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    • 1. 发明申请
    • Shared Medical Data Platform for Insurance Underwriting
    • 保险承保共享医疗数据平台
    • US20140172466A1
    • 2014-06-19
    • US13716736
    • 2012-12-17
    • INNODATA SYNODEX, LLC
    • Richard D. KempSam Jensen
    • G06Q40/08G06Q50/24
    • G06Q40/08G06Q50/24
    • Methods, apparatuses, and computer readable media for implementing a shared medical data platform are provided. A shared medical data platform may be implemented by effecting processing of a medical file to generate a medical report. Data regarding the medical report is distributed to a plurality of insurance underwriters, wherein the data is used to facilitate a bidding or quotation process between the plurality of insurance underwriters to offer insurance underwriting services to a client associated with the medical report. A fee is determined for effecting processing of the medical file, and payment of the fee by at least one of the plurality of insurance underwriters is facilitated based on whether the bidding or quotation process results in an offer of insurance underwriting services to the client associated with the medical report.
    • 提供了用于实现共享医疗数据平台的方法,装置和计算机可读介质。 共享医疗数据平台可以通过执行医疗文件的处理来生成医疗报告来实现。 关于医疗报告的数据被分发给多个保险承保商,其中所述数据用于促进所述多个保险承保商之间的招标或报价过程,以向与所述医疗报告相关联的客户提供保险承保服务。 确定对医疗档案进行处理的费用,并且根据投标或报价过程是否导致与客户相关联的客户提供保险承保服务来促进至少一个保险承保人支付费用 医疗报告。
    • 2. 发明申请
    • Method for Evaluating Medical Condition Insurability Risk
    • 评估医疗条件保险风险的方法
    • US20150081319A1
    • 2015-03-19
    • US14030583
    • 2013-09-18
    • Innodata Synodex, LLC
    • Richard D. KempSam Jensen
    • G06Q40/08G06Q50/22
    • G06Q40/08G06Q50/22G16H10/60G16H50/30
    • Methods, apparatuses, and computer readable media for evaluating medical condition insurability risk are provided. A digital communication including an indication of a medical condition associated with an individual is received. A presumptive medical condition risk score is generated for the individual based on the indication of the medical condition and presumptive medical condition risk criteria. One or more medical records associated with the individual are retrieved via a data storage device. A composite medical condition risk score for the individual is generated based on the one or more medical records, and a correlation between the presumptive medical condition risk score and the composite medical condition risk score is determined.
    • 提供了用于评估医疗状况可靠性风险的方法,装置和计算机可读介质。 接收包括与个人相关联的医疗状况的指示的数字通信。 根据医疗条件和推定医疗状况风险标准的指示,为个人产生推定的医疗状况风险评分。 通过数据存储装置检索与个人相关联的一个或多个病历。 基于一个或多个医疗记录生成个体的复合医疗状况风险评分,并且确定推定医疗状况风险评分与综合医疗状况风险评分之间的相关性。
    • 4. 发明申请
    • Method for Generating a Selected Pool of Underwritten Insurance Policies
    • 生成所选保险单的保险单的方法
    • US20140358582A1
    • 2014-12-04
    • US13907245
    • 2013-05-31
    • Innodata Synodex, LLC
    • Richard D. KempSam Jensen
    • G06F19/00
    • G06F19/328
    • Methods, apparatuses, and computer readable media for generating a selected pool of underwritten insurance policies are provided. A normative risk element associated with data in a plurality of normalized medical reports is identified. A magnitude of the normative risk element is determined for each of the plurality of normalized medical reports. A plurality of risk performance standards are generated that correlate with the magnitude of the normative risk element for each of the plurality of medical reports, and a plurality of underwritten insurance policies are selected based on the plurality of risk performance standards or metrics, wherein the plurality of underwritten insurance policies comprise one of a synthetic or engineered pool of underwritten insurance policies.
    • 提供了用于生成选定的包销保险单池的方法,装置和计算机可读介质。 识别与多个标准化医疗报告中的数据相关联的规范性风险元素。 针对多个标准化医疗报告中的每一个确定规范风险元素的大小。 生成与多个医疗报告中的每一个的规范性风险元素的大小相关联的多个风险绩效标准,并且基于多个风险绩效标准或度量来选择多个承保保险单,其中多个 包销保险单由合约或工程设计的承保保险单组成。
    • 10. 发明申请
    • A METHOD FOR EVALUATING MEDICAL CONDITION INSURABILITY RISK
    • 一种评估医疗条件不可避免风险的方法
    • WO2015041974A1
    • 2015-03-26
    • PCT/US2014/055596
    • 2014-09-15
    • INNODATA SYNODEX, LLC
    • KEMP, Richard, D.JENSEN, Sam
    • G06Q40/08G06Q50/24G06F19/30
    • G06Q40/08G06F19/00G06Q50/22G16H10/60G16H50/30
    • Methods, apparatuses, and computer readable media for evaluating medical condition insurability risk are provided. A digital communication including an indication of a medical condition associated with an individual is received. A presumptive medical condition risk score is generated for the individual based on the indication of the medical condition and presumptive medical condition risk criteria. One or more medical records associated with the individual are retrieved via a data storage device. A composite medical condition risk score for the individual is generated based on the one or more medical records, and a correlation between the presumptive medical condition risk score and the composite medical condition risk score is determined.
    • 提供了用于评估医疗状况可靠性风险的方法,装置和计算机可读介质。 接收包括与个人相关联的医疗状况的指示的数字通信。 根据医疗条件和推定医疗状况风险标准的指示,为个人产生推定的医疗状况风险评分。 通过数据存储装置检索与个人相关联的一个或多个病历。 基于一个或多个医疗记录生成个体的复合医疗状况风险评分,并且确定推定医疗状况风险评分与综合医疗状况风险评分之间的相关性。