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1. 发明授权

US08548934B2 System and method for assessing risk 有权
标题翻译：评估风险的制度和方法
公开(公告)号：US08548934B2
公开(公告)日：2013-10-01
申请号：US12694243
申请日：2010-01-26
申请人： William Michael Lay , Yi Wu , Fan Tao Pu , Alain Kouyaté
发明人： William Michael Lay , Yi Wu , Fan Tao Pu , Alain Kouyaté
IPC分类号： G06N5/02
CPC分类号： G06N5/02 , G06Q10/0635 , G06Q20/4016
摘要： The invention describes systems and methods of assessing risk using a computer. A computer-based system including an enrollment module, a data aggregation module, a risk assessment module, and a memory is provided for assessing risks. The enrollment receives, at a computer, personal information regarding at least one entity. The data aggregation module receives, at the computer, risk information regarding the entity according to the personal information from at least one data source. The risk assessment module converts the risk information to assessment information. The memory stores the personal information, the risk information, and/or the assessment information on the computer.
摘要翻译：本发明描述了使用计算机评估风险的系统和方法。提供了一种基于计算机的系统，包括注册模块，数据聚合模块，风险评估模块和内存，用于评估风险。注册在计算机上接收关于至少一个实体的个人信息。数据聚合模块在计算机处接收来自至少一个数据源的根据个人信息的关于实体的风险信息。风险评估模块将风险信息转换为评估信息。存储器将个人信息，风险信息和/或评估信息存储在计算机上。

2. 发明申请

US20110119218A1 SYSTEM AND METHOD FOR DETERMINING AN ENTITY'S IDENTITY AND ASSESSING RISKS RELATED THERETO 有权
标题翻译：确定实体身份和评估相关风险的系统和方法
公开(公告)号：US20110119218A1
公开(公告)日：2011-05-19
申请号：US12901744
申请日：2010-10-11
申请人： William Michael Lay , Yin Wu , Fan-Tao Pu , Alain Kouyaté
发明人： William Michael Lay , Yin Wu , Fan-Tao Pu , Alain Kouyaté
IPC分类号： G06N5/02
CPC分类号： G06F21/577 , G06F21/32 , G06N5/02
摘要： The invention describes systems and methods of determining an entity's identity and assessing risk related to the entity's identity using a computer. A computer-based system including a tracking module, an information module, a risk assessment module, and a memory is provided. The tracking module records encounters of the entity with the computer-based system. The information module gathers and detects changes in biographic information and biometric information relating to the entity's identity. The risk assessment module evaluates risks associated with the entity. The memory stores the information.
摘要翻译：本发明描述了使用计算机确定实体身份并评估与实体身份相关的风险的系统和方法。提供了包括跟踪模块，信息模块，风险评估模块和存储器的基于计算机的系统。跟踪模块使用基于计算机的系统记录实体的遇到。信息模块收集并检测与实体身份有关的传记信息和生物特征信息的变化。风险评估模块评估与实体相关的风险。内存存储信息。

3. 发明申请

US20110119211A1 SYSTEM AND METHOD FOR ASSESSING RISK 有权
标题翻译：用于评估风险的系统和方法
公开(公告)号：US20110119211A1
公开(公告)日：2011-05-19
申请号：US12694243
申请日：2010-01-26
申请人： William Michael Lay , Yi Wu , Fan Tao Pu , Alain Kouyaté
发明人： William Michael Lay , Yi Wu , Fan Tao Pu , Alain Kouyaté
IPC分类号： G06F15/18 , G06F17/00
CPC分类号： G06N5/02 , G06Q10/0635 , G06Q20/4016
摘要： The invention describes systems and methods of assessing risk using a computer. A computer-based system including an enrollment module, a data aggregation module, a risk assessment module, and a memory is provided for assessing risks. The enrollment receives, at a computer, personal information regarding at least one entity. The data aggregation module receives, at the computer, risk information regarding the entity according to the personal information from at least one data source. The risk assessment module converts the risk information to assessment information. The memory stores the personal information, the risk information, and/or the assessment information on the computer.
摘要翻译：本发明描述了使用计算机评估风险的系统和方法。提供了一种基于计算机的系统，包括注册模块，数据聚合模块，风险评估模块和内存，用于评估风险。注册在计算机上接收关于至少一个实体的个人信息。数据聚合模块在计算机处接收来自至少一个数据源的根据个人信息的关于实体的风险信息。风险评估模块将风险信息转换为评估信息。存储器将个人信息，风险信息和/或评估信息存储在计算机上。

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