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    • 1. 发明申请
    • METHOD AND APPARATUS FOR DETERMINING A CUSTOMER'S LIKELIHOOD OF PAYING OFF A FINANCIAL ACCOUNT
    • 确定客户离岸金融账户的方法和手段
    • US20080109315A1
    • 2008-05-08
    • US11962775
    • 2007-12-21
    • Xiao-Ming HuangSaumitra BhaduriPritam Paul
    • Xiao-Ming HuangSaumitra BhaduriPritam Paul
    • G06Q30/00
    • G06Q40/08G06Q30/0216G06Q40/025G06Q40/06
    • A system, method, apparatus, means, and computer program code for predicting or otherwise determining a customer's likelihood of paying off a financial account. The financial account may have a maximum loan amount, interest rate, minimum monthly payment, or other term or condition associated with it. In some embodiments, the financial account may be secured or unsecured. The customer's likelihood of paying off the financial account may be predicted or otherwise determined by analyzing various parameters associated with the customer and/or the account. A score may be computed based on the parameters, which is indicative of the customer's likelihood of paying off the financial account. Once the score is computed, it may be used to select or otherwise determine one or more courses of actions (e.g., marketing activities) to take regarding the customer and/or the account.
    • 用于预测或以其他方式确定客户偿还金融账户的可能性的系统,方法,装置,装置和计算机程序代码。 金融帐户可能有最大贷款金额,利率,最低每月支付或与之相关的其他期限或条件。 在一些实施例中,金融账户可以是安全的或不安全的。 可以通过分析与客户和/或帐户相关联的各种参数来预测或以其他方式确定客户偿还该金融账户的可能性。 可以基于参数来计算分数,这表示客户有偿还金融账户的可能性。 一旦计算分数,它可以用于选择或以其他方式确定关于客户和/或帐户采取的一个或多个行动(例如,营销活动)。
    • 2. 发明授权
    • Method and device for compressing an image and storage medium carrying an image compressed by said method
    • 用于压缩图像的携带由所述方法压缩的图像的存储介质的方法和装置
    • US08478060B2
    • 2013-07-02
    • US12735764
    • 2009-02-03
    • Libo YangZhi Bo ChenXiao Ming Huang
    • Libo YangZhi Bo ChenXiao Ming Huang
    • G06K9/36
    • H04N19/184H04N19/124H04N19/129H04N19/132H04N19/154H04N19/63H04N19/647
    • The invention is related to a method for compressing images. The proposed method comprises associating perceptual importance parameters with pixels of the image, applying a transform on the image, partitioning the transformed image into code blocks and encoding coefficient bits of a given code block together from a most significant bit plane towards a least significant bit plane, wherein encoding of at least one coefficient is truncated at a truncation bit plane depending on the perceptual importance parameter associated with the pixel to which said code block coefficient corresponds. Truncating encoding of coefficients in dependency on the perceptual importance of the pixel associated with the coefficient allows for truncating coefficients corresponding to perceptually less important pixels at more significant bit planes. So, the overall perceptual quality of the compressed image is enhanced.
    • 本发明涉及一种压缩图像的方法。 所提出的方法包括将感知重要性参数与图像的像素相关联,对图像应用变换,将经变换的图像划分为代码块,并将给定代码块的系数位从最高有效位平面朝向最低有效位平面 其中,根据与所述代码块系数对应的像素相关联的感知重要性参数,至少一个系数的编码在截断位平面被截断。 根据与系数相关联的像素的感知重要性截断系数的编码允许在更有意义的位平面上截断对应于感知上较不重要的像素的系数。 因此,压缩图像的整体感知质量得到提高。
    • 3. 发明申请
    • METHOD AND DEVICE FOR COMPRESSING AN IMAGE AND STORAGE MEDIUM CARRYING AN IMAGE COMPRESSED BY SAID METHOD
    • 用于压缩图像和存储媒体的方法和装置,其承载由方法压缩的图像
    • US20100310187A1
    • 2010-12-09
    • US12735764
    • 2009-02-03
    • Libo YangZhi Bo ChenXiao Ming Huang
    • Libo YangZhi Bo ChenXiao Ming Huang
    • G06K9/36
    • H04N19/184H04N19/124H04N19/129H04N19/132H04N19/154H04N19/63H04N19/647
    • The invention is related to a method for compressing images. The proposed method comprises associating perceptual importance parameters with pixels of the image, applying a transform on the image, partitioning the transformed image into code blocks and encoding coefficient bits of a given code block together from a most significant bit plane towards a least significant bit plane, wherein encoding of at least one coefficient is truncated at a truncation bit plane depending on the perceptual importance parameter associated with the pixel to which said code block coefficient corresponds. Truncating encoding of coefficients in dependency on the perceptual importance of the pixel associated with the coefficient allows for truncating coefficients corresponding to perceptually less important pixels at more significant bit planes. So, the overall perceptual quality of the compressed image is enhanced.
