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1. 发明授权

US08645265B2 System and method for card processing with automated payment of club, merchant, and service provider fees 有权
标题翻译：自动支付俱乐部，商家和服务提供者费用的卡处理系统和方法
公开(公告)号：US08645265B2
公开(公告)日：2014-02-04
申请号：US12692137
申请日：2010-01-22
申请人： Kevin Boyle , Marty Maistre
发明人： Kevin Boyle , Marty Maistre
IPC分类号： G06F17/00 , G06Q40/00 , G06K5/00 , G06K15/00 , G06K19/06
CPC分类号： G06Q20/0855 , G06K5/00 , G06Q20/02 , G06Q20/04 , G06Q20/102 , G06Q20/14 , G06Q20/24 , G06Q20/34 , G06Q20/40 , G06Q20/405 , G06Q30/02 , G06Q40/00 , G06Q40/025
摘要： An apparatus and methods for a card that allows a cardholder to set up auto-charge payment of dues and fees to a series of clubs, merchants or service providers. The card also may be used for other transactions that accept credit cards. The apparatus includes a database containing information of the associated clubs, merchants and service providers, so that applicants and cardholders can easily configure auto-charging for multiple business concerns in one sitting. The apparatus may process auto-charge transactions in an automated fashion without requiring a cardholder to submit payment authorization or the business concern to submit a charge for each payment. Inconvenience and administrative costs to the cardholder and the business concern are reduced. The system and method provide a competitive advantage to the associated business concerns to secure the initial account and then to maintain it. The system and method encourages card loyalty of both the card members and the business concerns to the card provider.
摘要翻译：一种用于卡片的装置和方法，其允许持卡人向一系列俱乐部，商家或服务提供商设置自动支付会费和费用。该卡还可用于接受信用卡的其他交易。该装置包括包含相关俱乐部，商家和服务提供者的信息的数据库，使得申请人和持卡人可以容易地在一次会议中为多个业务问题配置自动计费。该装置可以以自动方式处理自动收费交易，而不需要持卡人提交支付授权或业务关注以为每笔付款提交费用。持卡人的不方便和行政费用以及业务关注减少。该系统和方法为相关的业务关注提供了竞争优势，以确保初始帐户，然后维护它。系统和方法鼓励卡成员的卡忠诚度和业务关注卡到卡提供商。

2. 发明授权

US07676429B2 Credit instrument and system providing multiple services including access to credit services and access to a service provider club 有权
标题翻译：信用工具和系统提供多种服务，包括获取信贷服务和访问服务提供商俱乐部
公开(公告)号：US07676429B2
公开(公告)日：2010-03-09
申请号：US11390177
申请日：2006-03-28
申请人： Kevin Boyle , Marty Maistre
发明人： Kevin Boyle , Marty Maistre
IPC分类号： G06Q40/00 , G06K5/00
CPC分类号： G06Q20/0855 , G06K5/00 , G06Q20/02 , G06Q20/04 , G06Q20/102 , G06Q20/14 , G06Q20/24 , G06Q20/34 , G06Q20/40 , G06Q20/405 , G06Q30/02 , G06Q40/00 , G06Q40/025
摘要： An apparatus and methods for a card that allows a cardholder to set up auto-charge payment of dues and fees to a series of clubs, merchants or service providers. The card also may be used for other transactions that accept credit cards. The apparatus includes a database containing information of the associated clubs, merchants and service providers, so that applicants and cardholders can easily configure auto-charging for multiple business concerns in one sitting. The apparatus may process auto-charge transactions in an automated fashion without requiring a cardholder to submit payment authorization or the business concern to submit a charge for each payment. Inconvenience and administrative costs to the cardholder and the business concern are reduced. The system and method provide a competitive advantage to the associated business concerns to secure the initial account and then to maintain it. The system and method encourages card loyalty of both the card members and the business concerns to the card provider.
摘要翻译：一种用于卡片的装置和方法，其允许持卡人向一系列俱乐部，商家或服务提供商设置自动支付会费和费用。该卡还可用于接受信用卡的其他交易。该装置包括包含相关俱乐部，商家和服务提供者的信息的数据库，使得申请人和持卡人可以容易地在一次会议中为多个业务问题配置自动计费。该装置可以以自动方式处理自动收费交易，而不需要持卡人提交支付授权或业务关注以为每笔付款提交费用。持卡人的不方便和行政费用以及业务关注减少。该系统和方法为相关的业务关注提供了竞争优势，以确保初始帐户，然后维护它。系统和方法鼓励卡成员的卡忠诚度和业务关注卡到卡提供商。

