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    • 11. 发明申请
    • METHOD AND SYSTEM FOR PROJECTING CATASTROPHE EXPOSURE
    • 用于投射烟草暴露的方法和系统
    • US20080300924A1
    • 2008-12-04
    • US12130497
    • 2008-05-30
    • John SavageDavid LeeLucy LyulkinCharles R. Schader
    • John SavageDavid LeeLucy LyulkinCharles R. Schader
    • G06Q10/00G06Q40/00
    • G06Q10/06G06Q10/0635G06Q40/08
    • A web-based application for an insurance carrier that combines national account information and detailed insurance policy information with catastrophe modeling technology. As an event occurs, the modeling technology determines a projected damage area that the event will cause. The insurance carrier can cross-reference that information with its account and policy information. In a short time, the insurance carrier can generate the following catastrophe exposure data: (1) summary reports indicating the projected number of damaged locations for each account; (2) maps and graphs of each account's affected locations that provide a visual image of the epicenter and the concentration of the losses; and (3) tables with detailed property location information. After receiving this data, the insurance carrier can secure the services of independent adjusters and assign other resources according to the scope and magnitude of the projected loss.
    • 保险公司的网络应用程序,将国家帐户信息和详细的保险政策信息与灾难建模技术相结合。 当事件发生时,建模技术确定事件将导致的预计损坏区域。 保险公司可以用其帐户和政策信息交叉引用该信息。 在短时间内,保险公司可能产生以下灾难风险暴露数据:(1)汇总报告,显示每个账户的损坏地点的预计数量; (2)提供震中视觉形象的每个帐户的受影响地点的图表和损失的集中; 和(3)具有详细的物业位置信息的表。 收到这些资料后,保险公司可以根据预计损失的范围和规模确保独立调整人员的服务,并分配其他资源。
    • 16. 发明申请
    • Conducting assisted self-service transactions
    • 进行辅助自助交易
    • US20080097883A1
    • 2008-04-24
    • US12001828
    • 2007-12-13
    • John SavageNorman Taylor
    • John SavageNorman Taylor
    • G06Q40/00
    • G07F19/201G06Q40/00G07F19/20G07F19/211
    • A system for use in assisting a self-service transaction at a service facility includes one or more self-service terminals, each configured to gather transaction information associated with a customer who is engaged in a business transaction with the service facility through the self-service terminal. The system also includes a teller terminal that (a) receives at least some of the transaction information by electronic means and displays it for viewing by a human representative of the service facility while the business transaction is still in progress, and (b) receives input from the human representative that allows completion of the business transaction.
    • 用于在服务设施处协助自助服务交易的系统包括一个或多个自助终端,每个自助终端被配置为收集与通过自助服务与服务设施进行商业交易的顾客相关联的交易信息 终奌站。 该系统还包括一个柜员终端,(a)通过电子手段接收交易信息中的至少一部分,并且在业务交易仍在进行中的情况下,将其显示给服务设施的人类代表进行观看,并且(b)接收输入 来自允许完成业务交易的人类代表。
    • 19. 发明申请
    • Self-service terminal
    • 自助终端
    • US20050205675A1
    • 2005-09-22
    • US11082533
    • 2005-03-17
    • John Savage
    • John Savage
    • G07F19/00G06F17/60
    • G07F19/207G07F19/20
    • A self-service terminal (10) comprising a plurality of components associated with a valuable media, such as a card reader (28) or cash dispenser (30). Each component includes or is associated with one or more sensors for detecting potentially fraudulent activity and a component agent (34) for generating a warning signal in the event that such activity is detected. Also provided is a higher level agent (38) that is operable to receive warning signals from the component agents (34), and use the received signals to identify potentially fraudulent activity. By providing a hierarchy of fraud detection agents (34,38), the likelihood of a fraud being successfully detected is improved.
    • 一种自助终端(10),包括与有价介质相关联的多个组件,例如读卡器(28)或自动提款机(30)。 每个组件包括或与一个或多个用于检测潜在欺诈活动的传感器相关联,以及用于在检测到这种活动的情况下产生警告信号的组件代理(34)。 还提供了可操作以从组件代理(34)接收警告信号的较高级代理(38),并且使用所接收的信号来识别潜在的欺诈活动。 通过提供欺诈检测代理(34,38)的层次结构,提高了成功检测到欺诈的可能性。