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1. 发明专利

AU2006203957A1 Method for encoding messages between two devices for transmission over standard online payment networks 未知
公开(公告)号：AU2006203957A1
公开(公告)日：2006-07-13
申请号：AU2006203957
申请日：2006-01-04
申请人： POURFALLAH STACY , PRUITT JANET , NGUYEN LOC
发明人： PRUITT JANET , POURFALLAH STACY , NGUYEN LOC
IPC分类号： G06Q10/00 , G06F17/27
摘要： A method of using a dictionary of message codes related to health care information is provided. The message codes in the dictionary have corresponding message values. The method includes receiving at least one message value at a first device. The first device then generates at least one message code related to health care information from the at least one message value using corresponding message values from the dictionary. The method also includes transmitting the at least one message code over a payment processing network.

2. 发明公开

EP1834314A4 METHOD FOR ENCODING MESSAGES BETWEEN TWO DEVICES FOR TRANSMISSION OVER STANDARD ONLINE PAYMENT NETWORKS 审中-公开
标题翻译： PROCEDURE ENCODE NEWS两个设备之间上传输标准网上支付网络
公开(公告)号：EP1834314A4
公开(公告)日：2010-04-07
申请号：EP06717470
申请日：2006-01-04
申请人： NGUYEN LOC , PRUITT JANET , POURFALLAH STACY
发明人： NGUYEN LOC , PRUITT JANET , POURFALLAH STACY
IPC分类号： G06Q10/00 , G06F17/27 , G06F19/00
CPC分类号： G06Q10/10 , G06F19/328 , G06Q50/22
摘要： A method of using a dictionary of message codes related to health care information is provided. The message codes in the dictionary have corresponding message values. The method includes receiving at least one message value at a first device. The first device then generates at least one message code related to health care information from the at least one message value using corresponding message values from the dictionary. The method also includes transmitting the at least one message code over a payment processing network.

3. 发明公开

EP1834314A2 METHOD FOR ENCODING MESSAGES BETWEEN TWO DEVICES FOR TRANSMISSION OVER STANDARD ONLINE PAYMENT NETWORKS 审中-公开
标题翻译： PROCEDURE ENCODE NEWS两个设备之间上传输标准网上支付网络
公开(公告)号：EP1834314A2
公开(公告)日：2007-09-19
申请号：EP06717470.6
申请日：2006-01-04
申请人： Nguyen, Loc , Pruitt, Janet , Pourfallah, Stacy
发明人： Nguyen, Loc , Pruitt, Janet , Pourfallah, Stacy
IPC分类号： G08C13/00
CPC分类号： G06Q10/10 , G06F19/00 , G06F19/328 , G06Q50/22
摘要： A method of using a dictionary of message codes related to health care information is provided. The message codes in the dictionary have corresponding message values. The method includes receiving at least one message value at a first device. The first device then generates at least one message code related to health care information from the at least one message value using corresponding message values from the dictionary. The method also includes transmitting the at least one message code over a payment processing network.

4. 发明专利

AU2006203968A1 Auto substantiation for over-the-counter transactions 未知
公开(公告)号：AU2006203968A1
公开(公告)日：2006-07-13
申请号：AU2006203968
申请日：2006-01-04
申请人： POURFALLAH STACY , PRUITT JANET , NGUYEN LOC
发明人： PRUITT JANET , POURFALLAH STACY , NGUYEN LOC
IPC分类号： G06Q40/00
摘要： Healthcare insurance coverage is determined using an account within a payment processing system. A transmission addressed to the payment processing system is formed including an account number of an account associated with the payment processing system, a description of a healthcare related commodity rendered to a patient deriving healthcare insurance through an insured, and request for a specification of financial responsibility of the insured for the described said healthcare related commodity. A transmission is received from the payment processing system including the requested specification of financial responsibility.

5. 发明专利

AU2006203967A1 Method and system for determining healthcare eligibility 未知
公开(公告)号：AU2006203967A1
公开(公告)日：2006-07-13
申请号：AU2006203967
申请日：2006-01-04
申请人： PATTERSON BARBARA , POURFALLAH STACY , PRUITT JANET , NGUYEN LOC
发明人： PATTERSON BARBARA , NGUYEN LOC , POURFALLAH STACY , PRUITT JANET
IPC分类号： G06Q40/00

6. 发明公开

EP1856663A4 AUTO SUBSTANTIATION FOR OVER-THE-COUNTER TRANSACTIONS 审中-公开
标题翻译：自动交易在交换机上的实例
公开(公告)号：EP1856663A4
公开(公告)日：2010-02-03
申请号：EP06717482
申请日：2006-01-04
申请人： NGUYEN LOC , POURFALLAH STACY , PRUITT JANET
发明人： NGUYEN LOC , POURFALLAH STACY , PRUITT JANET
IPC分类号： G06Q40/00
CPC分类号： G06F19/328 , G06Q20/10 , G06Q20/102 , G06Q20/40 , G06Q20/405 , G06Q30/06

