专利快速检索-快速检索全球专利，免费商用专利数据库-IPRDB

31. 发明授权

US08925804B2 Pre-set readable indicia for vendor use 有权
标题翻译：用于供应商使用的预设可读标记
公开(公告)号：US08925804B2
公开(公告)日：2015-01-06
申请号：US13586231
申请日：2012-08-15
申请人： David M. Grigg , Alicia C. Jones , Glenn Grossman , Matthew A. Calman
发明人： David M. Grigg , Alicia C. Jones , Glenn Grossman , Matthew A. Calman
IPC分类号： G06K5/00
CPC分类号： G06Q30/00 , G06Q20/3274 , G06Q20/385 , G06Q20/401
摘要： Embodiments of the invention are directed to systems, methods and computer program products for processing a pre-set readable indicia associated with a user. The invention reads the pre-set readable indicia from a mobile device of the user, where the pre-set readable indicia comprises payment information, stores the read pre-set readable indicia or payment information extracted from the pre-set readable indicia, and, after connecting to a network, reconciles the transaction based on the payment information extracted from the pre-set readable indicia. In some embodiments, the invention receives authentication credentials from the user and authenticates the user to approve payment using the payment information from the pre-set readable indicia.
摘要翻译：本发明的实施例涉及用于处理与用户相关联的预设可读标记的系统，方法和计算机程序产品。本发明从用户的移动设备读取预先设置的可读标记，其中预设可读标记包括支付信息，存储从预设可读标记中提取的读预读可读标记或支付信息，在连接到网络之后，基于从预设可读标记中提取的支付信息来协调交易。在一些实施例中，本发明从用户接收认证证书，并且使用来自预设可读标记的支付信息来认证用户来批准支付。

32. 发明授权

US08873807B2 Vehicle recognition 有权
标题翻译：车辆识别
公开(公告)号：US08873807B2
公开(公告)日：2014-10-28
申请号：US13342058
申请日：2012-01-01
申请人： Matthew A. Calman , Erik Stephen Ross , Alfred Hamilton
发明人： Matthew A. Calman , Erik Stephen Ross , Alfred Hamilton
IPC分类号： G06K9/00 , G06Q30/06 , G06Q40/02
CPC分类号： G06Q30/0609 , G06K9/00671 , G06K9/00791 , G06K2209/15 , G06Q40/02
摘要： System, method, and computer program product are provided for using real-time video analysis to provide information about vehicles to a user. Through the user of real-time vision object recognition an image of a vehicle VIN number or a portion of a vehicle may be captured using an image capture device. The VIN number or the portion the vehicle that was captured via the real-time video analysis may be analyzed to determine information about the vehicle. The information may include information about the vehicle, such as the make, model, year, price, vehicle history, and the like. Furthermore, information about the individual's finances, such that an individual may know budgeting of purchasing a vehicle. The information about the vehicle and financial information about purchasing the vehicle is presented to the user.
摘要翻译：提供系统，方法和计算机程序产品，用于使用实时视频分析向用户提供有关车辆的信息。通过实时视觉对象识别的用户，可以使用图像捕获装置捕获车辆VIN号码或车辆的一部分的图像。可以分析VIN编号或通过实时视频分析捕获的车辆部分，以确定关于车辆的信息。信息可以包括关于车辆的信息，例如制造商，型号，年份，价格，车辆历史等。此外，关于个人财务的信息，使得个人可能知道购买车辆的预算。向用户呈现关于车辆的信息和关于购买车辆的财务信息。

33. 发明授权

US08732077B2 Notification of alternative payment channel 有权
标题翻译：通知替代付款渠道
公开(公告)号：US08732077B2
公开(公告)日：2014-05-20
申请号：US13619385
申请日：2012-09-14
申请人： Matthew A. Calman
发明人： Matthew A. Calman
IPC分类号： G06Q40/00
CPC分类号： G06Q20/227 , G06Q20/3255 , G06Q20/407 , G06Q20/425
摘要： Systems, methods, and computer program products are defined for notifying customers, post-transaction of the ability to change payment form for the just completed transaction. In addition, the notification may include the advantages presented by the alternative payment forms and/or the optimal payment form for the completed transaction. Once notified, the customer may effortlessly and automatically change the payment form if so desired. If the payment form is changed to an interest-bearing payment form, such as a credit or loan account, the customer may be subsequently notified with an option to automatically and immediately pay-off the transaction amount using another customer account, such as a savings account, checking account or the like.
摘要翻译：系统，方法和计算机程序产品被定义为通知客户，交易后能够为刚完成的交易更改付款表单的能力。此外，该通知可以包括替代支付表格所呈现的优点和/或完成交易的最佳付款形式。一旦通知，如果需要，客户可以毫不费力地自动更改付款表单。如果付款表格更改为有息付款单，例如信用或贷款账户，则客户可能随后被通知使用另一个客户帐户自动立即交付交易金额，例如储蓄帐户，支票账户等。

