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    • 1. 发明申请
    • METHODS AND APPARATUS FOR MAGNETICALLY STORING AND RETRIEVING CREDIT CARD TRANSACTION INFORMATION
    • 用于磁存储和检索信用卡交易信息的方法和装置
    • WO1994017498A1
    • 1994-08-04
    • PCT/US1994000715
    • 1994-01-18
    • ENCO-TONE LTD.LABATON, Isaac, J.KELLY, Michael, K.
    • ENCO-TONE LTD.
    • G07F07/10
    • G07F7/1008G06K7/0008G06K7/10326G06Q20/341G07F7/0886
    • A smart credit card holder module (3) is provided to read an account information stored on a magnetic strip (1) on a card (2), when it is inserted into the module. The information on the card can be erased, such that the card cannot be used for transactions. The card may be stored outside of the module in the meantime. When the card will be used for transactions, the information must be rewritten on the card. The card must be again inserted into the module and the stored information will be rewritten onto the erased strip. Also the informations of various cards can be stored in the memory (24) of the holders module and may be rewritten on a blank or new card and may be erased again. Thus only one card is necessary instead of many various cards. The informations stored in the memory may be read on a display (11). New codes may be written by means of a keypad (6). The module comprises an input/output slot (3, 7), an alarm or audio transducer (8), a reader/writer (27) and an erasing mechanism (30).
    • 当智能信用卡持有者模块(3)被插入到模块中时,提供智能信用卡持有者模块(3)来读取存储在卡(2)上的磁条(1)上的帐户信息。 卡上的信息可以被擦除,使得卡不能用于交易。 同时,该卡可以存储在模块外部。 当卡用于交易时,信息必须重写在卡上。 必须将卡片再次插入模块,并将所存储的信息重写到擦除的条上。 此外,各种卡的信息可以存储在保持器模块的存储器(24)中,并且可以被重写在空白卡或新卡上,并且可以再次被擦除。 因此,只需要一张卡而不是许多各种卡。 可以在显示器(11)上读取存储在存储器中的信息。 可以通过键盘(6)来写入新的代码。 模块包括输入/​​输出槽(3,7),报警器或音频传感器(8),读写器(27)和擦除机构(30)。
    • 4. 发明申请
    • METHODS AND APPARATUS FOR ENCODING AND DECODING DATA TRANSMITTED OVER TELEPHONE LINES
    • 用于编码和解码通过电话线传输的数据的方法和装置
    • WO1996010880A1
    • 1996-04-11
    • PCT/US1995012979
    • 1995-10-04
    • LABATON, Isaac, J.KELLY, Michael, K.
    • H04M11/00
    • H04M1/275H04M1/2155H04M11/066
    • A method of generation and detection of acoustic signals carrying alpha-numeric data for reducing the effects of noise and thereby improving signal transmission without the need to boost the power of the signal. In accordance with one aspect of the invention, a special DTMF acoustic signal consisting of a combination of two frequencies will be generated for the representation of a particular alpha-numeric character that will be similar to the standard DTMF tone. The difference between the amplitudes of both frequencies varies during the time of generation of the DTMF tone in such a way that both signals will arrive at a final destination detector, i.e., an interactive voice response board, at least for a portion of the generation time, at a relatively similar amplitude, thereby substantially increasing the probabilities of being recognized as a DTMF signal.
    • 产生和检测携带字母数字数据的声信号的方法,用于减少噪声的影响,从而改善信号传输,而不需要提高信号的功率。 根据本发明的一个方面,将产生由两个频率的组合组成的特殊DTMF声信号,用于表示与标准DTMF音相似的特定字母数字字符。 两个频率的幅度之间的差异在DTMF音调生成期间变化,使得两个信号将至少在一段时间内到达最终目的地检测器,即交互式语音应答板 ,以相对相似的幅度,从而显着增加被识别为DTMF信号的概率。
    • 5. 发明申请
    • METHOD AND APPARATUS FOR DATA ENCRYPTION AND TRANSMISSION
    • 数据加密和传输的方法和装置
    • WO1993011619A1
    • 1993-06-10
    • PCT/US1992010492
    • 1992-12-04
    • ENCO-TONE, LTD.LABATON, Isaac, J.KELLY, Michael, K.
    • ENCO-TONE, LTD.
    • H04L09/00
    • G06Q20/04G07F7/1016H04L9/00H04L2209/56
    • An encryption system for transmitting confidential data from a transmitting device comprising: a processor for effecting a dynamic algorithm which is a function of time, e.g. Greenwich Mean Time; means for entering confidential data into the transmitting device; means for encrypting at least a portion of said confidential data in accordance with said algorithm; means for transmitting the resulting encrypted data; means for decrypting the received data, including circuitry which embodies the inverse of said dynamic function; means for extracting said confidential data from the encrypted data in accordance with said inverse dynamic algorithm. The system is intended to be used for electronic funds transfers: e.g. for credit card transactions.
    • 一种用于从发送设备发送机密数据的加密系统,包括:处理器,用于实现作为时间的函数的动态算法,例如, 格林威治标准时间; 用于将机密数据输入到发送设备的装置; 用于根据所述算法加密所述机密数据的至少一部分的装置; 用于发送所生成的加密数据的装置; 用于对接收的数据进行解密的装置,包括体现所述动态功能的逆的电路; 用于根据所述逆动态算法从所述加密数据中提取所述机密数据的装置。 该系统旨在用于电子资金转账:例如 用于信用卡交易。