    • 本发明涉及一种压缩图像的方法。 所提出的方法包括将感知重要性参数与图像的像素相关联,对图像应用变换,将经变换的图像划分为代码块,并将给定代码块的系数位从最高有效位平面朝向最低有效位平面 其中,根据与所述代码块系数对应的像素相关联的感知重要性参数,至少一个系数的编码在截断位平面被截断。 根据与系数相关联的像素的感知重要性截断系数的编码允许在更有意义的位平面上截断对应于感知上较不重要的像素的系数。 因此,压缩图像的整体感知质量得到提高。
    • 4. 发明授权
    • Electrical card connector with improved contacts
    • 具有改进触点的电子卡连接器
    • US08303319B2
    • 2012-11-06
    • US13108011
    • 2011-05-16
    • Jian-Fei YuXi-Fu XuXiao-Ming HuangQi-Jun Zhao
    • Jian-Fei YuXi-Fu XuXiao-Ming HuangQi-Jun Zhao
    • H01R13/62
    • H01R4/02
    • An electrical connector includes an insulative housing having an inserting slot, and a bottom wall under the inserting slot. The bottom wall defines a supporting surface extending along a front-to-back direction, a horizontal guiding surface located in front of the supporting surface, and a plurality of depressions recessed from the supporting surface and arranged in one row along a transverse direction perpendicular to the front-to-back direction. A plurality of first contacts each has a planar first contact portion retained in the depression. A plurality of second contacts each has an arc-shaped second contact portion extending upwardly beyond the supporting surface and protruding into the inserting slot. The second contact portions are located behind the first contact portions.
    • 电连接器包括具有插入槽的绝缘壳体和插入槽下方的底壁。 底壁限定了沿着前后方向延伸的支撑表面,位于支撑表面前方的水平引导表面,以及从支撑表面凹陷的多个凹陷,并且沿垂直于 从前到后的方向。 多个第一触点各自具有保持在凹陷中的平面第一接触部。 多个第二触点各自具有向上延伸超过支撑表面并突出到插入槽中的弧形第二接触部分。 第二接触部分位于第一接触部分的后面。
    • 5. 发明申请
    • ELECTRICAL CARD CONNECTOR WITH IMPROVED CONTACTS
    • 带改进联系人的电卡连接器
    • US20110281446A1
    • 2011-11-17
    • US13108011
    • 2011-05-16
    • JIAN-FEI YUXI-FU XUXIAO-MING HUANGQI-JUN ZHAO
    • JIAN-FEI YUXI-FU XUXIAO-MING HUANGQI-JUN ZHAO
    • H01R13/648H01R24/00
    • H01R4/02
    • An electrical connector includes an insulative housing having an inserting slot, and a bottom wall under the inserting slot. The bottom wall defines a supporting surface extending along a front-to-back direction, a horizontal guiding surface located in front of the supporting surface, and a plurality of depressions recessed from the supporting surface and arranged in one row along a transverse direction perpendicular to the front-to-back direction. A plurality of first contacts each has a planar first contact portion retained in the depression. A plurality of second contacts each has an arc-shaped second contact portion extending upwardly beyond the supporting surface and protruding into the inserting slot. The second contact portions are located behind the first contact portions.
    • 电连接器包括具有插入槽的绝缘壳体和插入槽下方的底壁。 底壁限定了沿着前后方向延伸的支撑表面,位于支撑表面前方的水平引导表面以及从支撑表面凹陷的多个凹陷,并且沿垂直于 从前到后的方向。 多个第一触点各自具有保持在凹陷中的平面第一接触部。 多个第二触点各自具有向上延伸超过支撑表面并突出到插入槽中的弧形第二接触部分。 第二接触部分位于第一接触部分的后面。
    • 6. 发明申请
    • METHOD AND APPARATUS FOR DETERMINING A CUSTOMER'S LIKELIHOOD OF REUSING A FINANCIAL ACCOUNT
    • 确定客户回报金融账户的方法和手段
    • US20080109314A1
    • 2008-05-08
    • US11962631
    • 2007-12-21
    • Xiao-Ming Huang
    • Xiao-Ming Huang
    • G06Q30/00
    • G06Q40/00G06Q30/02G06Q30/0216
    • A system, method, apparatus, means, and computer program code for predicting or otherwise determining a customer's likelihood of reactivating or reusing a financial account, particularly when the account has a zero or near zero balance. The financial account may have a maximum loan amount, interest rate, minimum monthly payment, or other term or condition associated with it. In some embodiments, the financial account may be secured or unsecured. The customer's likelihood of reactivating the financial account may be predicted or otherwise determined by analyzing various parameters associated with the customer and/or the account. A score may be computed based on the parameters, which is indicative of the customer's likelihood of account reactivation. Once the score is computed, it may be used to select or otherwise determine one or more courses of actions (e.g., marketing activities) to take regarding the customer and/or the account.
    • 一种用于预测或以其他方式确定客户重新启动或重用金融账户的可能性的系统,方法,装置,装置和计算机程序代码,特别是当该账户具有零或接近零余额时。 金融帐户可能有最大贷款金额,利率,最低每月支付或与之相关的其他期限或条件。 在一些实施例中,金融账户可以是安全的或不安全的。 可以通过分析与客户和/或帐户相关联的各种参数来预测或以其他方式确定客户重新启动财务帐户的可能性。 可以基于参数计算分数,这表示客户重新启用帐户的可能性。 一旦计算分数,它可以用于选择或以其他方式确定关于客户和/或帐户采取的一个或多个行动(例如,营销活动)。