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1. 发明授权

US09317835B2 Populating budgets and/or wish lists using real-time video image analysis 有权
标题翻译：使用实时视频图像分析填充预算和/或愿望清单
公开(公告)号：US09317835B2
公开(公告)日：2016-04-19
申请号：US13365996
申请日：2012-02-03
申请人： Matthew A. Calman , Erik Stephen Ross
发明人： Matthew A. Calman , Erik Stephen Ross
IPC分类号： G06Q30/06 , G06Q40/00 , G06Q10/10 , G06Q30/02 , G06Q40/02
CPC分类号： G06Q30/0641 , G06K9/00671 , G06K9/00744 , G06Q10/10 , G06Q30/02 , G06Q30/06 , G06Q30/0613 , G06Q30/0633 , G06Q30/0643 , G06Q40/02 , G06Q40/12 , G06T11/60 , G06T19/006
摘要： System, method, and computer program product are provided for using real-time video analysis, such as augmented reality to provide the user of a mobile device with real-time budgeting and wish lists. Through the use of real-time vision object recognition objects, logos, artwork, products, locations, and other features that can be recognized in the real-time video stream can be matched to data associated with such to provide the user with real-time budget impact and wish list updates based on the products and budget data determined as being the object. In this way, the objects, which may be products and/or budget data in the real-time video stream, may be included into a user's budget and/or wish list, such that the user receives real-time budget and/or wish list updates incorporating product and/or budget data located in a real-time video stream.
摘要翻译：提供系统，方法和计算机程序产品，用于使用实时视频分析，例如增强现实，为移动设备的用户提供实时预算和愿望清单。通过使用实时视觉对象识别对象，标识，艺术作品，产品，位置以及可在实时视频流中识别的其他特征，可以与与之相关联的数据匹配，从而向用户提供实时基于被确定为对象的产品和预算数据的预算影响和愿望清单更新。以这种方式，可以将实时视频流中的产品和/或预算数据的对象包括在用户的预算和/或愿望列表中，使得用户接收实时预算和/或希望包含位于实时视频流中的产品和/或预算数据的列表更新。

2. 发明授权

US09053490B2 Generating readable indicia customized for product information 有权
标题翻译：为产品信息生成可定制的可读标记
公开(公告)号：US09053490B2
公开(公告)日：2015-06-09
申请号：US13584325
申请日：2012-08-13
申请人： Glenn Grossman , David M. Grigg , Susan Smith Thomas , Matthew A. Calman
发明人： Glenn Grossman , David M. Grigg , Susan Smith Thomas , Matthew A. Calman
IPC分类号： G06F17/00 , G06Q30/02 , G06Q30/06
CPC分类号： G06Q30/02 , G06Q30/0601
摘要： Embodiments of the invention are directed to systems, methods and computer program products for collecting product information based on a navigation history of the user, the product information being associated with the product; generating a readable indicia based on the collected product information, wherein, in response to selection of the readable indicia, the readable indicia is configured to provide instructions for purchasing the product based on the collected product information; and presenting the readable indicia to the user for saving for subsequent consideration or distributing to one or more other users. In some embodiments, shipping information indicative of the user's desired destination address for the product is collected from user input and discount information is collected based on the navigation history of the user or user input. In such cases, the readable indicia may be generated based on all of the product information, the shipping information and the discount information.
摘要翻译：本发明的实施例涉及用于基于用户的导航历史收集产品信息的系统，方法和计算机程序产品，产品信息与产品相关联; 基于所收集的产品信息生成可读标记，其中响应于所述可读标记的选择，所述可读标记被配置为基于所收集的产品信息提供用于购买所述产品的指令; 以及将可读标记呈现给用户以供后续考虑或分发给一个或多个其他用户。在一些实施例中，从用户输入收集指示用户期望的目的地地址的运送信息，并且基于用户或用户输入的导航历史来收集折扣信息。在这种情况下，可以基于所有产品信息，运送信息和折扣信息来生成可读标记。

