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    • 2. 发明授权
    • Financial server, IC card terminal, and financial information processing method
    • 财务服务器,IC卡终端和财务信息处理方法
    • US08322603B2
    • 2012-12-04
    • US12975483
    • 2010-12-22
    • Mikihisa SuzukiTsutomu Okude
    • Mikihisa SuzukiTsutomu Okude
    • G06Q40/00
    • G06Q20/409G06Q20/06G06Q20/0658G06Q20/102G06Q20/105G06Q20/14G06Q20/24G06Q20/34G06Q20/349G06Q20/40
    • A system capable of charging up electronic money cards using a credit card is provided. A PIN is authenticated between a card terminal and the credit card. The card terminal transmits to a credit company server an authentication result, amount information indicating an amount with which to charge up, and a credit card number of the credit card. After billing, the credit company server transmits the amount information and the credit card number to an electronic money server. The electronic money server identifies an electronic money card based on the credit card number. The electronic money server generates amount change information for adding the amount with which to charge up to “VALUE”, and transmits the amount change information to the card terminal. The electronic money card updates the amount of “VALUE” stored therein to an amount specified by the amount change information.
    • 提供了能够使用信用卡对电子货币卡进行充值的系统。 在卡终端和信用卡之间验证PIN。 卡终端​​向信用公司服务器发送认证结果,表示充值的金额信息和信用卡的信用卡号。 计费结束后,信用公司服务器将金额信息和信用卡号码发送到电子货币服务器。 电子货币服务器根据信用卡号识别电子货币卡。 电子货币服务器产生用于将要充电至VALUE的金额相加的金额变更信息,并将该金额变更信息发送给卡终端。 电子货币卡将其中存储的数量的值更新为由量变化信息指定的量。
    • 3. 发明申请
    • Financial Server, IC Card Terminal, and Financial Information Processing Method
    • 金融服务器,IC卡终端和财务信息处理方法
    • US20110161228A1
    • 2011-06-30
    • US12975483
    • 2010-12-22
    • Mikihisa SuzukiTsutomu Okude
    • Mikihisa SuzukiTsutomu Okude
    • G06Q40/00G06K5/00
    • G06Q20/409G06Q20/06G06Q20/0658G06Q20/102G06Q20/105G06Q20/14G06Q20/24G06Q20/34G06Q20/349G06Q20/40
    • The present invention provides an inexpensive system capable of charging up electronic money cards by using a credit card.A credit card 8 is an IC card, and a PIN is authenticated between a card terminal 3 and the credit card 8. The card terminal 3 transmits to a credit company server 4 an authentication result, amount information indicating an amount with which to charge up, and a credit card number of the credit card 8. After billing, the credit company server 4 transmits the amount information and the credit card number to an electronic money server 5. The electronic money server 5 identifies an electronic money card 9 based on the credit card number. The electronic money server 5 generates amount change information for adding the amount with which to charge up to “VALUE”, and transmits it to the card terminal 3. Based on the amount change information, the electronic money card 9 updates the amount of “VALUE” stored therein to an amount specified by the amount change information.
    • 本发明提供一种能够通过使用信用卡对电子货币卡进行充电的廉价系统。 信用卡8是IC卡,并且在卡终端3和信用卡8之间认证PIN。卡终端3向信用公司服务器4发送认证结果,表示充值量的金额信息 和信用卡的信用卡号码。信用卡公司服务器4在结算之后,将数量信息和信用卡号码发送给电子货币服务器5.电子货币服务器5基于电子货币卡9识别电子货币卡9 信用卡号。 电子货币服务器5生成用于将要充电到“VALUE”的金额相加的金额变更信息,并将其发送到卡终端3.根据金额变更信息,电子货币卡9更新“VALUE “存储在由量变更信息指定的量。
    • 4. 发明申请
    • Information Processing Server, and Information Processing Method
    • 信息处理服务器和信息处理方法
    • US20100004996A1
    • 2010-01-07
    • US12310694
    • 2006-09-05
    • Norihiko FujitaShigeyuki KawaiMakoto YamadaMikihisa Suzuki
    • Norihiko FujitaShigeyuki KawaiMakoto YamadaMikihisa Suzuki
    • G06Q40/00G06Q30/00
    • G06Q20/327G06Q20/105G06Q20/32G06Q20/322G06Q20/363G06Q30/02G06Q30/0267
    • It is an object to increase advertising effectiveness by a synergetic effect between communication using a mobile phone or the like, and an electronic money system. The present embodiment is configured such that an advertisement is transmitted to a user's mobile phone via e-mail, and if the user purchases an article in values based on the advertisement, cashback is performed through the user's mobile phone in values. Thus, giving a feeling of value to the user makes it possible not only to increase advertising effectiveness but also to confirm the advertising effectiveness. If purchasing an article in values according to an advertising mail sent to a mobile phone 3, the user can receive the cashback from an electronic money server 2, thus allowing the user to obtain a feeling of value. Moreover, the electronic money server 2 can know whether or not the user has conducted purchasing activities in accordance with the advertising mail, allowing the advertising effectiveness to be measured and confirmed.
