会员体验
专利管家(专利管理)
工作空间(专利管理)
风险监控(情报监控)
数据分析(专利分析)
侵权分析(诉讼无效)
联系我们
交流群
官方交流:
QQ群: 891211   
微信请扫码    >>>
现在联系顾问~
热词
    • 4. 发明授权
    • Methods and systems for smoothing of the assumed long-term discount rate for pension plans and actuarial valuations
    • 用于平衡养老金计划和精算估值的假定长期贴现率的方法和系统
    • US07647239B2
    • 2010-01-12
    • US10938449
    • 2004-09-10
    • Edward Macdonald
    • Edward Macdonald
    • G06Q40/00
    • G06Q40/02G06Q40/00G06Q40/04G06Q40/06G06Q40/08G06Q40/10
    • Methods and computer systems provide for the determination of employer liabilities and resulting contributions to pension plans by utilizing a smoothed discount rate in place of an assumed long-term discount rate. A compounded expected cumulative return on market value over a period of time that is based on the assumed long-term discount rate is found. A compounded actual return on market value over the chosen look-back period is also found. An adjusted expected rate of return over a future period of time remaining in an assumed period of time is then found based on the compounded expected return and the compounded actual return. The smoothed discount rate to be used in place of the assumed long-term discount rate is then based on the adjusted expected return.
    • 方法和计算机系统通过利用平滑的贴现率代替假设的长期贴现率来确定雇主负债的确定和养老金计划的结果。 发现在一段时间内,基于假定的长期贴现率的复合预期市场价值累计回报率。 还找到了在所选择的追溯期内复合实际的市场价值回报率。 然后根据复合预期收益和复合实际收益,确定在假设期间剩余时间内的调整后预期回报率。 然后根据经调整的预期收益,用于代替假设长期贴现率的平滑贴现率。