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    • 3. 发明申请
    • WALLET BANKING SYSTEM
    • 电子钱包系统
    • US20130159180A1
    • 2013-06-20
    • US13697599
    • 2010-09-01
    • Ashok JhunjhunwalaBurde Suresh Kamath
    • Ashok JhunjhunwalaBurde Suresh Kamath
    • G06Q20/36
    • G06Q20/36G06Q20/227G06Q20/32G06Q20/322
    • A Wallet Banking System (WBS) for handling large volume transactions is disclosed. This invention relates to banking systems, and more particularly to wallet banking systems. Existing banking systems charge a certain amount on per transaction basis. As a result, the customer will have to pay a considerable amount for every transaction transactions that he makes. The disclosed method creates a wallet account for every core bank account of a customer that requires payments. An amount of money is automatically made available from the customers' core bank account to the customers' wallet account in WBS by using lien facility. The amount made available to the wallet account, there after becomes available for making payments from WBS. WBS will post a consolidated entry at the end of the day into customers' operational account in CBS thus reducing the entries that get posted into the CBS to a minimum.
    • 披露了用于处理大量交易的电子钱包银行系统(WBS)。 本发明涉及银行系统,更具体涉及钱包银行系统。 现有银行系统每笔交易收取一定金额。 因此,客户必须为他所做的每笔交易交易支付相当数量的金额。 所公开的方法为需要付款的客户的每个核心银行帐户创建一个钱包帐户。 使用留置权设施,从客户的核心银行帐户自动向WBS的客户的钱包账户提供一笔款项。 可用于钱包帐户的金额可用于从WBS支付。 WBS将在CBS上将合并的条目发布到客户的运营帐户中,从而将发布到CBS的条目减至最少。