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    • 9. 发明申请
    • Loan asset managing system and loan asset managing method, and recording medium and computer program product therefor
    • 贷款资产管理系统和贷款资产管理方法,以及记录介质和计算机程序产品
    • US20040078322A1
    • 2004-04-22
    • US10617701
    • 2003-07-14
    • NS SOLUTIONS CORPORATION
    • Moriyasu SumiTakumi Maehara
    • G06F017/60
    • G06Q40/02G06Q40/025G06Q40/04
    • A processing section 46 for analyzing residential mortgages analyzes a first portfolio in first residential mortgages based on information on the first residential mortgages and outputs a first analysis result. A processing section 47 for evaluating securities current value analyzes a second portfolio in second residential mortgages in relation to the current value of residential mortgage-based securities that are the results of securitizing the second residential mortgages, based on information on the residential mortgage-based securities and outputs a second analysis result. A processing section 48 for extracting difference compares the first analysis result and the second analysis result to extract a difference between the second portfolio and the first portfolio. A processing section 49 for changing examination conditions changes examination conditions for examining users of residential mortgages based on the difference extracted by the processing section 48 for extracting difference.
    • 用于分析住宅抵押的处理部分46基于关于第一住宅抵押贷款的信息来分析第一住宅抵押贷款的第一投资组合并输出第一分析结果。 用于评估证券现值的处理部分47根据基于住房抵押证券的信息,分析与第二住房抵押贷款证券化结果相关的第二住房抵押贷款的第二投资组合 并输出第二分析结果。 用于提取差异的处理部分48比较第一分析结果和第二分析结果以提取第二投资组合和第一投资组合之间的差异。 用于改变检查条件的处理部分49基于由处理部分48提取的用于提取差异的差异来改变用于检查住房抵押用户的检查条件。