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    • 2. 发明公开
    • Card data validity checker
    • PrüferderGültigkeitvon Kartendaten。
    • EP0059532A2
    • 1982-09-08
    • EP82300495.7
    • 1982-01-29
    • Chalmers, David ArthurHalpern, John WolfgangWard, William
    • Chalmers, David Arthur, B Sc.
    • G07F7/08H04N7/04
    • G07F7/08G06Q20/4037
    • The combination of a receiver of T.V. radiation with a ' card reader to enable centrally disseminated lists of lost or stolen cards to be instantly compared with every card checked into the card reader. The idea is to utilize one of the frame lines which are normally outside the picture area for encoding identity numbers of cards reported lost. A detail description of how this can be realized is given. The effect of this invention is a decisive shortening of the interval between the loss of a card and the moment when instructions reach the large number of sales points. Equally improved would be the speed in eliminating card numbers from the stop list once they are recovered by their owners.
    • 将T.V.辐射接收器与读卡器组合,以便能够将集中传播丢失或被盗卡片的列表立即与检查到读卡器的每张卡片进行比较。 该想法是利用通常在图片区域外的帧线之一来编码报告丢失的卡的身份号码。 给出了如何实现这一点的详细描述。 本发明的效果是决定性地缩短卡的损失与指令达到大量销售点的时刻之间的间隔。 一旦他们被业主收回后,同样改进的是从停止列表中消除卡号的速度。
    • 4. 发明公开
    • Proximity data transfer devices
    • Vorrichtungen zurangenähertenDatenübertragung。
    • EP0246374A1
    • 1987-11-25
    • EP86303921.0
    • 1986-05-23
    • Ward, WilliamHalpern, John W.
    • Ward, WilliamHalpern, John W.
    • G06K19/06G06K7/08H04B5/00
    • H04B5/0031G06K7/0008G06K7/10336G06K19/0723G06K19/0728G06K19/07703G06K19/07749G06K19/07777G07C9/00111
    • The invention relates to detail technical means for transferring the following four signal elements by proximity between an electronic memory card and a transaction terminal:

      (a) a flow of data from a terminal to the card
      (b) a flow of data from a card to a terminal
      (c) a flow of energy from a terminal into a card during use
      (d) a time or reset reference signal supplied by the terminal to the card

      In one execution, a, b and d are represented by timing pulses whose shape varies from saw tooth to rectangular when a logic '0' is followed by a logic '1' while power is injected acoustically. In another execution, reactively coupled coils convey data in both directions whereas energy and timing i pulses are transmitted photoelectrically. In still another ex- ; ecution, the coils are replaced by piezo-electric emitter! receiver elements. Finally, an example of the physical embodiment is given (in figs. 5 and 6) showing the possible layout of a card having infrared energy receivers (PH) and a coil core (FC) for the data transfer, a display window (DP) and data entry buttons accessable through slots in a protective shell (SH).
    • 本发明涉及用于通过电子存储卡和交易终端之间的接近来传送以下四个信号元件的详细技术手段:(a)从终端到卡的数据流(b)数据从卡到 终端(c)在使用期间从终端到卡的能量流(d)由终端向卡提供的时间或复位参考信号。在一个执行中,a,b和d由其形状变化的定时脉冲表示 当逻辑最小值0分钟后跟随逻辑最小值1分钟,从声锯开始,锯齿到矩形。 在另一个执行中,反应耦合的线圈在两个方向上传送数据,而能量和定时脉冲被光电传输。 在另一个执行中,线圈被压电发射器/接收器元件代替。 最后,给出了物理实施例的示例(图5和图6),其示出了具有用于数据传送的红外能量接收器(PH)和线圈芯(FC)的卡的可能布局,显示窗口(DP) 和数据输入按钮可通过保护壳(SH)中的插槽访问。
    • 5. 发明公开
    • Hierarchic arrangement for the verification and renewal of security data in electronic fund transfer systems
    • 电子基金转移系统中安全数据的验证和更新的分级安排
    • EP0057603A3
    • 1983-05-11
    • EP82300494
    • 1982-01-29
    • Ward, WilliamChalmers, David ArthurHalpern, John Wolfgang
    • Halpern, John Wolfgang
    • G07F07/08G07F07/10
    • G07F7/1008G06Q20/341G06Q20/4097G07F7/10
    • A pay or credit card (A) is inductively coupled to a data transfer programming and processing and display unit (B) which in turn is coupled via inductive coupling links (2b-2c, 3b-3c) to a third unit (C) which comprises mostly miniaturized circuitry such as more particularly storage registers (31) for two «wrong» security check numbers and four «right» such numbers and auxiliary logic circuitry, as also a transaction list memory (63). The latter may be constituted as a fully sealed tape unit with built-in stepping motor and solid-state comparator circuitry. The said security check numbers are received and from time to time updated via inductive coupling links (2d-2e, 3d-3e) from a main transaction office (D) such as a bank, credit