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1. 发明申请

US20150006207A1 INSURANCE RATE OPTIMIZATION THROUGH DRIVER BEHAVIOR MONITORING 审中-公开
标题翻译：通过驾驶员行为监测的保险率优化
公开(公告)号：US20150006207A1
公开(公告)日：2015-01-01
申请号：US14490694
申请日：2014-09-19
申请人： Brad Jarvis , Richard Frank Pearlman , Sean Micheal Walsh , Daris Amon Schantz , Steven Gertz , Alec Michael Hale-Pletka
发明人： Brad Jarvis , Richard Frank Pearlman , Sean Micheal Walsh , Daris Amon Schantz , Steven Gertz , Alec Michael Hale-Pletka
IPC分类号： G06Q40/08 , G06Q30/02
CPC分类号： G06Q40/08 , G06Q10/06398 , G06Q10/0833 , G06Q30/0207 , G06Q30/0271 , G09B19/14 , H04Q9/00 , H04Q2209/50 , H04Q2209/80 , H04Q2209/86
摘要： Disclosed are a method and/or a system of insurance rate optimization through driver behavior which includes a computer server of the driver monitoring environment to determine if a newly insured driver operating a private vehicle is adhering to a set of parameters set by an entity i.e. a driving school, an insurance provider and/or a family member of the newly insured driver. The system assigns a credit to the newly insured driver when it adheres to the set of parameters. The newly insured driver is monitored by the entity. A metadata is generated which includes a behavioral trait of the newly insured driver and an insurance rate is set through the insurance provider based on an adherence to the set of parameters set by the entity.
摘要翻译：公开了一种通过驾驶员行为进行的保险费率优化的方法和/或系统，其包括驾驶员监控环境的计算机服务器，以确定操作私人车辆的新保险驾驶员是否遵守由实体设定的一组参数，即驾驶学校，保险提供者和/或新担保司机的家庭成员。当系统遵守一组参数时，该系统会向新被保险的司机分配信用额度。新投保的司机由实体监督。生成包含新投保的驾驶员的行为特征的元数据，并且基于对由该实体设置的参数集的遵守，通过保险提供者设置保险费率。

2. 发明申请

US20140012634A1 GEOSPATIAL DATA BASED ASSESSMENT OF FLEET DRIVER BEHAVIOR 审中-公开
标题翻译：基于数据的基于数据的驾驶员行为评估
公开(公告)号：US20140012634A1
公开(公告)日：2014-01-09
申请号：US14022241
申请日：2013-09-10
申请人： Richard Frank Pearlman , Sean Micheal Walsh , Daris Amon Schantz , Steven Gertz , Alec Michael Hale-Pletka
发明人： Richard Frank Pearlman , Sean Micheal Walsh , Daris Amon Schantz , Steven Gertz , Alec Michael Hale-Pletka
IPC分类号： G06Q10/06
CPC分类号： G06Q10/06398 , G09B19/14 , H04Q9/00 , H04Q2209/86
摘要： Disclosed are methods, devices, and systems to assess the performance of a fleet driver using a geospatial tracking device. In one embodiment, a method is disclosed comprising determining a baseline travel time of a fleet vehicle traveling a fleet route from a departure location to an arrival location; obtaining a dispatch estimated travel time of the fleet vehicle traveling the fleet route from a dispatcher; obtaining a driver estimated travel time of the fleet vehicle; determining an actual travel time of the fleet vehicle traveling the fleet route through a geospatial tracking device; and generating a driver performance score of the driver of the fleet vehicle for a duration of the fleet route based on the baseline travel time, the dispatch estimated travel time, the driver estimated travel time, and/or the actual travel time.
摘要翻译：公开了使用地理空间跟踪装置来评估车队驾驶员的性能的方法，装置和系统。在一个实施例中，公开了一种方法，其包括确定从出发地点到达到达位置行驶的车队路线的车队车辆的基线行驶时间; 从调度员处获得从车队出发的车队车辆的预计行车时间; 获得司机预计车队车辆的行车时间; 确定通过地理空间跟踪装置行驶车队路线的车队车辆的实际行驶时间; 根据基线行驶时间，调度预计行驶时间，驾驶员预计行驶时间和/或实际行驶时间，在车队路线的持续时间内，生成车队驾驶员的驾驶员成绩。