34. 发明授权

US08660951B2 Presenting offers on a mobile communication device 有权
标题翻译：在移动通信设备上呈现优惠
公开(公告)号：US08660951B2
公开(公告)日：2014-02-25
申请号：US13342041
申请日：2012-01-01
申请人： Matthew A. Calman , Erik Stephen Ross , Alfred Hamilton
发明人： Matthew A. Calman , Erik Stephen Ross , Alfred Hamilton
IPC分类号： G06Q40/00
CPC分类号： H04W4/021 , G06Q20/3276 , G06Q20/36 , G07F17/16
摘要： Systems, methods, and computer program products provide for presentation of product offers in conjunction with a live video stream that includes images of the product or images associated with the product. The invention identifies products located proximate to a mobile communication, for example using real-time object recognition techniques, product codes, wireless communication or the like to identify products. Once the products are identified, related offers are determined and offer indicators are presented proximate to the location of the image in the live video stream.
摘要翻译：系统，方法和计算机程序产品提供了与实时视频流一起呈现的产品报价，包括与产品相关联的产品或图像的图像。本发明识别位于移动通信附近的产品，例如使用实时对象识别技术，产品代码，无线通信等来识别产品。一旦产品被识别，确定相关报价，并且在实时视频流中图像的位置附近提供指示。

35. 发明申请

US20140052461A1 READABLE INDICIA FOR INSURANCE PAYMENT 审中-公开
标题翻译：可查阅的保险支付指标
公开(公告)号：US20140052461A1
公开(公告)日：2014-02-20
申请号：US13589904
申请日：2012-08-20
申请人： Glenn Grossman , Laura Corinne Bondesen , Matthew A. Calman , David M. Grigg
发明人： Glenn Grossman , Laura Corinne Bondesen , Matthew A. Calman , David M. Grigg
IPC分类号： G06Q40/08 , G06Q50/22
CPC分类号： G06Q30/0601 , G06Q20/20
摘要： Embodiments of the invention include systems, methods, and computer-program products for providing a readable indicia for insurance payments. The system may provide a readable indicia on a statement from a treatment provider, such as a medical treatment provider, where the user's insurance may have covered a portion of the treatment price. The readable indicia may provide the user with itemized treatments received and payment methods for each. Furthermore, the system may provide the user with information associated with his/her insurance policy. The itemized treatments received may indicate the treatments that the user received from the medical provider during the visit, such as exams, tests, and the like. Payment methods for each include an amount, if any, that an insurance company may have contributed and/or the amount due from the user for the treatment.
摘要翻译：本发明的实施例包括用于提供用于保险支付的可读标记的系统，方法和计算机程序产品。系统可以提供来自治疗提供者（例如医疗提供者）的声明的可读标记，其中用户的保险可能已经覆盖了治疗价格的一部分。可读标记可以向用户提供收到的逐项处理和每种付款方式。此外，系统可以向用户提供与他/她的保险单相关联的信息。收到的逐项治疗可以指示用户在访问期间从医疗机构接收的治疗，例如检查，测试等。每种支付方式包括保险公司可能已经出资的金额（如果有的话）和/或用户应付的待处理金额。

36. 发明申请

US20140025581A1 MOBILE TRANSACTIONS USING AUTHORIZED TOKENS 审中-公开
标题翻译：使用授权的TOKENS的移动交易
公开(公告)号：US20140025581A1
公开(公告)日：2014-01-23
申请号：US13553511
申请日：2012-07-19
申请人： Matthew A. Calman
发明人： Matthew A. Calman
IPC分类号： G06Q20/38
CPC分类号： G06Q20/385 , G06Q20/3223 , G06Q20/3255 , G06Q20/3278 , G06Q20/38215
摘要： Conducting mobile transactions comprises determining, using a processor, whether a network is available to facilitate a mobile transaction. An interface, communicatively coupled to the processor, receives an encrypted token from a mobile device without using the network if the network is not available. The processor is further operable to process the encrypted token to complete the mobile transaction.
摘要翻译：进行移动交易包括使用处理器确定网络是否可用以促进移动交易。如果网络不可用，通信地耦合到处理器的接口从移动设备接收加密的令牌，而不使用网络。处理器还可操作以处理加密的令牌以完成移动交易。

