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    • 2. 发明专利
    • Paladin Securities Capital Guarantee
    • AU2011101071A4
    • 2011-09-29
    • AU2011101071
    • 2011-08-22
    • HODGSON DAVID
    • DAVID HODGSON
    • G06Q40/00
    • Abstract The Paladin Securities Capital Guarantee allows fund managers or institutional investors to combine high performance investment strategies with capital security that is wholly comprised of bank-issued deposit products that are senior, unsubordinated retail deposit obligations of the issuing banks - meaning that they rank as the highest priority of the banks' obligations in the event of a liquidation or a receivership. It therefore allows investment managers to provide flexible investment and capital protection options to individual retail, professional, wholesale or institutional investors whereby the investor can select, at the outset of their investment, the proportion of the investment to be capital protected and the term over which the capital protection applies. Additionally, the capital guarantee can be fixed to a longer term than normally available via standard fixed term deposits and, unlike term deposits, has the ability to capitalise interest for the term without triggering a tax event in each financial year.