3. 发明授权

US08925805B2 Pre-set readable indicia to facilitate payment during a transaction with a merchant when there is limited network connectivity 有权
标题翻译：预先设置的可读标记，以便在有限的网络连接性时便于与商家的交易期间的支付
公开(公告)号：US08925805B2
公开(公告)日：2015-01-06
申请号：US13586237
申请日：2012-08-15
申请人： David M. Grigg , Alicia C. Jones , Glenn Grossman , Matthew A. Calman
发明人： David M. Grigg , Alicia C. Jones , Glenn Grossman , Matthew A. Calman
IPC分类号： G06K5/00 , G06Q20/32 , G06Q20/36
CPC分类号： G06Q20/3274 , G06Q20/20 , G06Q20/36
摘要： Embodiments are directed to processing a pre-set readable indicia associated with a user. Embodiments receive and store one or more pre-set readable indicia including instructions for providing a payment during a transaction; and presents one or more of the pre-set readable indicia to a merchant during a transaction for payment. In some embodiments, the pre-set readable indicia comprises a one-use payment token for payment during a transaction not to exceed a predetermined payment limit, and in some embodiments, the pre-set readable indicia comprises payment account information and the invention receives authentication credentials from the user and authenticates the user to approve payment using the payment account information from the pre-set readable indicia.
摘要翻译：实施例涉及处理与用户相关联的预设可读标记。实施例接收和存储一个或多个预置可读标记，包括用于在交易期间提供支付的指令; 并且在用于支付的交易期间向商家呈现一个或多个预设可读标记。在一些实施例中，预设可读标记包括用于在交易期间不超过预定支付限额的支付的一次性支付令牌，并且在一些实施例中，预设可读标记包括支付帐户信息，并且本发明接收认证来自用户的凭证，并使用来自预设可读标记的支付帐户信息来认证用户来批准付款。

4. 发明授权

US08718612B2 Real-time analysis involving real estate listings 有权
标题翻译：实时分析涉及房地产上市
公开(公告)号：US08718612B2
公开(公告)日：2014-05-06
申请号：US13342045
申请日：2012-01-01
申请人： Matthew A. Calman , Erik Stephen Ross , Alfred Hamilton
发明人： Matthew A. Calman , Erik Stephen Ross , Alfred Hamilton
IPC分类号： H04M3/42 , H04M1/725 , H04W24/00 , G06Q50/00
CPC分类号： G06Q30/06 , G06Q50/16 , H04M1/72572 , H04M2250/10
摘要： In general terms, embodiments of the present invention relate to apparatuses, methods, and computer program products for presenting information associated with a real estate listing in an augmented reality environment. For example, in some embodiments, a method is provided that includes (a) receiving positioning information from a mobile device; (b) identifying, based at least partially on the positioning information, a real estate property; (c) determining that the real estate property is subject to a real estate listing; and (d) presenting, via the mobile device, information that indicates that the real estate property is subject to a real estate listing.
摘要翻译：一般来说，本发明的实施例涉及用于在增强现实环境中呈现与房地产列表相关联的信息的装置，方法和计算机程序产品。例如，在一些实施例中，提供了一种方法，其包括（a）从移动设备接收定位信息; （b）至少部分地根据定位信息确定房地产财产; （c）确定房地产物业受房地产上市限制; 和（d）通过移动设备呈现指示房地产财产受房地产上市限制的信息。

5. 发明授权

US08668498B2 Real-time video image analysis for providing virtual interior design 有权
标题翻译：提供虚拟室内设计的实时视频图像分析
公开(公告)号：US08668498B2
公开(公告)日：2014-03-11
申请号：US13342066
申请日：2012-01-01
申请人： Matthew A. Calman , Erik Stephen Ross
发明人： Matthew A. Calman , Erik Stephen Ross
IPC分类号： G09B25/00
CPC分类号： G09B25/04
摘要： System, method, and computer program product are provided for using real-time video analysis, such as augmented reality, to assist a user of a mobile device with interior design. Through the use of real-time object recognition features, logos, artwork, products, locations, etc. can be recognized in a real-time video stream and can subsequently be matched with data associated with such to assist the user with selecting the proper design elements for a space, such as a kitchen. The proper design elements may be based off of several factors regarding the design space, include the dimensions of the space, the location of windows, doors and outlets, geographic and positional data, other space features, current design elements, architectural features, décor, and style data of the space, etc. This invention provides a virtual area with design elements, such that a user may view the area and determine the proper décor for the area.
摘要翻译：提供系统，方法和计算机程序产品，用于使用实时视频分析（如增强现实）来协助移动设备的用户进行室内设计。通过使用实时对象识别功能，可以在实时视频流中识别标识，艺术品，产品，位置等，并且随后可以与与之相关联的数据匹配以帮助用户选择适当的设计空间的元素，如厨房。适当的设计元素可以基于关于设计空间的几个因素，包括空间的尺寸，窗口，门和出口的位置，地理位置数据，其他空间特征，当前设计元素，建筑特征，装饰，和空间的风格数据等。本发明提供了具有设计元素的虚拟区域，使得用户可以查看该区域并确定该区域的适当装饰。

