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    • 1. 发明申请
    • Providing More Relevant Ads to Motorists
    • 为驾驶者提供更多相关广告
    • US20130262224A1
    • 2013-10-03
    • US13435144
    • 2012-03-30
    • Peter Zhe Chu
    • Peter Zhe Chu
    • G06Q30/02
    • G06Q30/0266
    • The present disclosure involves a method of communicating relevant messages that includes: obtaining information from a motorist in a vehicle; generating one or more advertising offers relevant to the motorist based on the obtained information; and communicating the one or more advertising offers to the motorist. The present disclosure also involves a method of advertising that includes: receiving data gathered from a transportation tool; determining, in response to the data gathered from the transportation tool, information that is relevant to an operator of the transportation tool; and conveying the information to the operator through a communications device in the transportation tool.
    • 本公开涉及一种传达相关消息的方法,其包括:从车辆中的驾驶者获取信息; 基于获得的信息生成与驾驶者相关的一个或多个广告提供; 并向驾驶者传达一个或多个广告提供。 本公开还涉及一种广告的方法,包括:接收从运输工具收集的数据; 响应于从所述运输工具收集的数据,确定与所述运输工具的操作者相关的信息; 并通过运输工具中的通信装置将信息传送给操作者。
    • 4. 发明授权
    • Network-based consumer transactions with credit accounts
    • 基于网络的消费者交易与信用账户
    • US08566242B2
    • 2013-10-22
    • US11603476
    • 2006-11-22
    • Peter Zhe Chu
    • Peter Zhe Chu
    • G06Q40/00
    • G06Q20/24G06Q20/10G06Q20/12G06Q20/40
    • A computer-implemented method and system is operable to: receive a purchase transaction from a purchaser, the purchase transaction including purchase transaction information including a purchaser credit number associated with a purchaser credit account previously established on a payment site, use the purchaser credit number to obtain associated purchaser credit account information maintained at a payment site, receive from the payment site a disposition of the purchase transaction, and receive from the payment site purchaser-specific information to streamline the purchase transaction.
    • 计算机实现的方法和系统可操作为:从购买者接收购买交易,所述购买交易包括购买交易信息,包括与在支付站点上先前建立的购买者信用账户相关联的购买者信用证号码,使用购买者信用号码 获取在支付站点上维护的相关联的购买者信用账户信息,从支付站点接收购买交易的处置,并从支付站点接收购买者的具体信息以简化购买交易。
    • 5. 发明授权
    • Method and system to facilitate securely processing a payment for an online transaction
    • 方便和系统,方便安全处理在线交易的付款
    • US09542671B2
    • 2017-01-10
    • US10844863
    • 2004-05-12
    • Alan TienPeter Zhe ChuRay Hideki TanakaSteve S. Chen
    • Alan TienPeter Zhe ChuRay Hideki TanakaSteve S. Chen
    • G06Q20/00G06Q20/04G06Q20/12G06Q20/38G06Q30/06
    • G06Q20/405G06Q20/04G06Q20/12G06Q20/382G06Q20/3823G06Q20/3829G06Q30/06
    • A computer-implemented method, to facilitate processing a payment for an online transaction, includes, responsive to receiving secure transaction data from a merchant server, using a payment processor to generate a transaction data identifier to identify the transaction data. The payment processor communicates the transaction data identifier to the merchant server. In response to receiving a request to process a payment, including the transaction data identifier, the payment processor requests user credentials from a user. Upon receiving user credentials from the user, the payment processor verifies the user credentials. The payment processor processes the payment and generates a payment identifier to identify payment data associated with the payment. The payment processor communicates the payment identifier to the merchant server. Upon receiving a request for payment data, including the payment identifier, over a secure communication channel from the merchant server, the payment processor communicates the payment data to the merchant server.
    • 计算机实现的方法,以便于处理在线交易的支付,包括响应于从商家服务器接收安全交易数据,使用支付处理器来生成交易数据标识符以识别交易数据。 支付处理器将交易数据标识符传送到商家服务器。 响应于接收到处理支付的请求(包括交易数据标识符),支付处理器从用户请求用户凭证。 在从用户接收用户凭证时,支付处理器验证用户凭证。 支付处理器处理支付并产生支付标识符以识别与支付相关联的支付数据。 支付处理器将支付标识符传送给商家服务器。 在通过来自商家服务器的安全通信信道接收到包括支付标识符的支付数据请求时,支付处理器将支付数据传送到商家服务器。