会员体验
专利管家(专利管理)
工作空间(专利管理)
风险监控(情报监控)
数据分析(专利分析)
侵权分析(诉讼无效)
联系我们
交流群
官方交流:
QQ群: 891211   
微信请扫码    >>>
现在联系顾问~
热词
    • 1. 发明公开
    • Hierarchic arrangement for the verification and renewal of security data in electronic fund transfer systems
    • 电子基金转移系统中安全数据的验证和更新的分级安排
    • EP0057603A3
    • 1983-05-11
    • EP82300494
    • 1982-01-29
    • Ward, WilliamChalmers, David ArthurHalpern, John Wolfgang
    • Halpern, John Wolfgang
    • G07F07/08G07F07/10
    • G07F7/1008G06Q20/341G06Q20/4097G07F7/10
    • A pay or credit card (A) is inductively coupled to a data transfer programming and processing and display unit (B) which in turn is coupled via inductive coupling links (2b-2c, 3b-3c) to a third unit (C) which comprises mostly miniaturized circuitry such as more particularly storage registers (31) for two «wrong» security check numbers and four «right» such numbers and auxiliary logic circuitry, as also a transaction list memory (63). The latter may be constituted as a fully sealed tape unit with built-in stepping motor and solid-state comparator circuitry. The said security check numbers are received and from time to time updated via inductive coupling links (2d-2e, 3d-3e) from a main transaction office (D) such as a bank, credit card office, etc, and, during a card transaction, responsive to a reference number emitted by the card, selects one or more of the «right» numbers and a «wrong" number. The automatic sequence changer circuit (32) presents to the card an unpredictable sequence of the selected numbers and then tests the card reaction to this input, in a response evaluator circuit (33). The test and transaction list unit (C) would be optional at a card terminal and required only at off-line stations (f.e. for smaller traders and vending machines where separate data lines to banks would not be economical).Where on-line operation is possible, the bank computer (D) would perform the check operations of unit C. Accordingly, the bank computer (D) would communicate during day time with cards (A) via processors (B) which belong to on-line terminals, while during night time and early morning hours the accummulated off-line transactions are received from test and transaction storage unit (C) via a modem (D'), when also the cyclically required modification of one of the registers (31) is performed. The Bank Computer (D) itself receives from time to time modification instructions for its security check number register via interbank data lines from Bank Head Office. The Head Offices of different banks receive similar data from a single random data generator or clearing bank director respectively. A card processor for unpredictable sequence of right and wrong test numbers has first been described in British patent application 79 31 208, and is here presented as a complete card data and regional transaction transfer security system.
    • 2. 发明公开
    • Adaptable value token
    • 适应值TOKEN
    • EP0057602A3
    • 1982-08-25
    • EP82300493
    • 1982-01-29
    • Chalmers, David ArthurWard, WilliamHalpern, John Wolfgang
    • Chalmers, David Arthur, B.Sc.
    • G06K19/06G07F07/10
    • G07F7/1008G06K7/10336G06K19/0723G06K19/07703G06K19/07749G06K19/07758G06Q20/341G06Q20/3552G06Q20/3576G07B15/00G07B15/02G07C9/00119
    • A portable on-person data component comprising in a unified construction a highly integrated circuit capable of performing data logic and processing fucntions, is connected, on the one hand, to means (1) arranged on the component for manually inserting command data into keyboard scanning and logic recognition circuit (2) representing for example program data or a personal identity number, on the other hand is also connected to input/output circuitry (15) which is accessible from the outside solely via a reactive coupling link (capacitive or inductive coupling). The device includes a long-life battery for maintaining the various memory circuits. Clock pulses received via an inductive pickup loop (20) partially recharge the battery during every use cycle, and provide the basic synchronization with the circuitry in the terminal to which the component is coupled. There is also a display device (13) on which the holder may call up any of a number of data records held in data stores (5 and 6). Other stores in the circuitry cannot be read out nor displayed, such as for example the instruction registre or the personal identity register preset in the component. it is a feature of the invention that program data can be introduced via the reactive interface (17) in order that the processing steps may reflect the nature of the terminal into which the component is inserted and interfaced by proximity. It is clear that different performance tasks are to be performed when the terminal is: a vending machine, an electronic game input device, a bus farebox, a train access gate, a security access gate, etc. Program Data entered into a data component by a terminal are arranged to cancel any incompatible program data entered manually via the keyboard (1).