3. 发明申请

US20130141249A1 GEOSPATIAL DATA BASED ASSESSMENT OF DRIVER BEHAVIOR 有权
标题翻译：基于地理数据的驾驶员行为评估
公开(公告)号：US20130141249A1
公开(公告)日：2013-06-06
申请号：US13421571
申请日：2012-03-15
申请人： Richard Frank Pearlman , Sean Michael Walsh , Daris Amon Schantz , Steve Gertz
发明人： Richard Frank Pearlman , Sean Michael Walsh , Daris Amon Schantz , Steve Gertz
IPC分类号： G08C15/06
CPC分类号： G09B19/14 , G06Q40/06 , H04Q9/00 , H04Q2209/86
摘要： A method of geospatial data based assessment driver behavior to improve driver safety and efficiency is disclosed. A method of a server device may comprise determining that a telemetry data is associated with a vehicle communicatively coupled with the server device and comparing the telemetry data with a driver objective data. A variance between the telemetry data and the driver objective data may then be determined. A performance score may be generated upon comparison of the variance to a threshold limit and/or the driver objective data. The performance score may be published along with other performance scores of other drivers in other vehicles also communicatively coupled with the server device to a reporting dashboard module. Elements of game theory may be implemented to create a team driving challenge and/or a driver performance program to generate the performance score to improve driver safety and efficiency for commercial fleets.
摘要翻译：公开了一种基于地理空间数据的评估驱动程序行为以提高驾驶员安全性和效率的方法。服务器设备的方法可以包括确定遥测数据与与服务器设备通信耦合的车辆相关联，并将遥测数据与驾驶员目标数据进行比较。然后可以确定遥测数据和驾驶员目标数据之间的差异。当方差与阈值极限和/或驾驶员目标数据进行比较时，可以产生性能分数。性能分数可以与其他车辆中其他车辆的其他驾驶员的性能分数一起发布，还可以与服务器设备通信耦合到报告仪表板模块。可以实施游戏理论的要素，以创建驾驶挑战的团队和/或驾驶员表演程序来产生绩效分数，以提高商业车队的驾驶员安全性和效率。

4. 发明申请

US20150019270A1 OPERATOR BENEFITS AND REWARDS THROUGH SENSORY TRACKING OF A VEHICLE 审中-公开
标题翻译：操纵者通过车辆的跟踪跟踪获益和奖励
公开(公告)号：US20150019270A1
公开(公告)日：2015-01-15
申请号：US14489539
申请日：2014-09-18
申请人： Brad Jarvis , Richard Frank Pearlman , Sean Micheal Walsh , Daris Amon Schantz , Steven Gertz , Alec Michael Hale-Pletka
发明人： Brad Jarvis , Richard Frank Pearlman , Sean Micheal Walsh , Daris Amon Schantz , Steven Gertz , Alec Michael Hale-Pletka
IPC分类号： G06Q40/08 , B60W40/09
CPC分类号： G06Q40/08 , B60W40/09 , G06Q10/06398 , G09B19/14 , G09B19/167 , H04Q9/00 , H04Q2209/86
摘要： Disclosed are a method, a device and/or a system of an operator benefits and rewards through sensory tracking of a vehicle. In one aspect, a method includes associating a private vehicle with an individual. A behavior of the individual is monitored when the individual is operating the private vehicle. The method includes determining whether the individual is adhering to a set of parameters set by an entity. Information is presented to the individual that they have earned a credit towards a benefit based on operating of the private vehicle. The entity may be permitted to configure the set of parameters and set a weight to each of the set of parameters. A punitive measure may be provided when the set of parameters is violated. A curfew range may be set on the private vehicle such that a movement of the private vehicle is limited to the curfew range.
摘要翻译：公开了一种操作者的方法，装置和/或系统，通过对车辆的感觉跟踪的益处和奖励。一方面，一种方法包括将私人车辆与个体相关联。当个人操作私人车辆时，监视个人的行为。该方法包括确定个人是否遵守由实体设置的一组参数。向个人提供信息，他们已经根据私家车的运营获得了利益。可以允许该实体来配置该组参数，并且对该组参数中的每一个设置权重。当违反一组参数时，可以提供惩罚措施。私家车上可以设置宵禁范围，使得私家车的运动被限制在宵禁范围。

