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1. 发明申请

US20110208783A1 Integration of User Identifiers 审中-公开
标题翻译：用户标识符的集成
公开(公告)号：US20110208783A1
公开(公告)日：2011-08-25
申请号：US12709737
申请日：2010-02-22
申请人： Mark C. Dolphin , William B. Caemmerer , Lisa R. Handalian , Rodney W. Bass , Jeffrey D. Hindle , Shyamapad Hazra , Susan M. Hartman , Joseph N. Paolantonio , Christopher T. Hart , Bradley P. Vigrass , Holly J. Warren , Christine M. Watts , Chris Purvis , Scott M. Blandford
发明人： Mark C. Dolphin , William B. Caemmerer , Lisa R. Handalian , Rodney W. Bass , Jeffrey D. Hindle , Shyamapad Hazra , Susan M. Hartman , Joseph N. Paolantonio , Christopher T. Hart , Bradley P. Vigrass , Holly J. Warren , Christine M. Watts , Chris Purvis , Scott M. Blandford
IPC分类号： G06F17/30
CPC分类号： G06Q10/10 , G06F16/9535 , G06Q10/06 , G06Q40/02
摘要： User identifiers associated with a plurality of enterprises may be integrated. A request is received to link a plurality of user identifiers associated with a plurality of enterprises. A first user identifier associated with a first enterprise is received, and a second user identifier associated with a second enterprise is received. The first user identifier and a first enterprise identifier are stored in a first data structure of a memory. The second user identifier and a second enterprise identifier are stored in a second data structure of the memory. A first account identifier associated with the first user identifier is determined by a processor. A second account identifier associated with the second user identifier is determined by the processor. The first user identifier, the second user identifier, the first account identifier, and the second account identifier are stored in a virtual profile to link the first and second user identifiers and facilitate retrieval of information associated with the first and the second user identifiers from a selected one of the first enterprise and the second enterprise.
摘要翻译：可以集成与多个企业相关联的用户标识符。接收到与多个企业相关联的多个用户标识符的请求。接收与第一企业相关联的第一用户标识符，并且接收与第二企业相关联的第二用户标识符。第一用户标识符和第一企业标识符被存储在存储器的第一数据结构中。第二用户标识符和第二企业标识符存储在存储器的第二数据结构中。与第一用户标识符相关联的第一帐户标识符由处理器确定。与第二用户标识符相关联的第二帐户标识符由处理器确定。将第一用户标识符，第二用户标识符，第一帐户标识符和第二帐户标识符存储在虚拟简档中以链接第一和第二用户标识符，并且便于从第一用户标识符和第二用户标识符中检索与第一和第二用户标识符相关联的信息选定了第一家企业和第二家企业。

2. 发明授权

US08700527B2 Merchant bill pay 有权
标题翻译：商户票据支付
公开(公告)号：US08700527B2
公开(公告)日：2014-04-15
申请号：US13342077
申请日：2012-01-01
申请人： Mark C. Dolphin , David M. Grigg , Michael W. Upton , Darrell F. Stanfield , Darrell Johnsrud
发明人： Mark C. Dolphin , David M. Grigg , Michael W. Upton , Darrell F. Stanfield , Darrell Johnsrud
IPC分类号： G06Q40/00
CPC分类号： G06Q20/10 , G06Q20/3223 , G06Q20/385
摘要： Embodiments of the invention are directed to systems, methods and computer program products for transmitting, via an intermediary system, a payment request from a payment requestor to a customer. In some embodiments, a method includes: (a) receiving, at an intermediary computing device, the payment request from a source system, wherein the payment request includes a payment amount and an alias associated with a payment recipient, (b) in response to receiving the payment request, determining, via a computing device processor, whether the payment recipient is a registered payment recipient based on the alias, and (c) in response to determining the payment recipient is a registered payment recipient based on the alias, communicating, via the intermediary computing device, the payment request to the payment recipient based on the payment recipient being the registered payment recipient.
摘要翻译：本发明的实施例涉及用于经由中间系统从支付请求者向客户发送支付请求的系统，方法和计算机程序产品。在一些实施例中，一种方法包括：（a）在中间计算设备处从源系统接收支付请求，其中所述支付请求包括支付金额和与支付接收者相关联的别名，（b）响应于接收所述支付请求，经由计算设备处理器确定所述支付接收者是否是基于所述别名的注册支付接收者，以及（c）响应于确定所述支付接收者是基于所述别名的注册支付接收者，通过中间计算设备，基于作为注册支付接收者的支付接收者对支付接收者的支付请求。

3. 发明申请

US20130018785A1 MERCHANT BILL PAY 有权
标题翻译：商业帐单支付
公开(公告)号：US20130018785A1
公开(公告)日：2013-01-17
申请号：US13342077
申请日：2012-01-01
申请人： Mark C. Dolphin , David M. Grigg , Michael W. Upton , Darrell F. Stanfield , Darrell Johnsrud
发明人： Mark C. Dolphin , David M. Grigg , Michael W. Upton , Darrell F. Stanfield , Darrell Johnsrud
IPC分类号： G06Q20/14
CPC分类号： G06Q20/10 , G06Q20/3223 , G06Q20/385
摘要： Embodiments of the invention are directed to systems, methods and computer program products for transmitting, via an intermediary system, a payment request from a payment requestor to a customer. In some embodiments, a method includes: (a) receiving, at an intermediary computing device, the payment request from a source system, wherein the payment request includes a payment amount and an alias associated with a payment recipient, (b) in response to receiving the payment request, determining, via a computing device processor, whether the payment recipient is a registered payment recipient based on the alias, and (c) in response to determining the payment recipient is a registered payment recipient based on the alias, communicating, via the intermediary computing device, the payment request to the payment recipient based on the payment recipient being the registered payment recipient.
摘要翻译：本发明的实施例涉及用于经由中间系统从支付请求者向客户发送支付请求的系统，方法和计算机程序产品。在一些实施例中，一种方法包括：（a）在中间计算设备处从源系统接收支付请求，其中所述支付请求包括支付金额和与支付接收者相关联的别名，（b）响应于接收所述支付请求，经由计算设备处理器确定所述支付接收者是否是基于所述别名的注册支付接收者，以及（c）响应于确定所述支付接收者是基于所述别名的注册支付接收者，通过中间计算设备，基于作为注册支付接收者的支付接收者对支付接收者的支付请求。

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