7. 发明公开

EP1856663A2 AUTO SUBSTANTIATION FOR OVER-THE-COUNTER TRANSACTIONS 审中-公开
标题翻译：自动实现场外交易
公开(公告)号：EP1856663A2
公开(公告)日：2007-11-21
申请号：EP06717482.1
申请日：2006-01-04
申请人： Nguyen, Loc , Pourfallah, Stacy , Pruitt, Janet
发明人： Nguyen, Loc , Pourfallah, Stacy , Pruitt, Janet
IPC分类号： G06Q40/00
CPC分类号： G06F19/328 , G06Q20/10 , G06Q20/102 , G06Q20/40 , G06Q20/405 , G06Q30/06
摘要： A flexible spending account system can be implemented according to one embodiment of the invention so as to automatically substantiate purchases made at a retailer merchant. For example, according to one embodiment of the invention, a method of authorizing products for purchase can be implemented by determining via a computer that a product requested for purchase at a point of sale by a consumer matches a qualified product category under the flexible spending account, sending an authorization request message for requesting use of said flexible spending account of said consumer, wherein said authorization request message comprises a total purchase amount field and a first qualified amount field for a first type of qualified items.
摘要翻译：根据本发明的一个实施例可以实现灵活支出账户系统，以便自动证实在零售商处进行的购买。例如，根据本发明的一个实施例，授权用于购买的产品的方法可以通过经由计算机确定消费者在销售点处请求购买的产品与灵活消费账户下的合格产品类别匹配来实现发送用于请求使用所述消费者的所述灵活消费账户的授权请求消息，其中所述授权请求消息包括用于第一类型的合格项目的总购买金额字段和第一合格金额字段。

8. 发明公开

EP1834275A4 METHOD AND SYSTEM FOR DETERMINING HEALTHCARE ELIGIBILITY 审中-公开
标题翻译：方法和系统，用于确定权利保健
公开(公告)号：EP1834275A4
公开(公告)日：2010-02-03
申请号：EP06717481
申请日：2006-01-04
申请人： PATTERSON BARBARA , POURFALLAH STACY , PRUITT JANET , NGUYEN LOC
发明人： PATTERSON BARBARA , POURFALLAH STACY , PRUITT JANET , NGUYEN LOC
IPC分类号： G06Q40/00
CPC分类号： G06F19/328 , G06Q40/08 , G06Q50/22
摘要： A method for determining healthcare insurance coverage eligibility is disclosed. The method includes receiving patient information at a terminal operated by a healthcare provider. An eligibility authorization request message is created, and is sent to an acquirer processor, where the acquirer processor sends the eligibility authorization request message to a transaction processing system, which routes the eligibility authorization request message to a healthcare processor. A response message is then received.

9. 发明公开

EP1834275A2 METHOD AND SYSTEM FOR DETERMINING HEALTHCARE ELIGIBILITY 审中-公开
标题翻译：方法和系统，用于确定权利保健
公开(公告)号：EP1834275A2
公开(公告)日：2007-09-19
申请号：EP06717481.3
申请日：2006-01-04
申请人： Patterson, Barbara , Pourfallah, Stacy , Pruitt, Janet , Nguyen, Loc
发明人： Patterson, Barbara , Pourfallah, Stacy , Pruitt, Janet , Nguyen, Loc
IPC分类号： G06K1/00
CPC分类号： G06F19/328 , G06F19/00 , G06Q40/08 , G06Q50/22
摘要： A method for determining healthcare insurance coverage eligibility is disclosed. The method includes receiving patient information at a terminal operated by a healthcare provider. An eligibility authorization request message is created, and is sent to an acquirer processor, where the acquirer processor sends the eligibility authorization request message to a transaction processing system, which routes the eligibility authorization request message to a healthcare processor. A response message is then received.

10. 发明申请

WO2013028910A2 MOBILE FUNDING METHOD AND SYSTEM 审中-公开
标题翻译：移动资助方法与系统
公开(公告)号：WO2013028910A2
公开(公告)日：2013-02-28
申请号：PCT/US2012/052140
申请日：2012-08-23
申请人： VISA INTERNATIONAL SERVICE ASSOCIATION , POURFALLAH, Stacy , RAJ, Thanigaivel Ashwin
发明人： POURFALLAH, Stacy , RAJ, Thanigaivel Ashwin
IPC分类号： G06Q20/10 , G06Q20/32 , G06Q40/02
CPC分类号： G06Q20/10 , G06Q20/325
摘要： Systems and methods for mobile funding are provided. One such method comprises receiving a transaction request to transfer funds from a payor to a payee. The transaction request can include a payor device identifier, a payee device identifier and an amount. A payor account identifier associated with the payor device identifier, and a payee account identifier associated with the payee device identifier can each be determined. Additionally, a first service provider associated with the payor device can be determined based on the payor device identifier, and a second service provider associated with the payee device can be determined based on the payee device identifier. The transfer of funds from the first service provider to the second service provider can then be initiated using the payor account identifier and the payee account identifier. At least one of the first and second service providers is a mobile network operator.
摘要翻译：提供移动资金的系统和方法。一种这样的方法包括接收交易请求以将资金从付款人转移到收款人。交易请求可以包括付款人设备标识符，收款人设备标识符和金额。可以分别确定与付款方设备标识符相关联的付款人帐户标识符和与收款人设备标识符相关联的收款人帐户标识符。此外，可以基于付款人设备标识符来确定与支付者设备相关联的第一服务提供商，并且可以基于收款人设备标识符来确定与收款人设备相关联的第二服务提供商。然后可以使用付款人帐户标识符和收款人帐户标识符来启动资金从第一服务提供商转移到第二服务提供商。第一和第二服务提供商中的至少一个是移动网络运营商。

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