37. 发明申请

US20140006259A1 SYSTEM FOR ITEM LEVEL PAYMENT VEHICLE SUGGESTION 审中-公开
标题翻译：用于物品水平支付车辆建议的系统
公开(公告)号：US20140006259A1
公开(公告)日：2014-01-02
申请号：US13536466
申请日：2012-06-28
申请人： David M. Grigg , Matthew A. Calman , Susan Smith Thomas , Elizabeth S. Votaw , Alicia C. Jones , Peter John Bertanzetti
发明人： David M. Grigg , Matthew A. Calman , Susan Smith Thomas , Elizabeth S. Votaw , Alicia C. Jones , Peter John Bertanzetti
IPC分类号： G06Q20/22
CPC分类号： G06Q30/06 , G06Q10/10 , G06Q20/36 , G06Q30/0278
摘要： Embodiments of the present invention allow a user to use multiple different payment vehicles in a single transaction to purchase a variety of different items wherein the different payment vehicles are chosen because of favorable payment terms associated with a category assigned to the item by receiving information about a transaction, assigning the items in the transaction to at least one category, determining a payment vehicle to use in completing the transaction for each item and using the communication device to transmit to the transaction device the information related to the payment vehicles determined for use in completing the transaction for each item.
摘要翻译：本发明的实施例允许用户在单个事务中使用多个不同的支付车辆来购买各种不同的项目，其中由于通过接收关于所述项目的信息而与分配给该项目的类别相关联的有利的支付条款来选择不同的支付车辆交易，将交易中的项目分配给至少一个类别，确定用于完成每个项目的交易的支付车辆，并且使用通信设备向交易设备发送与确定用于完成的支付车辆相关的信息每个项目的交易。

38. 发明申请

US20140006224A1 SYSTEM FOR PRE-PROCESSING SALES RETURNS 有权
标题翻译：用于预处理销售退货的系统
公开(公告)号：US20140006224A1
公开(公告)日：2014-01-02
申请号：US13536864
申请日：2012-06-28
申请人： David M. Grigg , Susan Smith Thomas , Peter John Bertanzetti , Matthew A. Calman
发明人： David M. Grigg , Susan Smith Thomas , Peter John Bertanzetti , Matthew A. Calman
IPC分类号： G06Q10/00 , G06Q10/08
CPC分类号： G06Q10/0837 , G06Q20/12 , G06Q20/203 , G06Q20/204 , G06Q20/3223 , G06Q20/3274 , G06Q20/3276 , G06Q30/00 , G06Q30/016 , G06Q30/06 , G06Q30/0601
摘要： Systems, methods, and computer program products are provided for pre-processing a sales return. The system may initiate a sales return transaction prior to a customer being physically present at a merchant store. To this extent, the system is also capable of transmitting sales return information to a merchant such that the consumer's presence is not necessary in order to process a sales return transaction. Merchants and Consumers may use QR codes to both process payments for sales transactions and initiate sales return transactions.
摘要翻译：提供系统，方法和计算机程序产品用于预处理销售退货。系统可以在客户实际存在于商店之前发起销售回报交易。在这种程度上，该系统还能够向商家传送销售退货信息，以便为了处理销售退货交易而不需要消费者的存在。商家和消费者可以使用QR码来处理销售交易的付款并启动销售退货交易。

39. 发明授权

US08548214B2 Providing information regarding medical conditions 有权
公开(公告)号：US08548214B2
公开(公告)日：2013-10-01
申请号：US13342060
申请日：2012-01-01
申请人： Matthew A. Calman , Erik Stephen Ross
发明人： Matthew A. Calman , Erik Stephen Ross
IPC分类号： G06K9/00 , H04M1/00
摘要： Systems, methods, and computer program products are provided for using real-time video analysis and AR or the like to assist the user of mobile devices with commerce activities. Through the use of real-time vision object recognition medical conditions can be recognized in the real-time video stream and can be matched to medical condition related information regarding the medical condition and can also be matched to one or more targeted offers for products related to the medical condition. The medical condition related information may be presenting to the user of the mobile device in conjunction with display of the associated medical condition in a live video stream. Further, in some embodiments, a product can be recognized as products related to a previously recognized medical condition and indicators associated with the recognized products can be presented with the real-time video stream.

40. 发明申请

US20130201306A1 VIDEO-ASSISTED CUSTOMER EXPERIENCE 有权
标题翻译：视频辅助客户体验
公开(公告)号：US20130201306A1
公开(公告)日：2013-08-08
申请号：US13366058
申请日：2012-02-03
申请人： Matthew A. CALMAN
发明人： Matthew A. CALMAN
IPC分类号： H04N7/18
CPC分类号： H04N7/141
摘要： A video-assisted customer experience is disclosed. Generally, the experience includes a communications link between a user and a business representative facilitated by an external apparatus such as an ATM, mobile device, user's workstation, teleconferencing system, etc. The communications link may be a one or two-way video link such that the user may view video of the business representative or a representation of the business representative. The experience utilizes speech-recognition technology to incorporate subtitles in the video stream.
摘要翻译：透露视频辅助客户体验。通常，该经验包括用户和由诸如ATM，移动设备，用户工作站，电话会议系统等的外部设备促进的业务代表之间的通信链路。通信链路可以是一个或两个双向视频链路，例如用户可以查看业务代表的视频或业务代表的表示。该经验利用语音识别技术在视频流中加入字幕。

你已经成功收藏专利！

检索式保存成功!

IPRDB

热门服务

关于我们

友情链接

联系方式