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    • 10. 发明申请
    • INTERACTIVE WEB-BASED SYSTEM FOR MANAGING MORTGAGE LOANS AND SERVICES
    • 基于交互式WEB的系统,用于管理抵押贷款和服务
    • WO2007025245A2
    • 2007-03-01
    • PCT/US2006/033482
    • 2006-08-28
    • INFOTRAK, INC.FREEMAN, Cheryl, L.
    • FREEMAN, Cheryl, L.
    • G06Q40/00
    • G06Q40/02G06Q30/02
    • An interactive information management system generates a hierarchy of web pages for allowing loan originators, lenders, and/or other personnel to track and manage each stage of the process of acquiring a mortgage. One web page includes a database search capability which is performed based on one or more user-specified criteria. Other pages provide more detailed information of loan records produced by the search. These pages serve as a useful tool in improving the efficiency of the mortgage acquisition process. They also help loan originators better manage their accounts. The system also generates a qualifier sheet which allows different loan products to be compared. This additional functionality allows the system to further serve as a marketing tool locating the best financing options for borrowers.
    • 交互式信息管理系统生成网页层次结构,以允许贷款发起人,贷方和/或其他人员跟踪和管理获得抵押贷款的每个阶段。 一个网页包括基于一个或多个用户指定标准执行的数据库搜索能力。 其他页面提供了搜索产生的贷款记录的更详细信息。 这些页面是提高抵押贷款获取过程效率的有用工具。 他们还帮助贷款发起人更好地管理他们的账户。 该系统还生成一个限定表,允许比较不同的贷款产品。 这一附加功能使该系统能够进一步充当为寻求借款人的最佳融资选择的营销工具。