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1. 发明授权

US08423460B2 Method of settling commercial indebtedness 有权
标题翻译：解决商业债务的方法
公开(公告)号：US08423460B2
公开(公告)日：2013-04-16
申请号：US11568439
申请日：2005-04-29
申请人： Alan William Kay , Roy David Hatfield , Jonathan Nicholas Kay , Anthony Alan Harte , Michael Steven Hirst
发明人： Alan William Kay , Roy David Hatfield , Jonathan Nicholas Kay , Anthony Alan Harte , Michael Steven Hirst
IPC分类号： G06Q40/00
CPC分类号： G06Q20/14 , G06Q30/0224 , G06Q30/0239 , G06Q30/04
摘要： A method whereby vendors and purchasers settle invoices and account for sales taxes, integrated with the drawing, accepting, guaranteeing, endorsing, discounting, presenting, and cash settlement of electronic bills of exchange in all traded currencies (Ebill). Ebills are activated automatically as a direct consequence of the approval of one or more invoices for payment. Acceptance is against a guarantee with a managed credit risk limit or endorsed Ebills. Settlement is also activated by matching a purchase order to a goods received or delivery note or bill of lading. A single instance of each invoice and Ebill is held for all functions required by vendors, purchasers, risk managers, Ebill traders, discounters, guarantors and banks. Trading accounts are represented by a single ledger instance with automated updating of their back-office ledgers. Settlement reconciliation is supported by messages related to individual transactions and by quantified debit advice notes reconciled with credit notes.
摘要翻译：一种卖方和买方结算发票并计入销售税的方法，与所有交易货币（Ebill）的电子汇票的绘图，接受，保证，认可，贴现，呈现和现金结算相结合。自动启用汇票，这是由于一个或多个发票的付款直接后果。接受是违反具有管理信用风险限额或认可的Ebills的担保。结算也通过将采购订单与收货单或交货单或提单进行匹配来激活。每个发票和Ebill的单一实例针对供应商，采购者，风险管理人员，Ebill贸易商，折扣商，担保人和银行所需的所有功能。交易账户由单个分类帐实例代表，自动更新其后台分类帐。结算对账由与个别交易相关的信息以及与信用票据对帐的量化借方建议笔记支持。

2. 发明申请

US20080249848A1 Method of Settling Commercial Indebtedness 有权
标题翻译：解决商业负债的方法
公开(公告)号：US20080249848A1
公开(公告)日：2008-10-09
申请号：US11568439
申请日：2005-04-29
申请人： Alan William Kay , Roy David Hatfield , Jonathan Nicholas Kay , Anthony Alan Harte , Michael Steven Hirst
发明人： Alan William Kay , Roy David Hatfield , Jonathan Nicholas Kay , Anthony Alan Harte , Michael Steven Hirst
IPC分类号： G06Q30/00
CPC分类号： G06Q20/14 , G06Q30/0224 , G06Q30/0239 , G06Q30/04
摘要： A method whereby vendors and purchasers settle invoices and account for sales taxes, integrated with the drawing, accepting, guaranteeing, endorsing, discounting, presenting, and cash settlement of electronic bills of exchange in all traded currencies (Ebill). Ebills are activated automatically as a direct consequence of the approval of one or more invoices for payment. Acceptance is against a guarantee with a managed credit risk limit or endorsed Ebills. Settlement is also activated by matching a purchase order to a goods received or delivery note or bill of lading. A single instance of each invoice and Ebill is held for all functions required by vendors, purchasers, risk managers, Ebill traders, discounters, guarantors and banks. Trading accounts are represented by a single ledger instance with automated updating of their back-office ledgers. Settlement reconciliation is supported by messages related to individual transactions and by quantified debit advice notes reconciled with credit notes.
摘要翻译：一种卖方和买方结算发票并计入销售税的方法，与所有交易货币（Ebill）的电子汇票的绘图，接受，保证，认可，贴现，呈现和现金结算相结合。自动启用汇票，这是由于一个或多个发票的付款直接后果。接受是违反具有管理信用风险限额或认可的Ebills的担保。结算也通过将采购订单与收货单或交货单或提单进行匹配来激活。每个发票和Ebill的单一实例针对供应商，采购者，风险管理人员，Ebill贸易商，折扣商，担保人和银行所需的所有功能。交易账户由单个分类帐实例代表，自动更新其后台分类帐。结算对账由与个别交易相关的信息以及与信用票据对帐的量化借方建议笔记支持。

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