6. 发明申请

US20140025958A1 IMPLEMENTING SECURITY MEASURES FOR AUTHORIZED TOKENS USED IN MOBILE TRANSACTIONS 有权
标题翻译：在移动交易中使用授权的玩具的实施安全措施
公开(公告)号：US20140025958A1
公开(公告)日：2014-01-23
申请号：US13553463
申请日：2012-07-19
申请人： Matthew A. Calman
发明人： Matthew A. Calman
IPC分类号： G06F12/14
CPC分类号： G06Q20/367 , G06F21/33 , G06F21/6218 , G06F2221/2139 , G06Q20/3224
摘要： Security measures for tokens comprise storing security rules associated with a generated token in a memory. A processor, communicatively coupled to the memory, accesses the security rules associated with the generated token and determines whether to encrypt the generated token by applying at least a portion of the security rules to the generated token. The processor encrypts the generated token. An interface, communicatively coupled to the processor, communicates the encrypted token to a mobile device associated with a user.
摘要翻译：令牌的安全措施包括将与生成的令牌相关联的安全规则存储在存储器中。通信地耦合到存储器的处理器访问与生成的令牌相关联的安全规则，并且通过将至少一部分安全规则应用于生成的令牌来确定是否加密所生成的令牌。处理器加密生成的令牌。通信地耦合到处理器的接口将加密的令牌传送到与用户相关联的移动设备。

7. 发明申请

US20140025574A1 READABLE INDICIA FOR A PAYMENT CLAIM 审中-公开
标题翻译：可付费索赔申请书
公开(公告)号：US20140025574A1
公开(公告)日：2014-01-23
申请号：US13554108
申请日：2012-07-20
申请人： David M. Grigg , Glenn Grossman , Matthew A. Calman , Susan Smith Thomas , Peter John Bertanzetti
发明人： David M. Grigg , Glenn Grossman , Matthew A. Calman , Susan Smith Thomas , Peter John Bertanzetti
IPC分类号： G06Q20/40
CPC分类号： G06Q20/40
摘要： Embodiments of the invention are directed to systems, methods and computer program products for processing readable indicia for a payment claim. An exemplary system is configured to: receive information associated with readable indicia associated with a payment claim; receive authentication credentials associated with the payment claim; and process the readable indicia and the authentication credentials to authorize a payment associated with the payment claim.
摘要翻译：本发明的实施例涉及用于处理支付权利要求的可读标记的系统，方法和计算机程序产品。示例性系统被配置为：接收与支付权利要求相关联的可读标记相关联的信息; 接收与付款声明相关联的认证凭证; 并处理可读标记和认证凭证以授权与付款声明相关联的支付。

8. 发明申请

US20140006272A1 NOTIFYING MOBILE DEVICE USERS OF A SUGGESTED PAYMENT TYPE PRIOR TO CONDUCTING A TRANSACTION AT A MERCHANT 审中-公开
标题翻译：在商户进行交易之前通知移动设备的用户使用建议付款
公开(公告)号：US20140006272A1
公开(公告)日：2014-01-02
申请号：US13536795
申请日：2012-06-28
申请人： Matthew A. Calman , David M. Grigg , Susan Smith Thomas , Alicia C. Jones
发明人： Matthew A. Calman , David M. Grigg , Susan Smith Thomas , Alicia C. Jones
IPC分类号： G06Q40/00
CPC分类号： G06Q20/20 , G06Q20/227 , G06Q20/32 , G06Q20/405 , G06Q30/06
摘要： Devices, methods and computer program are defined that provide for notifying (e.g., alerting) users of mobile devices as to suggested payment types accepted by the merchant at which the user is located. The suggested payment type may be one that is favorable or beneficial to the user in terms of discounts/rebates, transaction fee reduction, rewards points transaction processing security and/or extended warranty coverage for items transacted and/or the like. As a result the user makes informed decisions on which payment type to use for an impending transaction at the merchant.
摘要翻译：定义了设备，方法和计算机程序，用于向移动设备的用户通知（例如，提醒）关于用户所在的商家所接受的建议的支付类型。建议的支付类型可以是在折扣/回扣，交易费减免，奖励积分交易处理安全性和/或处理的物品的延长保修范围等方面对用户有利或有益的支付类型。因此，用户对商家即将进行的交易使用哪种支付类型做出明智的决定。