    • 本发明的目的是通过使用移动电话等的通信和电子货币系统之间的协同效应来提高广告效果。 本实施例被配置为使得通过电子邮件将广告发送到用户的移动电话,并且如果用户基于广告购买价值的文章,则通过用户的移动电话以价值来执行现金回扣。 因此,给用户带来有价值的感觉使得不仅可以提高广告效果,而且可以确认广告效果。 如果根据发送到移动电话3的广告邮件购买价值物品,则用户可以从电子货币服务器2接收现金返还,从而允许用户获得有价值的感觉。 此外,电子货币服务器2可以知道用户是否根据广告邮件进行了购买活动,从而允许测量和确认广告效果。
    • 5. 发明授权
    • Information processing server, and information processing method
    • 信息处理服务器和信息处理方法
    • US08417571B2
    • 2013-04-09
    • US12310694
    • 2006-09-05
    • Norihiko FujitaShigeyuki KawaiMakoto YamadaMikihisa Suzuki
    • Norihiko FujitaShigeyuki KawaiMakoto YamadaMikihisa Suzuki
    • G06Q30/00
    • G06Q20/327G06Q20/105G06Q20/32G06Q20/322G06Q20/363G06Q30/02G06Q30/0267
    • It is an object to increase advertising effectiveness by a synergetic effect between communication using a mobile phone or the like, and an electronic money system. The present embodiment is configured such that an advertisement is transmitted to a user's mobile phone via e-mail, and if the user purchases an article in values based on the advertisement, cashback is performed through the user's mobile phone in values. Thus, giving a feeling of value to the user makes it possible not only to increase advertising effectiveness but also to confirm the advertising effectiveness. If purchasing an article in values according to an advertising mail sent to a mobile phone 3, the user can receive the cashback from an electronic money server 2, thus allowing the user to obtain a feeling of value. Moreover, the electronic money server 2 can know whether or not the user has conducted purchasing activities in accordance with the advertising mail, allowing the advertising effectiveness to be measured and confirmed.
    • 本发明的目的是通过使用移动电话等的通信和电子货币系统之间的协同效应来提高广告效果。 本实施例被配置为使得通过电子邮件将广告发送到用户的移动电话,并且如果用户基于广告购买价值的文章,则通过用户的移动电话以价值来执行现金回扣。 因此,给用户带来有价值的感觉使得不仅可以提高广告效果,而且可以确认广告效果。 如果根据发送到移动电话3的广告邮件购买价值物品,则用户可以从电子货币服务器2接收现金返还,从而允许用户获得有价值的感觉。 此外,电子货币服务器2可以知道用户是否根据广告邮件进行了购买活动,从而允许测量和确认广告效果。
    • 6. 发明授权
    • Financial server, IC card terminal, and financial information processing method
    • 财务服务器,IC卡终端和财务信息处理方法
    • US07946475B2
    • 2011-05-24
    • US11726981
    • 2007-03-23
    • Mikihisa SuzukiTsutomu Okude
    • Mikihisa SuzukiTsutomu Okude
    • G07F19/00
    • G06Q20/409G06Q20/06G06Q20/0658G06Q20/102G06Q20/105G06Q20/14G06Q20/24G06Q20/34G06Q20/349G06Q20/40
    • A credit card 8 is an IC card, and a PIN is authenticated between a card terminal 3 and the credit card 8. The card terminal 3 transmits to a credit company server 4 an authentication result, amount information indicating an amount to charge up, and a credit card number of the credit card 8. After billing, the credit company server 4 transmits the amount information and the credit card number to an electronic money server 5. The electronic money server 5 identifies an electronic money card 9 based on the credit card number. The electronic money server 5 generates amount change information for adding the amount with which to charge up to “VALUE”, and transmits it to the card terminal 3. Based on the amount change information, the electronic money card 9 updates the amount of “VALUE” stored therein to an amount specified by the amount change information.
    • 信用卡8是IC卡,并且在卡终端3和信用卡8之间认证PIN。卡终端3向信用公司服务器4发送认证结果,指示充值量的金额信息,以及 信用卡的信用卡号码8.计费结束后,信用公司服务器4将金额信息和信用卡号码发送到电子货币服务器5.电子货币服务器5基于信用卡识别电子货币卡9 数。 电子货币服务器5生成用于将要充电到“VALUE”的金额相加的金额变更信息,并将其发送到卡终端3.根据金额变更信息,电子货币卡9更新“VALUE “存储在由量变更信息指定的量。
    • 7. 发明申请
    • Financial server, IC card terminal, and financial information processing method
    • 财务服务器,IC卡终端和财务信息处理方法
    • US20080230601A1
    • 2008-09-25
    • US11726981
    • 2007-03-23
    • Mikihisa SuzukiTsutomu Okude
    • Mikihisa SuzukiTsutomu Okude
    • G06K5/00
    • G06Q20/409G06Q20/06G06Q20/0658G06Q20/102G06Q20/105G06Q20/14G06Q20/24G06Q20/34G06Q20/349G06Q20/40
    • The present invention provides an inexpensive system capable of charging up electronic money cards by using a credit card.A credit card 8 is an IC card, and a PIN is authenticated between a card terminal 3 and the credit card 8. The card terminal 3 transmits to a credit company server 4 an authentication result, amount information indicating an amount with which to charge up, and a credit card number of the credit card 8. After billing, the credit company server 4 transmits the amount information and the credit card number to an electronic money server 5. The electronic money server 5 identifies an electronic money card 9 based on the credit card number. The electronic money server 5 generates amount change information for adding the amount with which to charge up to “VALUE”, and transmits it to the card terminal 3. Based on the amount change information, the electronic money card 9 updates the amount of “VALUE” stored therein to an amount specified by the amount change information.
    • 本发明提供一种能够通过使用信用卡对电子货币卡进行充电的廉价系统。 信用卡8是IC卡,并且在卡终端3和信用卡8之间认证PIN。卡终端3向信用公司服务器4发送认证结果,表示充值量的金额信息 和信用卡的信用卡号码。信用卡公司服务器4在结算之后,将数量信息和信用卡号码发送给电子货币服务器5.电子货币服务器5基于电子货币卡9识别电子货币卡9 信用卡号。 电子货币服务器5生成用于将要充电到“VALUE”的金额相加的金额变更信息,并将其发送到卡终端3.根据金额变更信息,电子货币卡9更新“VALUE “存储在由量变更信息指定的量。