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1. 发明授权

US08429038B1 Receipt visualization and receipt data applications 有权
公开(公告)号：US08429038B1
公开(公告)日：2013-04-23
申请号：US13286101
申请日：2011-10-31
申请人： Susan A. Harman , Ronald J. Char , Abraham Zafar , Ojas R. Sitapara
发明人： Susan A. Harman , Ronald J. Char , Abraham Zafar , Ojas R. Sitapara
IPC分类号： G07B17/00 , G07F19/00 , G06Q40/00 , G06Q20/00 , G07G1/12 , G07G5/00
CPC分类号： G07G5/00 , G06Q20/0453 , G06Q20/10 , G06Q20/20 , G06Q20/209 , G06Q40/02 , G06Q40/12 , G07G1/14
摘要： Visually presenting spending behavior, spending patterns, and spending activity to a consumer across of their all receipt based purchase transactions. Receipt data is received at a first or host computer from respective transaction processing devices or host systems of respective merchants, or received from self-service action of the consumer, and identifies respective goods or services purchased by the consumer. A user interface is displayed to the consumer and comprises a thumbnail arrangement of discrete objects, each of which represents respective receipts generated by respective transaction or transaction processing devices. A discrete object may comprise data of one or multiple goods or services and includes category indicators that visually inform the consumer about the type of good or service. Embodiments may also involve requesting receipt data utilizing a mobile communication device, searching receipt data collected by the computer and responding to the request with requested receipt data.

2. 发明申请

US20090012884A1 METHOD AND SYSTEM FOR POPULATING TAX RETURNS USING AGGREGATED DATA 审中-公开
标题翻译：使用聚集数据计算税收回报的方法和系统
公开(公告)号：US20090012884A1
公开(公告)日：2009-01-08
申请号：US11774090
申请日：2007-07-06
申请人： Susan A. Harman , William Moselle , Christopher A. Schoppa
发明人： Susan A. Harman , William Moselle , Christopher A. Schoppa
IPC分类号： G06F19/00
CPC分类号： G06Q10/10 , G06Q40/123
摘要： Some embodiments of the present invention provide a system that populates a tax return using employee information obtained from a human resources system and/or employee personal profile. During operation, this system obtains employee information associated with a user from the human resources system and/or employee personal profile and then partially populates the tax return using the employee information.
摘要翻译：本发明的一些实施例提供一种使用从人力资源系统和/或雇员个人资料获得的员工信息填充税收回报的系统。在操作期间，该系统从人力资源系统和/或雇员个人资料获取与用户相关联的雇员信息，然后使用员工信息部分填充纳税申报单。

3. 发明授权

US08725603B1 Method and system for facilitating management of paycheck disbursements 有权
标题翻译：便利管理工资支付的方法和制度
公开(公告)号：US08725603B1
公开(公告)日：2014-05-13
申请号：US12244471
申请日：2008-10-02
申请人： Susan A. Harman , Alan Tifford
发明人： Susan A. Harman , Alan Tifford
IPC分类号： G06F17/22 , G07F19/00 , G07B17/00 , G06Q40/00
CPC分类号： G06Q40/10
摘要： A method and system are provided for helping a user configure her paycheck deductions and disbursements. Paycheck information is retrieved (e.g., from an aggregator, from benefits providers, from the user) and a tool is activated to present an electronic paycheck summary to the user. A tax engine is invoked to determine whether her net pay can be increased by reducing the amount of pay withheld for taxes. The user is then invited to change any or all of the benefit deductions taken from her pay. For example, she may be invited to select from a number of insurance plans (e.g., medical, dental, life insurance), select a level of contribution to a retirement account, open an investment account, and so on. Action to implement some or all of the user's selected deductions may then be initiated electronically. Alternatively, she may be presented with a checklist of actions she needs to take.
摘要翻译：提供了一种帮助用户配置她的工资扣除和支出的方法和系统。检索（例如，聚合器，来自利益提供者，来自用户）的支票信息，并且激活工具以向用户呈现电子支票汇总。调查税收引擎，以确定是否可以通过减少扣缴税款的方式来增加其净薪酬。然后，请用户更改从她的工资中扣除的任何或全部利益。例如，她可能被邀请从一些保险计划（例如医疗，牙科，人寿保险）中进行选择，选择对退休账户的缴费水平，开立投资账户等。可以以电子方式启动用于实现部分或全部用户选择的扣除的动作。或者，她可能会获得她需要采取的行动清单。

4. 发明授权

US08095439B1 Receipt visualization and receipt data applications 有权
标题翻译：收据可视化和收据数据应用程序
公开(公告)号：US08095439B1
公开(公告)日：2012-01-10
申请号：US12609922
申请日：2009-10-30
申请人： Susan A. Harman , Ronald J. Char , Abraham Zafar , Ojas R. Sitapara
发明人： Susan A. Harman , Ronald J. Char , Abraham Zafar , Ojas R. Sitapara
IPC分类号： G07B17/00 , G07B19/00 , G06Q40/00 , G07G1/12 , G07G5/00
CPC分类号： G07G5/00 , G06Q20/0453 , G06Q20/10 , G06Q20/20 , G06Q20/209 , G06Q40/02 , G06Q40/12 , G07G1/14
摘要： Visually presenting spending behavior, spending patterns, and spending activity to a consumer across of their all receipt based purchase transactions. Receipt data is received at a first or host computer from respective transaction processing devices or host systems of respective merchants, or received from self-service action of the consumer, and identifies respective goods or services purchased by the consumer. A user interface is displayed to the consumer and comprises a thumbnail arrangement of discrete objects, each of which represents respective receipts generated by respective transaction or transaction processing devices. A discrete object may comprise data of one or multiple goods or services and includes category indicators that visually inform the consumer about the type of good or service. Embodiments may also involve requesting receipt data utilizing a mobile communication device, searching receipt data collected by the computer and responding to the request with requested receipt data.
摘要翻译：在所有基于收据的采购交易中，将消费行为，消费模式和消费活动视为消费者。接收数据在第一或主计算机从相应商家的相应交易处理装置或主机系统接收，或者从消费者的自助服务动作接收，并识别由消费者购买的各个商品或服务。向消费者显示用户界面，并且包括离散对象的缩略图布置，每个离散对象表示由相应交易或交易处理设备生成的相应收据。离散对象可以包括一个或多个商品或服务的数据，并且包括可视地通知消费者关于商品或服务的类型的类别指示符。实施例还可以包括使用移动通信设备请求接收数据，搜索计算机收集的接收数据并响应所请求的接收数据的请求。

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