9. 发明申请

US20140006186A1 READABLE INDICIA FOR FUEL PURCHASE 有权
标题翻译：燃料购买的可读指示
公开(公告)号：US20140006186A1
公开(公告)日：2014-01-02
申请号：US13562614
申请日：2012-07-31
申请人： David M. Grigg , Glenn Grossman , Matthew A. Calman , Laura Corinne Bondesen , Alicia C. Jones , Peter John Bertanzetti
发明人： David M. Grigg , Glenn Grossman , Matthew A. Calman , Laura Corinne Bondesen , Alicia C. Jones , Peter John Bertanzetti
IPC分类号： G06Q20/40 , G06Q20/34 , G06Q20/20
CPC分类号： G06Q20/20 , G06Q20/204 , G06Q20/3276 , G06Q30/02 , G07F13/025
摘要： Embodiments of the invention are directed to purchasing fuel for a vehicle from a fuel station. An exemplary apparatus is configured to: receive pre-configured information associated with an information-providing source associated with at least one of the fuel station or a fuel pump at the fuel station; determine identification information associated with the fuel pump that will be used for fueling the vehicle; and transmit a purchase authorization request to an external server based on the identification information and the pre-configured information.
摘要翻译：本发明的实施例涉及从燃料站购买车辆的燃料。示例性装置被配置为：接收与在燃料站处的燃料站或燃料泵中的至少一个相关联的信息提供源相关联的预配置信息; 确定与将用于为车辆加油的燃料泵相关联的识别信息; 并根据所述识别信息和所述预先配置的信息向外部服务器发送购买授权请求。

10. 发明申请

US20140006183A1 AUTOMATIC ACTIVATION OF MOBILE PAYMENT MECHANISMS BASED ON IDENTIFIED MOBILE PAYMENT TYPES ACCEPTED BY A MERCHANT 有权
标题翻译：基于商标接受的移动支付类型的移动支付机制的自动激活
公开(公告)号：US20140006183A1
公开(公告)日：2014-01-02
申请号：US13536783
申请日：2012-06-28
申请人： David M. Grigg , Alicia C. Jones , Matthew A. Calman , Susan Smith Thomas
发明人： David M. Grigg , Alicia C. Jones , Matthew A. Calman , Susan Smith Thomas
IPC分类号： G06Q20/32 , G06Q20/20 , G06Q40/02
CPC分类号： G06Q20/20 , G06Q20/322 , G06Q20/3224 , G06Q20/3278 , G06Q40/02
摘要： Systems, methods, and computer program products are provided for automatic activation of mobile payment mechanisms (e.g., software applications, devices/hardware and the like) on a mobile communication device in response to automated determination of the mobile payment types accepted by a merchant at which the user/consumer is located. As such, the present invention serves to automatically make the user/consumer aware of an option for mobile payment. In addition, the mobile payment transaction is made more efficient, in that, the user/consumer does not have to manually configure and/or activate the software or hardware associated with the mobile payment type.
摘要翻译：系统，方法和计算机程序产品被提供用于在移动通信设备上自动激活移动支付机制（例如，软件应用，设备/硬件等）以响应商家接受的移动支付类型的自动确定用户/消费者所在的位置。因此，本发明用于自动使用户/消费者了解移动支付的选项。此外，移动支付交易更有效，因为用户/消费者不必手动配置和/或激活与移动支付类型相关联的软件或硬件。

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