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    • 8. 发明申请
    • SYSTEMS AND METHODS FOR FAST AUTHENTICATION WITH A MOBILE DEVICE
    • 用移动设备快速认证的系统和方法
    • WO2013085807A1
    • 2013-06-13
    • PCT/US2012/067204
    • 2012-11-30
    • DORSO, GregoryALAO, Rachad
    • DORSO, GregoryALAO, Rachad
    • G06F21/36H04L9/32
    • G06F21/36G06F21/43
    • A system for authenticating a user to a service includes a service, an authentication server and a device. The service includes first signal interface, first processing hardware and first user interface. The authentication server includes second signal interface and second processing hardware. First signal interface transmits a request to the authentication server to authenticate a user. Second processing hardware creates a session identifier and encodes it into a pictogram. Second signal interface transmits the pictogram to the service. The device includes third processing hardware that scans the pictogram and extracts the session identifier, and a third signal interface that transmits the credentials and the session identifier to the authentication server. Second processing hardware verifies the credentials, and second signal interface securely transmits the result of the authentication to the service.
    • 用于将用户认证为服务的系统包括服务,认证服务器和设备。 该服务包括第一信号接口,第一处理硬件和第一用户界面。 认证服务器包括第二信号接口和第二处理硬件。 第一信号接口向认证服务器发送请求以认证用户。 第二处理硬件创建会话标识符并将其编码成象形图。 第二信号接口将象形图发送到服务。 该设备包括扫描象形图并提取会话标识符的第三处理硬件,以及将证书和会话标识符传送到认证服务器的第三信号接口。 第二处理硬件验证凭证,第二信号接口将认证结果安全地传送到服务。
    • 9. 发明申请
    • SYSTEMS AND METHODS FOR FAST MOBILE PAYMENT
    • 快速移动支付的系统和方法
    • WO2013032613A1
    • 2013-03-07
    • PCT/US2012/048778
    • 2012-07-30
    • DORSO, GregoryALAO, Rachad
    • DORSO, GregoryALAO, Rachad
    • G06Q20/32
    • G06Q20/3276G06Q20/027G06Q20/40G06Q20/42G06Q30/0238G06Q30/0268G06Q30/06
    • A method of completing transactions using a device includes displaying a pictogram including transaction details associated therewith by a merchant. The mobile device acquires the pictogram. The mobile device or a remote server decodes the transaction details. The mobile device displays for a user the decoded transaction details. If the decided transaction details are acceptable to the user, the user accepts, via the mobile device, the decoded transaction details. The mobile device transmits a confirmation of acceptance by the user to a remote server. The remote server transmits a payment request for the payment amount reflected in the transaction details to a payment gateway. The payment gateway validates the payment request. The merchant and the device receive a payment confirmation.
    • 使用设备完成交易的方法包括显示包括商家相关联的交易细节的象形图。 移动设备获取象形图。 移动设备或远程服务器解码交易细节。 移动设备为用户显示已解码的交易细节。 如果确定的交易细节是用户可接受的,则用户经由移动设备接受经解码的交易细节。 移动设备向远程服务器发送用户接受的确认。 远程服务器将交易明细中反映的支付金额的支付请求发送到支付网关。 支付网关验证付款请求。 商家和设备收到付款确认。