    • 一方面,包括统一构造的能够执行数据逻辑和处理功能的高度集成电路的便携式个人数据组件,一方面连接到装置(1)上,用于手动将命令数据插入到键盘扫描中 并且表示例如程序数据或个人身份号码的逻辑识别电路(2)也连接到输入/输出电路(15),该输入/输出电路(15)仅通过无功耦合链路(电容或电感耦合 )。 该装置包括用于维持各种存储电路的长寿命电池。 经由感应拾取回路(20)接收的时钟脉冲在每个使用周期期间部分地重新充电电池,并且提供与组件耦合到的终端中的电路的基本同步。 还有一个显示装置(13),持有者可以在其上调用数据存储(5和6)中保存的多个数据记录中的任一个。 不能读取或显示电路中的其他存储器,例如在组件中预设的指令注册或个人身份寄存器。 本发明的特征在于,程序数据可以通过反应式接口(17)引入,以便处理步骤可以反映组件被插入并通过接近而接口的终端的性质。 很明显,当终端是:自动售货机,电子游戏输入设备,总线票价,列车访问门,安全访问门等时,将执行不同的性能任务。通过以下方式输入到数据组件中的程序数据 终端被配置为取消通过键盘(1)手动输入的任何不兼容的程序数据。
    • 4. 发明公开
    • Portable data carrier incorporating manually presettable processing modes
    • TragbarerDatenträgermit von Hand voreinstellbarer Wirkungsweise。
    • EP0058029A2
    • 1982-08-18
    • EP82300496.5
    • 1982-01-29
    • Halpern, John WolfgangChalmers, David ArthurWard, William
    • Halpern, John Wolfgang
    • G07F7/10G06K19/06
    • G07F7/1008G06K7/10336G06K19/0723G06K19/07703G06K19/07749G06K19/07758G06Q20/341G06Q20/3572G06Q20/3576G06Q20/363G07F7/1025
    • A portable pocketsize data carrier, also referred to as pay token, stores more than one bank and/or credit account number in selectably accessable registers. The pay token is equipped with four or five selector buttons for carrying out a large variety of performance modifications. Aided by visual feedback through an integrated display window, the user may using a single button

      (a) insert a confidential number into the pay token for internal comparison with a factory-made number which cannot be read out
      (b) Select and activate one of 9 account or similar registers
      (c) Define a small cash amount in single figures currency units or a multiple thereof which the user desires to transfer from a selected token account to an uncommitted register, the rapid payment register or money register. The latter is electronically so connected that entry of the Personal Identifying Number is not required prior to payment from that register- as is required when payment is made from any of the account registers directly.

      The purpose of producing a long-life multiple account pay token is gradually to reduce the demand of coins and bank notes thereby lowering the high cost of minting and printing them; in parallel thereto the relatively high cost of operating cheque accounts by Banks shall be reduced.
    • 便携式口袋化数据载体(也称为付费令牌)在可选择访问的寄存器中存储多个银行和/或信用账户号码。 付费令牌配有四个或五个选择按钮,用于进行各种性能修改。 在通过综合显示窗口的视觉反馈的帮助下,用户可以使用单个按钮(a)将机密号码插入到付费令牌中,以便与不能读出的工厂编号进行内部比较(b)选择并激活 9个账户或类似的登记册(c)以单位数字货币单位或用户希望从选定的令牌帐户转移到未提交的登记册,快速支付登记册或货币登记册的单位数量定义小额现金金额。 后者以电子方式连接,在从该注册表付款之前不需要输入个人识别号码,这是从任何一个帐户寄存器直接支付时所需要的。 产生长寿命多帐户支付令牌的目的是逐渐减少硬币和纸币的需求,从而降低造币和印刷的高成本; 同时减少银行经营支票账户成本较高。
    • 5. 发明公开
    • Hierarchic arrangement for the verification and renewal of security data in electronic fund transfer systems
    • 用于测试和安全性数据的更新电子资金转账系统分层排列。
    • EP0057603A2
    • 1982-08-11
    • EP82300494.0
    • 1982-01-29
    • Ward, WilliamChalmers, David ArthurHalpern, John Wolfgang
    • Halpern, John Wolfgang
    • G07F7/08G07F7/10
    • G07F7/1008G06Q20/341G06Q20/4097G07F7/10
    • A pay or credit card (A) is inductively coupled to a data transfer programming and processing and display unit (B) which in turn is coupled via inductive coupling links (2b-2c, 3b-3c) to a third unit (C) which comprises mostly miniaturized circuitry such as more particularly storage registers (31) for two «wrong» security check numbers and four «right» such numbers and auxiliary logic circuitry, as also a transaction list memory (63). The latter may be constituted as a fully sealed tape unit with built-in stepping motor and solid-state comparator circuitry. The said security check numbers are received and from time to time updated via inductive coupling links (2d-2e, 3d-3e) from a main transaction office (D) such as a bank, credit card office, etc, and, during a card transaction, responsive to a reference number emitted by the card, selects one or more of the «right» numbers and a «wrong" number. The automatic sequence changer circuit (32) presents to the card an unpredictable sequence of the selected numbers and then tests the card reaction to this input, in a response evaluator circuit (33). The test and transaction list unit (C) would be optional at a card terminal and required only at off-line stations (f.e. for smaller traders and vending machines where separate data lines to banks would not be economical).Where on-line operation is possible, the bank computer (D) would perform the check operations of unit C. Accordingly, the bank computer (D) would communicate during day time with cards (A) via processors (B) which belong to on-line terminals, while during night time and early morning hours the accummulated off-line transactions are received from test and transaction storage unit (C) via a modem (D'), when also the cyclically required modification of one of the registers (31) is performed. The Bank Computer (D) itself receives from time to time modification instructions for its security check number register via interbank data lines from Bank Head Office. The Head Offices of different banks receive similar data from a single random data generator or clearing bank director respectively. A card processor for unpredictable sequence of right and wrong test numbers has first been described in British patent application 79 31 208, and is here presented as a complete card data and regional transaction transfer security system.