3. 发明申请

US20100121762A1 System and Method for Card Processing with Automated Payment of Club, Merchant, and Service Provider Fees 有权
标题翻译：自动支付俱乐部，商家和服务提供者费用的卡处理系统和方法
公开(公告)号：US20100121762A1
公开(公告)日：2010-05-13
申请号：US12692137
申请日：2010-01-22
申请人： Kevin Boyle , Marty Maistre
发明人： Kevin Boyle , Marty Maistre
IPC分类号： G06Q40/00 , G06K5/00
CPC分类号： G06Q20/0855 , G06K5/00 , G06Q20/02 , G06Q20/04 , G06Q20/102 , G06Q20/14 , G06Q20/24 , G06Q20/34 , G06Q20/40 , G06Q20/405 , G06Q30/02 , G06Q40/00 , G06Q40/025
摘要： An apparatus and methods for a card that allows a cardholder to set up auto-charge payment of dues and fees to a series of clubs, merchants or service providers. The card also may be used for other transactions that accept credit cards. The apparatus includes a database containing information of the associated clubs, merchants and service providers, so that applicants and cardholders can easily configure auto-charging for multiple business concerns in one sitting. The apparatus may process auto-charge transactions in an automated fashion without requiring a cardholder to submit payment authorization or the business concern to submit a charge for each payment. Inconvenience and administrative costs to the cardholder and the business concern are reduced. The system and method provide a competitive advantage to the associated business concerns to secure the initial account and then to maintain it. The system and method encourages card loyalty of both the card members and the business concerns to the card provider.
摘要翻译：一种用于卡片的装置和方法，其允许持卡人向一系列俱乐部，商家或服务提供商设置自动支付会费和费用。该卡还可用于接受信用卡的其他交易。该装置包括包含相关俱乐部，商家和服务提供者的信息的数据库，使得申请人和持卡人可以容易地在一次会议中为多个业务问题配置自动计费。该装置可以以自动方式处理自动收费交易，而不需要持卡人提交支付授权或业务关注以为每笔付款提交费用。持卡人的不方便和行政费用以及业务关注减少。该系统和方法为相关的业务关注提供了竞争优势，以确保初始帐户，然后维护它。系统和方法鼓励卡成员的卡忠诚度和业务关注卡到卡提供商。

4. 发明申请

US20050154663A1 System and method for card processing with automated payment of club, merchant, and service provider fees 有权
标题翻译：自动支付俱乐部，商家和服务提供者费用的卡处理系统和方法
公开(公告)号：US20050154663A1
公开(公告)日：2005-07-14
申请号：US11051764
申请日：2005-02-07
申请人： Kevin Boyle , Marty Maistre
发明人： Kevin Boyle , Marty Maistre
IPC分类号： G06Q20/02 , G06Q20/04 , G06Q20/10 , G06Q20/14 , G06Q20/24 , G06Q20/40 , G06Q30/02 , G06Q40/00 , G06F17/60
CPC分类号： G06Q20/0855 , G06K5/00 , G06Q20/02 , G06Q20/04 , G06Q20/102 , G06Q20/14 , G06Q20/24 , G06Q20/34 , G06Q20/40 , G06Q20/405 , G06Q30/02 , G06Q40/00 , G06Q40/025
摘要： An apparatus and methods for a card that allows a cardholder to set up auto-charge payment of dues and fees to a series of clubs, merchants or service providers. The card also may be used for other transactions that accept credit cards. The apparatus includes a database containing information of the associated clubs, merchants and service providers, so that applicants and cardholders can easily configure auto-charging for multiple business concerns in one sitting. The apparatus may process auto-charge transactions in an automated fashion without requiring a cardholder to submit payment authorization or the business concern to submit a charge for each payment. Inconvenience and administrative costs to the cardholder and the business concern are reduced. The system and method provide a competitive advantage to the associated business concerns to secure the initial account and then to maintain it. The system and method encourages card loyalty of both the card members and the business concerns to the card provider.
摘要翻译：一种用于卡片的装置和方法，其允许持卡人向一系列俱乐部，商家或服务提供商设置自动支付会费和费用。该卡还可用于接受信用卡的其他交易。该装置包括包含相关俱乐部，商家和服务提供者的信息的数据库，使得申请人和持卡人可以容易地在一次会议中为多个业务问题配置自动计费。该装置可以以自动方式处理自动收费交易，而不需要持卡人提交支付授权或业务关注以为每笔付款提交费用。持卡人的不方便和行政费用以及业务关注减少。该系统和方法为相关的业务关注提供了竞争优势，以确保初始帐户，然后维护它。系统和方法鼓励卡成员的卡忠诚度和业务关注卡到卡提供商。

