,Ω-amino ester, which may be (trans)esterified to form an α,Ωpolyester polyamine.
摘要翻译：从含有一种或多种不饱和脂肪酸或不饱和脂肪酸酯的种子油原料组合物制备工业化学品的综合方法，其基本上不含复分解催化剂毒物，特别是氢过氧化物; 原料组合物与低级烯烃如乙烯的复分解以形成还原链烯烃，优选还原链α-烯烃和还原链不饱和酸或酯，优选还原链α，ω-不饱和酸或酯。还原链不饱和酸或酯可以（反式）酯化以形成聚酯聚烯烃，其可以被环氧化以形成聚酯多环氧化物。还原链不饱和酸或酯可以通过还原反应加氢甲酰化以产生α，ω-羟基酸或α，ω-羟基酯，其可以与多元醇反应形成α，ω-聚酯多元醇。或者，还原链不饱和酸或酯可以通过还原胺化加氢甲酰化以产生α，ω-氨基酸或α，ω-氨基酯，其可以（反式）酯化形成α，ω-聚酯多胺。

9. 发明授权

US5229989A Method and apparatus for processing digital signals 失效
标题翻译：用于处理数字信号的方法和装置
公开(公告)号：US5229989A
公开(公告)日：1993-07-20
申请号：US994185
申请日：1992-12-21
申请人： John Maher , James Erricco , Theodore Bloomstein
发明人： John Maher , James Erricco , Theodore Bloomstein
IPC分类号： H04W84/08
CPC分类号： H04W84/08
摘要： The present invention discloses a communication system network that comprises a plurality of communication systems and a processing multiplexer. The communication systems, which may be either conventional communication systems and/or trunked communication systems, transmit digitized audio signals and communication system data to the processing multiplexer. Based on signal destination data, which is part of the communication system data, the processing multiplexer processes the digitized signals and routes the resultant signals to the appropriate signal destinations.
摘要翻译：本发明公开了一种包括多个通信系统和处理多路复用器的通信系统网络。可以是常规通信系统和/或集群通信系统的通信系统将数字化音频信号和通信系统数据发送到处理多路复用器。基于作为通信系统数据的一部分的信号目的地数据，处理多路复用器处理数字化信号并将所得信号路由到适当的信号目的地。

10. 发明申请

US20230139449A1 Work Platform and Method 有权
公开(公告)号：US20230139449A1
公开(公告)日：2023-05-04
申请号：US17972584
申请日：2022-10-24
申请人： David Pozgay , Milbert O. La Valle , Lucindo Sofronio DL. Valenciano , Devin Hughes , Slavisa Dacic , John Maher , Weston Van Wembeke
发明人： David Pozgay , Milbert O. La Valle , Lucindo Sofronio DL. Valenciano , Devin Hughes , Slavisa Dacic , John Maher , Weston Van Wembeke
IPC分类号： E04G1/30 , E04G1/34 , E04G5/08
摘要： A work platform includes a plank which telescopes to a desired width. The work platform includes a first leg assembly rotatably attached adjacent to a first end of the plank. The work platform includes a second leg assembly rotatably attached adjacent to a second end of the plank. The work platform includes a first linkage attached to a first leg of the first leg assembly. The first linkage may be a first hook or a first strap assembly for securing the work platform to a first support structure. A method for using a work platform. A method for producing a work platform.

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