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    • 47. 发明授权
    • Method and system for predictive bill estimation based on financial data from similar users
    • 基于类似用户的财务数据进行预测性账单估算的方法和系统
    • US08346568B1
    • 2013-01-01
    • US12022597
    • 2008-01-30
    • James Robert Del FaveroMarko RukonicChris LeeBenjamin WeissJohn Reed Flora
    • James Robert Del FaveroMarko RukonicChris LeeBenjamin WeissJohn Reed Flora
    • G06Q40/00
    • G06Q40/00G06Q10/02
    • A system and method for predictive bill estimation includes a process for predictive bill estimation whereby financial data associated with one or more “contributing consumers” is obtained from one or more sources. The financial data obtained from the one or more contributing consumers is then aggregated, analyzed, and/or categorized, according to one or more criteria/parameters associated with the financial transaction data and/or the contributing consumer. The aggregated and/or categorized financial data is then stored. A user consumer then initiates a request for cost/bill data associated with a given area and/or event. The aggregated and/or categorized financial data obtained from one or more contributing consumers is then searched based on one or more search parameters and results data representing multiple financial transactions and/or purchases associated the specified area and/or event is obtained. The results data obtained is then presented to the user consumer in any one of various data and/or report formats, and the user consumer may be notified/alerted to predicted fluctuations in his or her bills automatically well in advance of the expected fluctuation in order to provide the user consumer the opportunity to budget for the predicted fluctuations.
    • 用于预测票据估计的系统和方法包括用于预测票据估计的过程,从而从一个或多个来源获得与一个或多个贡献消费者相关联的财务数据。 然后,根据与金融交易数据和/或贡献消费者相关联的一个或多个标准/参数,从一个或多个贡献消费者获得的财务数据被聚合,分析和/或分类。 然后存储聚合和/或分类的财务数据。 然后,用户消费者启动与给定区域和/或事件相关联的成本/帐单数据的请求。 然后基于一个或多个搜索参数搜索从一个或多个贡献消费者获得的聚合和/或分类的财务数据,并且获得表示与指定区域和/或事件相关联的多个金融交易和/或购买的结果数据。 所获得的结果数据随后以各种数据和/或报告格式中的任何一种呈现给用户消费者,并且可以在预期的波动顺序之前自动地将用户消费者自动通知/警告他或她的账单中的预期波动 为用户提供预算波动预算的机会。
    • 49. 发明申请
    • SYSTEM AND METHOD FOR ADAPTING AN INTERNET FILTER
    • 用于适应互联网过滤器的系统和方法
    • US20110307513A1
    • 2011-12-15
    • US13219415
    • 2011-08-26
    • Harold KesterDan RuskinChris LeeMark Anderson
    • Harold KesterDan RuskinChris LeeMark Anderson
    • G06F17/30
    • H04L63/0227G06F17/30864Y10S707/99936
    • A system and method for updating a filtering system which controls access to a website/page between a local area network (LAN) and an Internet. The LAN includes an Internet gateway system coupled to a workstation and configured to receive a URL request. The system controls access to the website/page associated with the URL based on one or more categories that are associated with the URL. The Internet gateway system can determine the category that is associated with the URL by referencing a master database or requesting the category from a database factory. The database factory can receive URLs from multiple Internet gateway systems. The database factory determines whether the identifier was previously categorized by the database factory and provides the category to the Internet gateway system. Once the Internet gateway system has the category, it applies rules associated with the category and user to filter access to the requested website/page.
    • 一种用于更新控制对局域网(LAN)和因特网之间的网页/页面的访问的过滤系统的系统和方法。 LAN包括耦合到工作站并被配置为接收URL请求的因特网网关系统。 该系统基于与URL相关联的一个或多个类别来控制对与URL相关联的网站/页面的访问。 互联网网关系统可以通过引用主数据库或从数据库工厂请求类别来确定与URL相关联的类别。 数据库工厂可以从多个互联网网关系统接收URL。 数据库工厂确定该标识符是否以前由数据库工厂分类,并将类别提供给Internet网关系统。 一旦Internet网关系统具有类别,它将应用与该类别和用户相关联的规则来过滤对所请求的网站/页面的访问。