5. 发明申请

US20130302757A1 GEOSPATIAL DATA BASED ASSESSMENT OF DRIVER BEHAVIOR 审中-公开
公开(公告)号：US20130302757A1
公开(公告)日：2013-11-14
申请号：US13941471
申请日：2013-07-13
申请人： Richard Frank Pearlman , Sean Micheal Walsh , Daris Amon Schantz , Steve Gertz
发明人： Richard Frank Pearlman , Sean Micheal Walsh , Daris Amon Schantz , Steve Gertz
IPC分类号： G09B19/14
CPC分类号： G09B19/14 , G06Q40/06 , H04Q9/00 , H04Q2209/86
摘要： A method of geospatial data based assessment driver behavior to improve driver safety and efficiency is disclosed. A method of a server device may comprise determining that a telemetry data is associated with a vehicle communicatively coupled with the server device and comparing the telemetry data with a driver objective data. A variance between the telemetry data and the driver objective data may then be determined. A performance score may be generated upon comparison of the variance to a threshold limit and/or the driver objective data. The performance score may be published along with other performance scores of other drivers in other vehicles also communicatively coupled with the server device to a reporting dashboard module. Elements of game theory may be implemented to create a team driving challenge and/or a driver performance program to generate the performance score to improve driver safety and efficiency for commercial fleets.

6. 发明授权

US08510200B2 Geospatial data based assessment of driver behavior 有权
标题翻译：基于地理空间数据的驾驶员行为评估
公开(公告)号：US08510200B2
公开(公告)日：2013-08-13
申请号：US13421571
申请日：2012-03-15
申请人： Richard Frank Pearlman , Sean Michael Walsh , Daris Amon Schantz , Steve Gertz
发明人： Richard Frank Pearlman , Sean Michael Walsh , Daris Amon Schantz , Steve Gertz
IPC分类号： G06Q40/06
CPC分类号： G09B19/14 , G06Q40/06 , H04Q9/00 , H04Q2209/86
摘要： A method of geospatial data based assessment driver behavior to improve driver safety and efficiency is disclosed. A method of a server device may comprise determining that a telemetry data is associated with a vehicle communicatively coupled with the server device and comparing the telemetry data with a driver objective data. A variance between the telemetry data and the driver objective data may then be determined. A performance score may be generated upon comparison of the variance to a threshold limit and/or the driver objective data. The performance score may be published along with other performance scores of other drivers in other vehicles also communicatively coupled with the server device to a reporting dashboard module. Elements of game theory may be implemented to create a team driving challenge and/or a driver performance program to generate the performance score to improve driver safety and efficiency for commercial fleets.
摘要翻译：公开了一种基于地理空间数据的评估驱动程序行为以提高驾驶员安全性和效率的方法。服务器设备的方法可以包括确定遥测数据与与服务器设备通信耦合的车辆相关联，并将遥测数据与驾驶员目标数据进行比较。然后可以确定遥测数据和驾驶员目标数据之间的差异。当方差与阈值极限和/或驾驶员目标数据进行比较时，可以产生性能分数。性能分数可以与其他车辆中其他车辆的其他驾驶员的性能分数一起发布，还可以与服务器设备通信耦合到报告仪表板模块。可以实施游戏理论的要素，以创建驾驶挑战的团队和/或驾驶员表演程序来产生绩效分数，以提高商业车队的驾驶员安全性和效率。

7. 发明授权

US10169822B2 Insurance rate optimization through driver behavior monitoring 有权
公开(公告)号：US10169822B2
公开(公告)日：2019-01-01
申请号：US14490694
申请日：2014-09-19
申请人： Brad Jarvis , Richard Frank Pearlman , Sean Michael Walsh , Daris Amon Schantz , Steven Gertz , Alec Michael Hale-Pletka
发明人： Brad Jarvis , Richard Frank Pearlman , Sean Michael Walsh , Daris Amon Schantz , Steven Gertz , Alec Michael Hale-Pletka
IPC分类号： G06Q40/08 , G06Q30/02 , G06Q10/06 , G09B19/14 , H04Q9/00 , G06Q10/08
摘要： Disclosed are a method and/or a system of insurance rate optimization through driver behavior which includes a computer server of the driver monitoring environment to determine if a newly insured driver operating a private vehicle is adhering to a set of parameters set by an entity i.e. a driving school, an insurance provider and/or a family member of the newly insured driver. The system assigns a credit to the newly insured driver when it adheres to the set of parameters. The newly insured driver is monitored by the entity. A metadata is generated which includes a behavioral trait of the newly insured driver and an insurance rate is set through the insurance provider based on an adherence to the set of parameters set by the entity.

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