    • 付费或信用卡(A)电感耦合到数据传输编程和其依次经由电感耦合链路(2B-2C,图3b-3c)的第三单元(C)耦合的处理和显示单元(B)哪个 主要包含小型化电路:如两个<< >>错安全检查号码和四个<<右>>搜索号码和辅助逻辑电路更具体存储寄存器(31),作为这样一个事务列表存储器(63)。 后者可构成为完全密封的带单元具有内置的步进电机和固态比较器电路。 所述安全检查数被接收并不时经由左感应耦合(2D-2E,3D-3E)从主交易办公室(D)更新:例如银行,信用卡办公室等,以及卡交易期间 ,响应由卡发出的参考号,选择一个或多个<< >>权数和<< >>打错了。 自动顺序变换器电路(32)呈现给卡在所选择的号码的不可预测的序列,然后测试卡反应到该输入,以响应评估电路(33)。 测试和事务列表单元(C)。将在一个卡端子和可选只需要在离线站(FE对于较小的贸易商和自动售货机,其中独立的数据线,以银行是不经济的)。凡在线手术是 可能的话,银行计算机(D)将相应地执行单元C的检查操作,银行计算机(D)将在白天期间经由处理器(B)卡(A)其中属于上线终端进行通信,而在 夜间和清晨离线交易被从测试和事务存储单元(C)通过调制解调器(D分钟)接收到的总积累,即当进行循环所需的寄存器(31)中的一个的修改。 银行的计算机(D)本身通过从银行总行同业数据线从时间接收到的时间修改说明其安全检查数寄存器。 不同银行的总行从一个单一的随机数据发生器或分别清算银行主任收到类似的数据。 为正确和错误的测试号的不可预知的顺序卡处理器已经首先描述在英国专利申请79 31 208,并且这里作为一个完整的卡数据和地区事务传输的安全系统。
    • 7. 发明公开
    • Card data validity checker
    • PrüferderGültigkeitvon Kartendaten。
    • EP0059532A2
    • 1982-09-08
    • EP82300495.7
    • 1982-01-29
    • Chalmers, David ArthurHalpern, John WolfgangWard, William
    • Chalmers, David Arthur, B Sc.
    • G07F7/08H04N7/04
    • G07F7/08G06Q20/4037
    • The combination of a receiver of T.V. radiation with a ' card reader to enable centrally disseminated lists of lost or stolen cards to be instantly compared with every card checked into the card reader. The idea is to utilize one of the frame lines which are normally outside the picture area for encoding identity numbers of cards reported lost. A detail description of how this can be realized is given. The effect of this invention is a decisive shortening of the interval between the loss of a card and the moment when instructions reach the large number of sales points. Equally improved would be the speed in eliminating card numbers from the stop list once they are recovered by their owners.
    • 将T.V.辐射接收器与读卡器组合,以便能够将集中传播丢失或被盗卡片的列表立即与检查到读卡器的每张卡片进行比较。 该想法是利用通常在图片区域外的帧线之一来编码报告丢失的卡的身份号码。 给出了如何实现这一点的详细描述。 本发明的效果是决定性地缩短卡的损失与指令达到大量销售点的时刻之间的间隔。 一旦他们被业主收回后,同样改进的是从停止列表中消除卡号的速度。