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    • 1. 发明申请
    • Transaction processing system
    • 交易处理系统
    • US20050246277A1
    • 2005-11-03
    • US10508354
    • 2003-09-22
    • Nicolaas BloemEric HanekomMatthys MaraisAndre SchoemanAndries SmitEugene Smith
    • Nicolaas BloemEric HanekomMatthys MaraisAndre SchoemanAndries SmitEugene Smith
    • G06Q20/00G06F17/60
    • G06Q20/04G06Q20/10G06Q20/108G06Q20/32G06Q20/3223
    • This invention provides a transaction processing system (10) which includes a first network interface (12) connectable to a mobile communications network (20). The interface (12) is configured to receive a data message request originating from a telecommunications data message sent by a requester from a mobile telephone (28). The data message request contains transaction information uniquely identifying the requester. The system (10) also includes a host database (14) containing confidential information of requesters. The confidential information of each requester is indexed with at least some of the information contained in a data message request. The system further includes a processor (18) operable to receive the data message request via the interface (12); to retrieve confidential information of the requester by use of the uniquely identifiable requester information: to obtain verification that a monetary transfer between the requester and a recipient of the monetary transfer will he or has been carried out in relation to the transaction: and to transmit a confirmation of transaction message via the interface (12).
    • 本发明提供了一种交易处理系统(10),其包括可连接到移动通信网络(20)的第一网络接口(12)。 接口(12)被配置为从移动电话(28)接收来自由请求者发送的电信数据消息的数据消息请求。 数据消息请求包含唯一标识请求者的事务信息。 系统(10)还包括包含请求者的机密信息的主机数据库(14)。 每个请求者的机密信息用包含在数据消息请求中的至少一些信息进行索引。 所述系统还包括处理器(18),其可操作以经由所述接口(12)接收所述数据消息请求; 通过使用唯一可识别的请求者信息来检索请求者的机密信息:获得关于请求者与货币转移的接收者之间的货币转移的交易或相关的交易的验证,并且发送 通过接口(12)确认交易信息。