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    • 2. 发明申请
    • SYSTEM AND METHOD FOR MAKING ELECTRONIC PAYMENTS FROM A WIRELESS MOBILE DEVICE
    • 用于从无线移动设备制造电子支付的系统和方法
    • US20090233579A1
    • 2009-09-17
    • US12116171
    • 2008-05-06
    • David CastellEric Chan
    • David CastellEric Chan
    • H04M1/66
    • G06Q20/3229G06Q20/105G06Q20/32G06Q20/3572G06Q20/363G06Q20/367G06Q20/382G06Q20/4014G06Q20/40145G06Q30/0601
    • There is disclosed a system and method of making an electronic payment from a wireless mobile device. In an embodiment, the method comprises: providing an electronic wallet, the electronic wallet having a persistent store for storing data for one or more payment cards and a wallet security module configured to verify authorized access to the electronic wallet; and permitting access to the data for one or more payment cards stored in the electronic wallet upon verification of authorized access by the wallet security module. In an embodiment, the wallet security module is configured to store one or more of a password and biometric data, and the method further comprises: comparing any subsequently input password or biometric data to a password or biometric data previously supplied by the authorized user and stored in the wallet security module; and if the comparison matches or is within an acceptable range, then permitting access to the data for one or more payment cards stored in the electronic wallet.
    • 公开了一种从无线移动设备进行电子支付的系统和方法。 在一个实施例中,所述方法包括:提供电子钱包,所述电子钱包具有用于存储用于一个或多个支付卡的数据的持久存储器和被配置为验证对所述电子钱包的授权访问的钱包安全模块; 并且在验证所述钱包安全模块的授权访问时,允许访问存储在所述电子钱包中的一个或多个支付卡的数据。 在一个实施例中,钱包安全模块被配置为存储密码和生物特征数据中的一个或多个,并且该方法还包括:将任何随后输入的密码或生物特征数据与先前由授权用户提供的密码或生物特征数据进行比较并存储 在钱包安全模块中; 并且如果比较匹配或处于可接受的范围内,则允许访问存储在电子钱包中的一个或多个支付卡的数据。
    • 5. 发明授权
    • System and method for making electronic payments from a wireless mobile device
    • 用于从无线移动设备进行电子支付的系统和方法
    • US08060413B2
    • 2011-11-15
    • US12116171
    • 2008-05-06
    • David CastellEric Chan
    • David CastellEric Chan
    • G06Q20/00H04M3/42
    • G06Q20/3229G06Q20/105G06Q20/32G06Q20/3572G06Q20/363G06Q20/367G06Q20/382G06Q20/4014G06Q20/40145G06Q30/0601
    • There is disclosed a system and method of making an electronic payment from a wireless mobile device. In an embodiment, the method comprises: providing an electronic wallet, the electronic wallet having a persistent store for storing data for one or more payment cards and a wallet security module configured to verify authorized access to the electronic wallet; and permitting access to the data for one or more payment cards stored in the electronic wallet upon verification of authorized access by the wallet security module. In an embodiment, the wallet security module is configured to store one or more of a password and biometric data, and the method further comprises: comparing any subsequently input password or biometric data to a password or biometric data previously supplied by the authorized user and stored in the wallet security module; and if the comparison matches or is within an acceptable range, then permitting access to the data for one or more payment cards stored in the electronic wallet.
    • 公开了一种从无线移动设备进行电子支付的系统和方法。 在一个实施例中,所述方法包括:提供电子钱包,所述电子钱包具有用于存储用于一个或多个支付卡的数据的持久存储器和被配置为验证对所述电子钱包的授权访问的钱包安全模块; 并且在验证所述钱包安全模块的授权访问时,允许访问存储在所述电子钱包中的一个或多个支付卡的数据。 在一个实施例中,钱包安全模块被配置为存储密码和生物特征数据中的一个或多个,并且该方法还包括:将任何随后输入的密码或生物特征数据与先前由授权用户提供的密码或生物特征数据进行比较并存储 在钱包安全模块中; 并且如果比较匹配或处于可接受的范围内,则允许访问存储在电子钱包中的一个或多个支付卡的数据。