card office, etc, and, during a card transaction, responsive to a reference number emitted by the card, selects one or more of the «right» numbers and a «wrong" number. The automatic sequence changer circuit (32) presents to the card an unpredictable sequence of the selected numbers and then tests the card reaction to this input, in a response evaluator circuit (33). The test and transaction list unit (C) would be optional at a card terminal and required only at off-line stations (f.e. for smaller traders and vending machines where separate data lines to banks would not be economical).Where on-line operation is possible, the bank computer (D) would perform the check operations of unit C. Accordingly, the bank computer (D) would communicate during day time with cards (A) via processors (B) which belong to on-line terminals, while during night time and early morning hours the accummulated off-line transactions are received from test and transaction storage unit (C) via a modem (D'), when also the cyclically required modification of one of the registers (31) is performed. The Bank Computer (D) itself receives from time to time modification instructions for its security check number register via interbank data lines from Bank Head Office. The Head Offices of different banks receive similar data from a single random data generator or clearing bank director respectively. A card processor for unpredictable sequence of right and wrong test numbers has first been described in British patent application 79 31 208, and is here presented as a complete card data and regional transaction transfer security system.
    • 6. 发明公开
    • Adaptable value token
    • 适应值TOKEN
    • EP0057602A3
    • 1982-08-25
    • EP82300493
    • 1982-01-29
    • Chalmers, David ArthurWard, WilliamHalpern, John Wolfgang
    • Chalmers, David Arthur, B.Sc.
    • G06K19/06G07F07/10
    • G07F7/1008G06K7/10336G06K19/0723G06K19/07703G06K19/07749G06K19/07758G06Q20/341G06Q20/3552G06Q20/3576G07B15/00G07B15/02G07C9/00119
    • A portable on-person data component comprising in a unified construction a highly integrated circuit capable of performing data logic and processing fucntions, is connected, on the one hand, to means (1) arranged on the component for manually inserting command data into keyboard scanning and logic recognition circuit (2) representing for example program data or a personal identity number, on the other hand is also connected to input/output circuitry (15) which is accessible from the outside solely via a reactive coupling link (capacitive or inductive coupling). The device includes a long-life battery for maintaining the various memory circuits. Clock pulses received via an inductive pickup loop (20) partially recharge the battery during every use cycle, and provide the basic synchronization with the circuitry in the terminal to which the component is coupled. There is also a display device (13) on which the holder may call up any of a number of data records held in data stores (5 and 6). Other stores in the circuitry cannot be read out nor displayed, such as for example the instruction registre or the personal identity register preset in the component. it is a feature of the invention that program data can be introduced via the reactive interface (17) in order that the processing steps may reflect the nature of the terminal into which the component is inserted and interfaced by proximity. It is clear that different performance tasks are to be performed when the terminal is: a vending machine, an electronic game input device, a bus farebox, a train access gate, a security access gate, etc. Program Data entered into a data component by a terminal are arranged to cancel any incompatible program data entered manually via the keyboard (1).
    • 一方面,包括统一构造的能够执行数据逻辑和处理功能的高度集成电路的便携式个人数据组件,一方面连接到装置(1)上,用于手动将命令数据插入到键盘扫描中 并且表示例如程序数据或个人身份号码的逻辑识别电路(2)也连接到输入/输出电路(15),该输入/输出电路(15)仅通过无功耦合链路(电容或电感耦合 )。 该装置包括用于维持各种存储电路的长寿命电池。 经由感应拾取回路(20)接收的时钟脉冲在每个使用周期期间部分地重新充电电池,并且提供与组件耦合到的终端中的电路的基本同步。 还有一个显示装置(13),持有者可以在其上调用数据存储(5和6)中保存的多个数据记录中的任一个。 不能读取或显示电路中的其他存储器,例如在组件中预设的指令注册或个人身份寄存器。 本发明的特征在于,程序数据可以通过反应式接口(17)引入,以便处理步骤可以反映组件被插入并通过接近而接口的终端的性质。 很明显,当终端是:自动售货机,电子游戏输入设备,总线票价,列车访问门,安全访问门等时,将执行不同的性能任务。通过以下方式输入到数据组件中的程序数据 终端被配置为取消通过键盘(1)手动输入的任何不兼容的程序数据。