5. 发明授权

US07499887B2 System and method for card processing with automated payment of club, merchant, and service provider fees 有权
标题翻译：自动支付俱乐部，商家和服务提供者费用的卡处理系统和方法
公开(公告)号：US07499887B2
公开(公告)日：2009-03-03
申请号：US11051764
申请日：2005-02-07
申请人： Kevin Boyle , Marty Maistre
发明人： Kevin Boyle , Marty Maistre
IPC分类号： G06Q40/00
CPC分类号： G06Q20/0855 , G06K5/00 , G06Q20/02 , G06Q20/04 , G06Q20/102 , G06Q20/14 , G06Q20/24 , G06Q20/34 , G06Q20/40 , G06Q20/405 , G06Q30/02 , G06Q40/00 , G06Q40/025
摘要： An apparatus and methods for a card that allows a cardholder to set up auto-charge payment of dues and fees to a series of clubs, merchants or service providers. The card also may be used for other transactions that accept credit cards. The apparatus includes a database containing information of the associated clubs, merchants and service providers, so that applicants and cardholders can easily configure auto-charging for multiple business concerns in one sitting. The apparatus may process auto-charge transactions in an automated fashion without requiring a cardholder to submit payment authorization or the business concern to submit a charge for each payment. Inconvenience and administrative costs to the cardholder and the business concern are reduced. The system and method provide a competitive advantage to the associated business concerns to secure the initial account and then to maintain it. The system and method encourages card loyalty of both the card members and the business concerns to the card provider.
摘要翻译：一种用于卡片的装置和方法，其允许持卡人向一系列俱乐部，商家或服务提供商设置自动支付会费和费用。该卡还可用于接受信用卡的其他交易。该装置包括包含相关俱乐部，商家和服务提供者的信息的数据库，使得申请人和持卡人可以容易地在一次会议中为多个业务问题配置自动计费。该装置可以以自动方式处理自动收费交易，而不需要持卡人提交支付授权或业务关注以为每笔付款提交费用。持卡人的不方便和行政费用以及业务关注减少。该系统和方法为相关的业务关注提供了竞争优势，以确保初始帐户，然后维护它。系统和方法鼓励卡成员的卡忠诚度和业务关注卡到卡提供商。

6. 发明申请

US20060167782A1 Credit instrument and system providing multiple services including access to credit services and access to a service provider club 有权
公开(公告)号：US20060167782A1
公开(公告)日：2006-07-27
申请号：US11390177
申请日：2006-03-28
申请人： Kevin Boyle , Marty Maistre
发明人： Kevin Boyle , Marty Maistre
IPC分类号： G06Q40/00
CPC分类号： G06Q20/0855 , G06K5/00 , G06Q20/02 , G06Q20/04 , G06Q20/102 , G06Q20/14 , G06Q20/24 , G06Q20/34 , G06Q20/40 , G06Q20/405 , G06Q30/02 , G06Q40/00 , G06Q40/025
摘要： An apparatus and methods for a card that allows a cardholder to set up auto-charge payment of dues and fees to a series of clubs, merchants or service providers. The card also may be used for other transactions that accept credit cards. The apparatus includes a database containing information of the associated clubs, merchants and service providers, so that applicants and cardholders can easily configure auto-charging for multiple business concerns in one sitting. The apparatus may process auto-charge transactions in an automated fashion without requiring a cardholder to submit payment authorization or the business concern to submit a charge for each payment. Inconvenience and administrative costs to the cardholder and the business concern are reduced. The system and method provide a competitive advantage to the associated business concerns to secure the initial account and then to maintain it. The system and method encourages card loyalty of both the card members and the business concerns to the card provider.

7. 发明授权

US06882984B1 Credit instrument and system with automated payment of club, merchant, and service provider fees 有权
标题翻译：自动支付俱乐部，商家和服务提供者费用的信用工具和系统
公开(公告)号：US06882984B1
公开(公告)日：2005-04-19
申请号：US09325536
申请日：1999-06-04
申请人： Kevin Boyle , Marty Maistre
发明人： Kevin Boyle , Marty Maistre
IPC分类号： G06Q20/02 , G06Q20/04 , G06Q20/10 , G06Q20/14 , G06Q20/24 , G06Q20/40 , G06Q30/02 , G06Q40/00 , G06F17/60
CPC分类号： G06Q20/0855 , G06K5/00 , G06Q20/02 , G06Q20/04 , G06Q20/102 , G06Q20/14 , G06Q20/24 , G06Q20/34 , G06Q20/40 , G06Q20/405 , G06Q30/02 , G06Q40/00 , G06Q40/025
摘要： An apparatus and methods for a card that allows a cardholder to set up auto-charge payment of dues and fees to a series of clubs, merchants or service providers. The card also may be used for other transactions that accept credit cards. The apparatus includes a database containing information of the associated clubs, merchants and service providers, so that applicants and cardholders can easily configure auto-charging for multiple business concerns in one sitting. The apparatus may process auto-charge transactions in an automated fashion without requiring a cardholder to submit payment authorization or the business concern to submit a charge for each payment. Inconvenience and administrative costs to the cardholder and the business concern are reduced. The system and method provide a competitive advantage to the associated business concerns to secure the initial account and then to maintain it. The system and method encourages card loyalty of both the card members and the business concerns to the card provider.
摘要翻译：一种用于卡片的装置和方法，其允许持卡人向一系列俱乐部，商家或服务提供商设置自动支付会费和费用。该卡还可用于接受信用卡的其他交易。该装置包括包含相关俱乐部，商家和服务提供者的信息的数据库，使得申请人和持卡人可以容易地在一次会议中为多个业务问题配置自动计费。该装置可以以自动方式处理自动收费交易，而不需要持卡人提交支付授权或业务关注以为每笔付款提交费用。持卡人的不方便和行政费用以及业务关注减少。该系统和方法为相关的业务关注提供了竞争优势，以确保初始帐户，然后维护它。系统和方法鼓励卡成员的卡忠诚度和业务关注卡到卡提供商。

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